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Stripe deploys over 60 AI and stablecoin products as a hedge against geopolitical and tariff-related cross-border payment risks

May 13, 2025 //  by Finnovate

Stripe this week deployed more than 60 products covering a range of artificial intelligence and distributed ledger uses as it competed with legacy card networks and fintechs such as Block and PayPal. These deployments come as the entire payments industry assesses the impact of President Donald Trump’s tariffs, which are pressuring firms to support rapid changes in cross-border strategy.  Geographic flexibility is important for a payment tech firm operating in cross-border payments and affects both financial institutions and the global corporations they serve, Sean Viergutz, PwC principal and financial services transformation leader, told. “Being present or easily able to operate in multiple regions allows firms to hedge geopolitical and regulatory risks by not being overly reliant on a specific country or region,” Viergutz said.  “Additionally, it allows them to maintain operations in alternative markets when one becomes unstable.” Taking advantage of shifts in supply-chain strategies amid the trade war is a revenue opportunity for cross-border payment companies, according to FXC Intelligence, which reports these adjustments and currency hedges can help offset tariff-related cross-border payment risks, such as a decline in credit for exposed businesses and price volatility. “This is a big opportunity for international commerce,” Tony DeSanctis, a senior director at Cornerstone Advisors, told. “Because the time, currency risk, and cost of international transactions can be mitigated using dollar-denominated stablecoins, this represents a sizable opportunity for international transactions.” Stripe, which provides payment portals for businesses, among other products, has a roster of clients that includes software companies, AI developers , financial institutions and more traditional businesses. The tariffs don’t affect digital businesses because they don’t ship tangible items, Paul Harapin, head of Asia Pacific and Japan at Stripe said, “but that could change.” Stripe has seen an increase in clients that are seeking to pivot their cross-border businesses to deemphasize the U.S. in response to the trade war. “We’ve been told ‘We’re tripling down in the U.K.,'” Harapin said. “They’re already there but are now moving faster.” To deepen its presence in Asia, Stripe recently partnered with Luckin Coffee, a large China-based chain that is expanding elsewhere in the region. The payment company hopes the Luckin deal can raise Stripe’s profile, drawing attention to Stripe services that can address compliance and currency differences within the region.  “Asia Pacific is positioned very well for growth,” Harapin said. “The problem is the complex regulations and managing fraud. There are also different payment methods in different countries.”

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