Mastercard has teamed with self-service payment portal Pay4You on a spend management solution for European companies. The collaboration employs Mastercard’s Virtual Card Network (VCN) technology, and is designed to guarantee card acceptance, giving corporations a better way to manage their tail spend, which typically accounts for 20% of a company’s total spend, including high-volume, low-value transactions that are often overlooked but can represent a significant portion of the total number of transactions. By melding Pay4You’s platform with Mastercard’s virtual card technology, companies can lower costs, increase process efficiencies and remain compliant while offering employees a better user experience. In addition, the companies say their partnership will help issuers realize new flows on cards that are normally account-to-account (A2A) payments. “This partnership supports Mastercard’s mission to drive innovation and efficiency in the payments ecosystem.” Pay4You will also leverage Mastercard’s latest advances in embedded VCN technology which enables frictionless and simplified on-boarding among banks, platforms, and corporates, to accelerate the adoption of virtual cards.