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Startups’ DeFi payroll experiments: Kinetiq’s crypto payouts lets employees earn points and stake rewards in order to boost take‑home yield, on‑chain transparency and capital efficiency

September 15, 2025 //  by Finnovate

Kinetiq’s Total Value Locked (TVL) has risen from $458 million to $2.1 billion in just a few weeks, driven by a growing desire for transparency and good returns. The platform’s points program, introduced in mid-July, allows users to earn points from staking, potentially leading to token allocations and double yield returns. Hyperliquid, a significant player in DeFi, is solidifying its position in the space by allowing users to earn both staking rewards and program points. However, the decentralized nature of DeFi systems places them in a regulatory grey zone, potentially leading to compliance hurdles and facilitating money laundering and fraud. The lack of centralized oversight leaves users vulnerable to hacks, scams, and market manipulation. As Kinetiq continues to grow, crypto payroll solutions become more relevant, as startups could use Kinetiq’s points program to pay employees, enhancing capital efficiency and user engagement. This aligns with the growing trend of companies paying salaries in crypto, particularly in countries facing economic instability. The sustainability of platforms like Kinetiq depends on managing systemic risks, regulatory clarity, and governance to avoid speculative bubbles and maintain investor trust.

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Category: Crypto & Blockchain, Innovation Topics

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