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Revolut expands ‘Karma’ system adding six new risk and compliance behaviors that help determine bonus payments for employees

April 25, 2025 //  by Finnovate

Revolut has expanded a system that tracks employees’ risky behavior and ultimately determines how much they’re paid every year. The company added six new sources to its Karma system last year, which allows employees to gain or lose points based on their behavior throughout the year. Those points are then tallied up and help determine bonus payments, the report shows. “We have seen companywide Karma performance related to key risk and compliance processes increase by 25% since its inception, showing the success of linking these actions to remuneration,” the company said. The Karma system includes more than 30 risk processes, the report shows. In one example, it might be used to track employees’ actions after a risk incident: the system would ensure that staffers complete any investigation and partake in remediation in a timely manner. The expanded system shows Revolut is still laser-focused on shaking off its reputation around weak financial controls that have dogged the company in previous years. “Karma is essential for measuring and incentivizing good risk and compliance outcomes, and its coverage was expanded in 2024 to address our organization’s growing complexity,” Pierre Decote, group chief risk and compliance officer, said

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