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Stripe expands agentic commerce capabilities with OpenAI collaboration, introducing shared payment tokens and stablecoin tools to support autonomous AI-powered transactions

October 6, 2025 //  by Finnovate

With agentic commerce and stablecoins quickly evolving, Stripe is placing its bet by expanding its payments partnership with OpenAI and adding new crypto technology. Stripe and OpenAI have launched Instant Checkout in ChatGPT. ChatGPT users in the U.S. will be able to make purchases from U.S.-based Etsy sellers with a pending integration with Shopify, making the ChatGPT “buy button” available for about 1 million merchants. At the same time, Stripe and OpenAI have released Agentic Commerce Protocol, a standard for agentic AI-powered transactions; and Open Issuance, which enables businesses to launch and manage their own stablecoins. Stripe’s rollouts come as dozens of banks and technology companies consider issuing stablecoins, while payment companies build agentic AI protocols to guide commerce and payments involving agentic AI, which supports tasks with little or no human intervention. “Commerce is about to change fundamentally and we’re talking every day about what it will take to adopt agentic commerce,” Emily Sands, head of data and AI at Stripe, told American Banker. “

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