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Radcred’s platform simplifies access to payday loans by matching applicants with licensed lenders through a fully secure online process using soft credit checks and offering same-day funding

June 27, 2025 //  by Finnovate

Radcred has launched a digital-first lending platform to meet the rising demand for online payday loans, offering same-day funding and soft credit checks for borrowers historically overlooked by traditional banks. The new system aims to simplify access to small-dollar financing by matching applicants with licensed lenders through a fully secure online process. Radcred’s lending platform connects borrowers directly to a network of licensed, state-compliant payday lenders. With soft inquiry checks and same-day loan processing, the platform is built for speed and accessibility. Unlike traditional banks, Radcred offers options for those with poor or limited credit histories. The platform supports applications from users across all 50 states, focusing on underserved groups such as part-time workers, gig economy professionals, and those recovering from financial setbacks. Through encrypted processing and smart-matching technology, Radcred ensures quick turnaround times often funding requests within hours. Borrowers can secure a $255 payday loan, a $500 loan no credit check loans or another small-dollar amount based on the offers provided by Payday lenders. The process involves no hard credit pull, helping protect the borrower’s FICO score. All offers are presented upfront, with clear repayment timelines and fee disclosures. The platform works seamlessly on both desktop and mobile devices, ensuring broad accessibility for users in need of instant loans.

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Category: Channels, Innovation Topics

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