Stripe announced new products to help businesses take advantage of AI and stablecoins to grow their revenue. Announcements included Open Issuance, which empowers businesses to launch and manage their own stablecoins with just a few lines of code, and new solutions for agentic commerce, helping businesses and their customers transact via AI tools and agents. Open Issuance, a new platform powered by Bridge, enables any business to launch and manage their own stablecoin with just a few lines of code. Businesses can mint and burn coins freely, and customize their reserves to manage the ratio between cash and treasuries and choose their preferred partners. Treasuries are managed by BlackRock, Fidelity Investments, and Superstate. Cash is held by Lead Bank to provide liquidity as necessary. To establish liquidity, all new coins are fully interoperable with any others issued via Open Issuance, and Bridge’s orchestration API helps with low cost conversions to virtually any other stablecoin. Crucially, businesses can generate rewards for originating stablecoins on their platform, and use earnings from these rewards to incentivize their customers. CASH, an open-loop stablecoin designed by Phantom, is the first stablecoin issued via Open Issuance. Recently announced stablecoins like mUSD for Metamask, and USDH, built by Native
Markets for Hyperliquid, will also be issued on top of the platform. Alongside Open Issuance, Stripe announced a series of product updates that make it easy for businesses to deploy stablecoins for business growth: Businesses can now accept recurring stablecoin payments, and Stripe’s Optimized Checkout Suite now accepts stablecoin payments by default. US businesses with Financial Accounts can now hold stablecoin balances, convert between fiat currencies, spend stablecoin balances with a locally issued card, and send stablecoins to crypto wallets cross-
border. Stripe and OpenAI released the Agentic Commerce Protocol (ACP)—a new standard that already powers the new
Instant Checkout in ChatGPT. ACP establishes a shared language between merchants and AI agents. With a single integration, merchants can sell through AI agents while retaining control over their brand, catalog, fulfillment, and customer relationships. ACP is an open standard: it works across AI agents, and businesses can adopt it even if they don’t process payments with Stripe. Stripe also announced that it’s also working with early partners including Microsoft Copilot, Anthropic, Perplexity, Vercel, Lovable, Replit, and Manus to test its solutions in real-world settings to help businesses get ready for agentic commerce. Beyond ACP, Stripe announced new tools to help AI companies monetize their products. Stripe Billing now makes it simple to run hybrid revenue models that combine subscriptions with usage-based pricing, while a new API will let companies connect to LLM providers and track inference cost changes in real time. Stripe Radar is expanding to block ‘friendly fraud’ types, such as the abuse of free trial periods. AI companies see this problem every day: bad actors string together multiple free trials and rack up huge compute bills without ever paying for a service. Stripe Radar can now stop up to 62% of trial fraud at the source, protecting
margins without adding friction for legitimate users. Other announcements included:
- A new app-to-web payments flow helps businesses seamlessly redirect customers from their iOS app to a mobile checkout page powered by Stripe Checkout. Businesses like Superwall, Voodoo, Replit, and Hinge are saving up to 90% on payment costs with this new flow.
- Link, Stripe’s wallet for faster checkouts, now supports Buy-Now-Pay-Later (BNPL) with Klarna.
- Businesses can now use Stripe Managed Payments, a merchant-of-record solution, for one-time payments. Stripe manages global taxes, fraud prevention, dispute management, fulfillment, and more on businesses’ behalf.
- For businesses selling physical goods, Stripe Tax will support tax collection in 102 countries—up from 40 last year.
- Stripe Reader S710, Stripe’s newest hardware product, is now globally available, with support for cellular connectivity so users can process payments even without WiFi.
- AI platforms like Vercel and Replit can now embed Stripe sandboxes directly inside their environments, allowing developers to launch and manage payments and financial services without leaving the platform.