Margarita Finance launched its agentic stablecoin technology to an invite-only user base this week, introducing a DeFAI protocol that automates AI-based institutional investment management through yield-bearing stablecoins. The company’s new protocol autonomously builds and issues institutional investment products, wraps them into proprietary vaults with automated monitoring, and makes them investable through yield-bearing stablecoins. The first curated offering, SOL20, provides a 20% expected return (APY) to users powered by AI-based options trading. This way, DeFi users get access to institutional trading strategies usually reserved to Wall-Street hedge funds. The DeFAI protocol operates by creating custom investment strategies, packaging them into monitored vaults, and wrapping them into easily accessible stablecoins that are backed by the underlying yield-generating assets. This approach allows users to access institutional DeFi investment strategies through a single token purchase. Margarita Finance’s end-to-end value capture model now encompasses both consulted custom investment products and curated yield-bearing stablecoins, providing users with multiple entry points into AI-managed DeFi strategies.