Mantle, a leading modular blockchain ecosystem, has launched UR, a borderless smart money app and crypto-first neobank, aiming to simplify and unify financial experiences. The initiative, which is currently in beta testing, is part of Mantle’s mission to bridge decentralized and traditional finance for real-world utility. UR combines the usability of modern neobanks with the infrastructure of DeFi, allowing users to spend, save, and invest across fiat and crypto within a single account. Mantle Network’s high-performance modular blockchain and one of the largest community-owned treasuries in the crypto space support the initiative. The initiative is part of Mantle’s strategy to position itself as the go-to infrastructure for crypto-native finance, further strengthened by MI4, a tokenized crypto fund for diversified exposure. Key Features: Unified Account for fiat and crypto balances; Virtual and Physical Cards for multi-currency global spending; Auto-Allocation into MI4 fund or DeFi strategies; Credit Lines backed by on-chain assets like mETH and FBTC; Cashback-Style Yield Rewards with the Mantle Rewards Station, where users can lock MNT to boost their “MNT Power” and earn rewards; Direct Salary Deposits with real-time tokenization options.