The Rail acquisition marks Ripple’s deeper push into B2B digital asset transactions, where stablecoins, including the upcoming Ripple stablecoin (RLUSD) are rapidly gaining traction. Rail’s core tech allows businesses to send and receive stablecoin payments without directly handling crypto assets or needing exchange accounts, solving key adoption barriers. Backed by integrations with over 12 banks, Rail’s platform streamlines regulatory compliance and operational friction — a perfect complement to Ripple’s 60+ global licenses and extensive payment rails. Analysts now speculate that Ripple and Rail together could process over 10% of the $36B global B2B stablecoin market in 2025, significantly advancing XRP’s role in enterprise payments. By acquiring Rail, Ripple removes the friction that has historically blocked enterprise blockchain adoption. Businesses can now access blockchain-settled stablecoin payments via familiar banking interfaces, with Rail handling behind-the-scenes tokenization and settlement. Funds can flow across major currency corridors without crypto exposure on corporate balance sheets. “We’ve built the fastest way to settle business payments with stablecoins,” said Rail CEO Bhanu Kohli. “By 2025, we expect to process more than 10 percent of the $36 billion B2B market.” This integration also adds 24/7 liquidity support for XRP, RLUSD, and other Ripple-linked assets — eliminating the settlement downtime common in legacy banking systems. The goal is clear: Ripple is not just growing — it’s aiming to own the rails for global digital asset payments. Ripple’s payment infrastructure, built on the XRPL, enables instant settlements and low-cost transactions, in stark contrast to SWIFT’s multi-day, high-fee framework. With institutional adoption rising and on-chain liquidity models becoming the norm, XRP is now seen as a viable bridge currency for global settlements. Ripple CEO Brad Garlinghouse recently predicted that XRP could handle up to 14% of SWIFT’s transaction volume within five years. This bold projection underscores Ripple’s growing institutional partnerships and its ambitions to dominate cross-border value movement. According to a Ripple report, demand for XRP is expected to rise alongside utility, particularly as the company deepens its regulatory moat and expands its product suite for businesses and governments.