Startup Elevate has a new approach to how employers and employees access, manage and experience consumer-directed benefits. these benefits are most commonly the out-of-pocket healthcare expenses an employee has, like health savings accounts, flexible spending accounts, commuting expenses, tuition reimbursement or even reimbursement of expenses for adoption or fertility treatments. Elevate platform enables employees to view, plan and manage their pre-tax benefits from one web and mobile dashboard. There is also one contactless card for all of the benefits, and claims are processed instantly with reimbursement taking place within minutes. On the employer side, they can customize their offering with standard templates for many of the common plans and then configure the plan for their particular market or plan.