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ICE’s integration of Freddie Mac’s AIM Check API with its mortgage analyzer tech to help lenders and third-party originators to automatically verify a borrower’s income, assets and credit speeding up the review process for underwriters and quality checks

August 5, 2025 //  by Finnovate

ICE Mortgage Technology, announced the integration of Freddie Mac’s AIM Check API with the ICE Mortgage Analyzer. The AIM Check API uses Freddie Mac’s Loan Product Advisor (LPA) Asset and Income Modeler (AIM) separately from an LPA application. This allows Freddie Mac-approved sellers and third-party originators to review a borrower’s income and employment before submitting a full application to LPA. The calculated income will be assessed during subsequent submissions to LPA, and the data automatically flows into ICE’s Encompass loan file. The integration supports faster underwriting, simplified income verification, fewer loan defects and a better user experience for lender staff. Tim Bowler, president of ICE Mortgage Technology, said “The interconnectivity of our end-to-end mortgage platform drives efficiencies throughout the mortgage lifecycle that lower costs and reduce errors for lenders, investors and borrowers.” With the new AIM Check API integration, mortgage analyzers use artificial intelligence to automatically verify a borrower’s income, assets and credit, speeding up the review process for underwriters and helping with quality checks after closing. All documents and data stay in sync across ICE Mortgage Technology’s system. “The integration of the AIM Check API with ICE’s Mortgage Analyzers helps lenders streamline income assessment, reduce errors and deliver faster service.”

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