NetXD, has announced its full-stack infrastructure platform which unifies its programmable ledger, global payments hub including stablecoins with a proof of reserve, bank-grade HD wallet (for self-custody), Large Action Model (LAM) and an AI engine allowing institutions to launch and manage tokenized products, move money safely, and streamline middle- and back-office workflows without replacing legacy cores. Key benefits delivered to financial institutions: XD Ledger: Enterprise-grade, programmable, immutable ledger with smart contract support that runs as a sidecar core alongside existing infrastructure. Institutions can tokenize deposits and other digital assets, settle transactions in real time across both fiat and stablecoin rails and enforce Zero Trust, auditable governance; all without ripping out legacy systems. XD Payments: A unified payments API that lets financial institutions move money through every major rail. Instead of juggling separate integrations and settlement rules, institutions route all payment types through one cloud-native platform with real-time tracking, automated compliance checks, and built-in FX. XD AI: Transform institutional operations by turning complex contracts and policies into executable workflows powered by our Large Action Model (LAM). Running on NetXD’s programmable ledger, XD AI eliminates manual middle- and back-office work, enabling Zero Ops automation. From encoding vendor agreements as smart contracts to settling payables in fiat or stablecoins with full audit trails, XD AI delivers cost savings, speed, and compliance at scale. Enterprise HD Wallet Suite: Self-custodial wallet secured by Zero Trust architecture and hierarchical-deterministic key management to access multiple chains and tokens including stablecoins. NetXD’s HD Wallet is further secured by asymmetric cryptography, enterprise-grade real time risk controls and 360 degree review of all transactions and protected by killswitches.