Marqeta has been selected by Perpay to power its Perpay Credit Card (issued by Celtic Bank), an unsecured credit card designed to help users build or improve their credit by automating payments directly from their paycheck. By linking paychecks, users can ensure automatic balance payments, staying on top of finances while strengthening their credit. Deploying Marqeta’s platform enables Perpay to scale its credit card services while maintaining control over the user experience, gaining customer insights, and leveraging modern credit capabilities. Marqeta’s all-in-one credit system lets Perpay deliver a fully integrated digital-first cardholder experience that aligns with its brand, enhancing engagement and loyalty. Perpay can unify and customize every touchpoint—from application to card issuance and spending—allowing instant issuance of virtual and tokenized cards. It can also access real-time cardholder data and spending controls, offering valuable insights to help users manage finances efficiently. Additionally, Marqeta’s flexible rewards engine allows Perpay to personalize rewards based on individual spending data. This enhances its offerings, helping users earn more to spend within Perpay’s marketplace, keeping customers engaged while reinforcing financial stability. Let me know if you’d like any refinements!