Highnote, the unified platform for embedded finance and modern card issuance, announced the launch of Instant Payments, a new capability that enables businesses to deliver near real-time payouts from Highnote-issued cards to eligible external debit and prepaid cards. The solution is supported by Mastercard Move (Mastercard’s portfolio of money transfer solutions) and Visa Direct, and is now available to all Highnote subscribers in the U.S. While many platforms are still stitching together legacy infrastructure, Highnote has embedded this capability directly into its unified product platform, empowering subscribers with seamless, intelligent money movement from day one. With Instant Payments, businesses can push funds to debit and prepaid cards in the U.S., giving recipients faster access to their earnings while improving liquidity and payout operations. Use cases include gig worker payouts, employee tips, insurance reimbursements, merchant settlements, refunds, and more. Highnote delivers Instant Payments as part of a fully integrated platform that includes issuing, acquiring, credit, and a built-in general ledger. This unified foundation enables businesses to manage the full payment lifecycle, from funding to disbursement and reconciliation, through a single, flexible integration.