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Yodlee Credit enables financial institutions to confidently integrate cashflow data into credit underwriting for under-served borrowers, following completion of FCRA requirements

October 13, 2025 //  by Finnovate

Yodlee announced its subsidiary Yodlee Credit, LLC has completed the steps necessary to operate as a Consumer Reporting Agency (CRA) under the Fair Credit Reporting Act (FCRA). By partnering with Yodlee Credit, lenders can incorporate alternative consumer data, such as consumer cashflow data, into their credit models to responsibly expand access to credit. Yodlee Credit allows financial institutions to confidently integrate cashflow data into credit underwriting and consumer evaluation. By leveraging Yodlee’s data aggregation capabilities, the subsidiary unlocks insights that reduce blind spots in risk assessment and expand credit access to more consumers. Yodlee Credit allows financial institutions to confidently integrate cashflow data into credit underwriting and consumer evaluation. By leveraging Yodlee’s data aggregation capabilities, the subsidiary unlocks insights that reduce blind spots in risk assessment and expand credit access to more consumers.

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