DigiBanker

Bringing you cutting-edge new technologies and disruptive financial innovations.

Global Covid-19 innovations
Topics in Disruptive Financial Innovations

Top Innovations

Cloudera’s CDP LLM supports building AI apps with proprietary data, hosted internally in the enterprise  

Cloudera announced the LLM Chatbot…

Broadridge’s BondGPT LLM applies GPT-4 to allows users to ask questions and identify corporate bonds, on the LTX trading platform based on their specific criteria

Broadridge Financial Solutions has revealed…

Finance-specific LLM KAI-GPT promises 10% savings for banks by automating contact centers. The LLM is expected to be mature within 12 to 18 months

While major LLMs like Chat-GPT…

Goldman and JP Morgan  participate in Tel Aviv blockchain government bond trial demonstrating risk reduction enabled by the combination of DLT, smart contracts and tokenization

Tel Aviv Stock Exchange (TASE)…

Swift is testing use of its infrastructure for transfer of tokenized value over public blockchains. Swift is working with Web3 services platform Chainlink and more than a dozen FIs

Swift is testing the use…

iPadOS 17 adds upgraded widgets, customizable Home Screen and new native apps; Lock Screen now offers Live Activities and direct interaction with apps

The Apple Business Register has…

Key News

iOS 17 can automatically clean up verification codes that clog up Messages app

The ‌iOS 17‌ update includes…

Apple’s Vision Pro is a pricey cabled Halo XR headset for prosumers coming next year

The Apple Vision Pro has…

JPMorgan and Indian banks test blockchain-based on-chain Nostro instant settlement system

JPMorgan is to test the…

 Capital One’s ‘shift-left’ mandates accessibility needs to be considered at the start of the development cycle

Accessibility is a moral no-brainer,…

Amazon is in talks with wireless carriers to offer low-cost mobile phone service to Prime members for as little as $10 a month or possibly even for free

Amazon is negotiating with Verizon…

iOS 17 could allow users to see the balances of other non-Apple credit cards, a Bloomberg analyst claims

Apple Wallet users can only…

Finance-specific LLM KAI-GPT promises 10% savings for banks by automating contact centersNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Aprimo’s AI Content Coach in near real-time trains different GPT models on customers’ curatedNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Cyera Integrates OpenAI to identify misconfigurations in data access governanceNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Broadridge’s BondGPT LLM applies GPT-4 to allows users to ask questions and identify corporate bondsNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Facctum releases open access platform to combat financial crime
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

McAfee called on to offer fraud protection to Mastercard business card users
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

CISA urges organizations to implement phishing-resistant MFA
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

a16z backed Rewind creates a searchable recording of Zoom meetings
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gen AI can spread malicious packages into developers’ environments warns new reportNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Starling Bank’s app feature allows economic abuse survivors to mute malicious messagesNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Central banks successfully test ‘quantum resistant’ communications channelNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Scammers have tricked Gmail’s blue checkmark system, researchers claimNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gen Z is looking to disconnect from their smartphones, compared to just 20 percent of Baby Boomers
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gen Z is less interested in working at Big Tech companies right out of college, their job searches show
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gen Z are not reviewing their budget and fixed expenses on a consistent basis
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Cash is king for millennials with the group shunning other assets like stocks and bonds, survey shows
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Fintechs’ reliance on payment networks has increased; seek flexibility and innovation : Discover’s surveyNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Payrails is building an OS for complex multiprocessor payments flows, ledgers and automationsNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Spreedly’s payments vault melds lifecycle features, network tokenization and active managementNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Facctum enables low-latency payment screening and infinite scalability for real-time risk detectionNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

HSBC launches ESG Index that uses AI to measure the improvement of a company’s ESG credentials
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

5 ways bank are plugging into the EV market- educational microsites; digital-first experiences; forging fintech partnerships; chargers at branches and electrifying credit card rewards
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

IBM Cloud Carbon Calculator gives clients access to standards-based cloud emissions data
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Bain &Co. says banks lack clarity on primary accountability in business lines for managing climate risks
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

AWS-announces-general-availability-of-Amazon-Security-Lake
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Comerica taps former Meta leader to ‘democratize data’ across the bank
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Oracle Autonomous Data Warehouse breaks through the limitations of data management
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Databricks acquires Okera for attribute and intent-based access policies for data governance
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

FinOps Foundation builds a common spec for cloud cost, usage and billing data
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Frontend cloud provider challenges Amazon S3, Google Cloud with serverless database solutions for the edge (Venturebeat 05/01)
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Microsoft expands Cloud Partner Program to create new opportunities and specilizations for partner firms
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Accenture recommends horizontal, scalable platform, as opposed to the vertical scale up platform of the mainframe
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

PingOne Protect for IAM dynamically evaluates multiple risk signals to calculate an overall risk scoreNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Microsoft announces external ID preview plus other Entra Identity perks
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Experian adds biometric authentication to portfolio with Keyless integration
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Experian addds biometric authentication to portfolio with Keyless integration
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Spotify introduces an iPhone Lock Screen widget for easy access to its app
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple wins a patent for a Ring input device that can control XR headset activity
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

CES 2023: Sony unveils controller for disabled gamers
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

FCA warns stock trading apps to review game-like designs
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Dunkin’ Donuts optimizes individual stores’ performance with local data and assets creation platformNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

BOND enables creators to engage with audience and monetize content on the same platformNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

In-store spend is threatened by eCommerce surge ; 32% expect to buy more groceries onlineNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Grocers are ready to jumpstart private-label ; 80% plan to increase private brand investmentsNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Flutterwave Uber’s PSP partners Token.io to provide pay by bankNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Consumer confidence in embedded finance and ease of use of digital wallets is growing: MarqetaNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Credit scoring fintech uses Mastercard’s account ownership verification open banking techNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Citi taps NetDania’s flexible Open API structure for charting and data visualisationNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

BlackRock looks to offer ‘Buffer ETFs’ that aim to limit investors’ losses
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Morgan Stanley announces a successful year of “The Equity Collective” a diversity-driven collaboration between 27 wealth and asset management firms
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gen-Z ETF to shutter after teenage values pitch falls flat
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Lloyds trials personalised monthly limits on gambling spend
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Buy now pay later on a post it note
Buy-now, pay-later platforms turn to interest-bearing lending via bank partners
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Share of UK Senior Citizens Using BNPL Doubled in 2022
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Splitit’s merchant sales volume from the $215B e-learning market triples in three years as consumers pursue online learning opportunities
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Mastercard Inc. is facing pushback from retailers over charge of three per cent of a purchase price
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Instacart’s latest feature lets you order from two retailers with one delivery fee
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Cruise’s driverless autonomous cars start giving rides to paying passengers in California
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

FedNow will greatly diminish the costs that banks currently incur for settlement fees and fund verificationNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Managing the risks and rewards of faster payments
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Same Day ACH helps lead ACH network to strong first quarter growth
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

FedNow instant payments platform to be live in July, with certification and testing for early adopters starting in the first week of April
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.


PayPal says it can compete against Apple Pay because “merchants want cross-channel checkout”
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

PayPal’s strategy could pay off in the form of double-digit top-line growth, analysts say
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Visa launches CVV-free payments for tokenised credit, debit cards
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Visa says Compelling Evidence 3.0 will blunt ‘friendly’ fraud
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Square launches nearly 100 new features to help sellers diversify revenue streams and automate operations
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Mastercard’s new service offers seamless set up of international payments with digital experience
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Bold Commerce partners PayPal for a new headless checkout on Adobe Commerce
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Stripe partners web 3.0 developer to augment the payments infrastructure for clients
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Amazon partners with AI-based visualization platformNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple Vision Pro expensive but a great value, says Tim CookNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple’s new Touch ID include a mechanical slider button and virtual on-display buttonNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

iOS 17 will autofill verification codes in Safari from the Mail appNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

iOS 17 adds real-time charging availability info for EV driversNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Several Google apps are now optimized for larger screens with smoother transitions across screensNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Google rolls out passkey support to Workspace and Google CloudNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

iOS 17 can automatically clean up verification codes that clog up Messages app –New
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple Watch0S 10 brings a widget-focused rebrand with the digital crown to control the widgetsNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Some of Apple’s older phones are being left out of the iOS 17 updateNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

iPadOS 17 adds upgraded widgets, customizable Home Screen and new native appsNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple adds Wallet app to Apple Business Register which enables organizations to connect to Apple’s appsNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Amazon is in talks with wireless carriers to offer low-cost mobile phone service to Prime membersNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gmail is improving search by showing ‘Top results’ firstNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Gmail is using AI to make searching for emails and attachments on your phone faster and easierNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Morgan Stanley expects Apple headset to earn $20 billion by 2037New
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

More Innovations & Trends

Digital skins for payment cards on Google Pay and Apple Pay can help banks to create a fun way for customers to connect
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple Vision Pro impresses analysts for intuitive interfaces and 3-D movies that make senseNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Webstudio for Web 3.0 offers an extensive library of over 250+ UI blocks and 10+ pre-built templatesNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Meta Quest 3 could beat Apple’s MR headset with more diverse content and cross-platform compatibilityNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Apple’s Vision Pro is a pricey cabled Halo XR headset for prosumers coming next yearNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Digital skins for payment cards on Google Pay and Apple Pay can help banks to create a fun way for customers to connect
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Shopify Tax is intended to help its merchants better understand their sales tax obligations
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Online grocery sales inch up by 1% in April
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Hostaway to offer a portal of tools for vacation rental managersNew
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Serve Robotics to deploy up to 2,000 sidewalk delivery bots on Uber Eats
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

IBM wants to build a 100,000-qubit quantum computer to work alongside “classical” supercomputers
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

BNPL’s future is bright following Big Tech’s entry, cross-demographic growth and high interest in Gen Z
Members /

This content is for members only. Sign up for access to the latest trends and innovations in fintech. View subscription plans.

Innovations & Trends

We’re on the look out for the latest trends, strategies and innovations. Do you have something to share? We’d love to hear from you.
Share an Innovation with Us.

Digital Brief delivers the latest disruptive financial innovations.

Fast-breaking Trends and Innovations in Fintech

Join us today!

View our Subscription Plans