Ratio announced the launch of its Custom Payment Terms feature, which enables sellers to tailor financing options to match each buyer’s cash flow needs—without sacrificing upfront revenue. This release comes as Ratio reports over 800% growth in the past 12 months and adds Taxwell (also known as Drake Software) as a marquee customer. Ratio is the only platform that combines embedded Buy Now, Pay Later (BNPL) with a fully integrated Quote-to-Cash system for B2B subscription businesses. Ratio enables Taxwell to configure fully customized payment terms that align with the needs of its customer base—primarily SMBs—while maintaining full control over billing, renewals, and revenue collection. By integrating Ratio into its sales and finance workflows, Taxwell can manage deals end-to-end with greater speed and accuracy, reduce operational friction, and improve both buyer experience and cash flow. Ratio’s new Custom Payment Terms solution includes: Fully configurable schedules – Offer monthly, quarterly, deferred, or custom terms; Upfront cash flow – Sellers receive full contract value immediately; Modular Quote-to-Cash process – Unified quote-to-checkout-to-subscription experience inside CRM and billing workflows, configurable as a complete end-to-end flow or as a modular layer within your existing stack.