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NMI offers Tap to Pay on iPhone for merchants that enables them to accept all forms of contactless payments using only an iPhone and a supporting iOS app without requiring additional hardware

June 2, 2025 //  by Finnovate

NMI now enables its U.S. customers to seamlessly and securely accept in-person, contactless payments with Tap to Pay on iPhone. Tap to Pay on iPhone allows merchants to accept all forms of contactless payments, including contactless credit and debit cards, Apple Pay and other digital wallets, using only an iPhone and a supporting iOS app — no additional hardware or payment terminal needed. Using Tap to Pay on iPhone is easy, secure and private. With Tap to Pay on iPhone, at checkout, merchants simply prompt the customer to hold their contactless payment method near the merchant’s iPhone, and the payment is securely completed using NFC technology. Apple’s Tap to Pay on iPhone technology uses the built-in features of iPhone to help protect business and customer data. Apple doesn’t store card numbers on Apple servers, so merchants and customers can rest assured that their data stays theirs. NMI now offers two quick and easy options for enabling Tap to Pay on iPhone: NMI Tap to Pay iOS SDK empowers SaaS developers and fintech providers to embed Tap to Pay capabilities directly into their own iOS applications creating one seamless payment experience. The Cloud Commerce iOS app, powered by Mastercard’s Cloud Commerce solution (available soon on the Apple App Store), enables small businesses to quickly start accepting payments with just an iPhone, no new hardware required.

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