Virgin Money, a UK financial services provider, is set to offer its credit card customers the ability to view balances and transactions from other banks directly within the Virgin Money Credit Card App. This feature is part of a collaboration with Mastercard, a global payments technology company, and uses Mastercard’s open banking technology. Open banking allows third-party financial service providers to access consumer banking data through APIs with consumer consent. This integration enables Virgin Money users to manage various financial accounts through a single interface, providing a comprehensive view of customers’ finances without requiring them to switch between multiple banking applications. The move aligns with trends in the financial services industry towards greater integration of financial data and services, as banks increasingly recognize the value of providing comprehensive views of their finances through primary banking applications.