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Santander applied for a European cryptocurrency license under the Mica Regulations and may enable retail access to digital assets and stablecoin, crypto offering

June 2, 2025 //  by Finnovate

Banco Santander is mulling introducing euro and dollar stablecoins, or potentially making a third party coin available to clients, citing sources. This move aligns with broader crypto ambitions, as its digital bank, Openbank, has reportedly applied for a European cryptocurrency license under the Mica Regulations and may enable retail access to digital assets. Should Santander confirm plans to launch a stablecoin, it will be the fourth global systemically important bank (G-SIB) to do so.  Santander’s involvement could extend beyond an individual initiative. The bank is a shareholder in The Clearing House, where US banks are exploring the potential to create a joint stablecoin. If a US initiative took that route it could involve nine more G-SIBs including Bank of America, Barclays, BMO, BNY Mellon, Citi, HSBC, JP Morgan, TD Bank and Wells Fargo.

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Category: Crypto & Blockchain, Innovation Topics

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