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MVSI’s OnBoard AIQ delivers no-human-touch onboarding enabling merchants to apply for accounts today and receive fully operational terminals within 4 hours, or commercial loan applicants accessing funds next morning through automated autonomous processing 

October 13, 2025 //  by Finnovate

MVSI, the global leader in automated merchant and business client onboarding for regulated markets, has launched OnBoard AIQ, a groundbreaking advancement that redefines what is possible in automated onboarding. It is built to sit directly on top of the extensive data collection and powerful decision engines within MVSI’s flagship platform, OnBoard, enabling it to deliver predictable, reliable decisions and real actions across the entire onboarding journey—not just surface-level interactions. OnBoard AIQ represents a step-change for the industry, embedding advanced intelligence throughout the onboarding lifecycle—from prospecting and application forms to credit, risk, KYC/KYB, and beyond. By connecting deeply with OnBoard’s core infrastructure, AIQ doesn’t just recommend or analyze; it takes action, executing real tasks automatically across the platform. The system decides, in real time, whether a human needs to be involved or whether the entire process can proceed autonomously. Beyond its revolutionary capabilities, OnBoard AIQ delivers measurable, bottom-line impact: • Frictionless Applicant Experience: Streamlines document submission, verification, and approvals, dramatically lowering attrition during the boarding process, and increasing customer satisfaction. • Massive Efficiency Gains: Onboards merchants and business clients in minutes instead of days or weeks, accelerating time-to-revenue. • Lower Costs at Scale: By automating decisions and reducing manual intervention, AIQ enables significant reductions in operational costs. • Smarter Risk and Compliance: AIQ leverages OnBoard’s robust data and decision layers to deliver consistent, explainable, and regulatory-compliant decisions, not black-box guesses.

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Category: Innovation Topics, Authentication & Identity

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