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Instant Financial and Payouts Network enable real‑time, direct‑to‑bank earned wage transfers, letting employees move pay to their existing accounts with clear confirmations and immediate access

August 28, 2025 //  by Finnovate

Instant Financial (Instant), and Payouts Network, the modern B2C payments platform that transforms consumer experiences, announced a new capability that lets employees move earned wages to their existing bank accounts in real-time. The update, delivered through Instant Pay, Instant’s EWA solution and enabled by Payouts Network’s real-time payouts technology, gives workers more choice and helps employers deliver a better pay experience. By routing wages directly to a worker’s preferred account, the companies aim to make access to earned pay faster, clearer and easier to manage. What’s new and why it matters: Direct-to-bank transfers of earned wages to an employee’s own account; Real-time movement of earned wages, reducing wait time and workarounds. “Getting paid should be simple and fast. With Instant, employees can send earned pay straight to the bank account they already use—in real-time—so payday feels straightforward and in their control,” said Keith Smith, CEO of Payouts Network. Instant’s EWA solution lets employees see and access wages they’ve already earned whenever they want. With Payouts Network enabling the transfer, workers can route those funds directly to their preferred bank account with clear confirmation and visibility into each transfer. “In partnership with Payouts Network, employees can move their money when and how they want—direct to the bank account they already use, in real-time, so employees can use funds right away,” said Tal Clark, CEO of Instant Financial.

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Category: Networks Processors & PSPs, Innovation Topics

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