Bolt and Palantir have partnered to usher in a new era of intelligent ecommerce checkout—one that’s personalized, dynamic and deeply informed by data. Checkout 2.0, a self-learning, self-improving checkout, replaces static, form-based flows with an adaptive, real-time system that responds to each shopper’s unique preferences, behaviors and context. Rather than displaying the same interface to every shopper, Checkout 2.0 delivers personalized flows that evolve with the user—prioritizing preferred payment methods, remembering prior selections and surfacing relevant information at just the right time. Bolt will leverage Palantir’s platform to help scale Checkout 2.0 across enterprise retailers and expand it within Bolt’s recently launched SuperApp—an all-in-one finance and crypto hub that delivers real-time shopper signals. As both platforms evolve, Checkout 2.0 will bring deeper personalization and intelligence to every phase of the buying journey. Through this partnership, Bolt will integrate Palantir’s advanced decisioning engine to dynamically adapt checkout flows and enable smarter, contextually aware logic. Merchants will also benefit from intelligent post-checkout payment routing. Checkout 2.0 will evaluate transaction attributes—such as volume, category or geography—and select the optimal payment gateway to maximize authorization rates and reduce processing costs. This behind-the-scenes intelligence delivers better margins and a smoother experience. Checkout 2.0’s architecture includes: Self-learning shopper profiles that adapt over time based on usage, behavior and purchase history; Dynamic payment method reordering based on shopper preferences and device; Post-checkout routing optimization to improve processing economics in real time; Native crypto payment support.