RaylsLabs has introduced a dual-layer blockchain infrastructure to help banks securely tokenize deposits and funds while adhering to financial regulations. The architecture combines private tokenization with public distribution via an Enigma-powered blockchain, aiming to support institutional-grade tokenization and facilitate on-chain settlement of real-world assets. This could lead to broader decentralized finance (DeFi) participation by banks. RaylsLabs’ approach involves building blockchain rails specifically tailored for the banking sector, allowing financial institutions to tokenize assets in a controlled private environment and distribute them via a public blockchain network. This could enhance market liquidity, streamline settlement processes, and enable programmable financial products. The integration of blockchain rails in banking could drive renewed attention to DeFi assets and liquidity pools, potentially influencing crypto price dynamics. The private tokenization layer aligns with regulatory requirements for confidentiality and risk control, potentially influencing global standards for tokenized asset management. The initiative underscores the convergence between traditional finance and blockchain technology, paving the way for a new era of institutional DeFi.