If you’ve used Google Pay at all in recent weeks, you’re probably more than familiar with the “Pay Later” functionality that has recently rolled out. Now, Klarna and Google Pay have officially announced the functionality. “Buy Now, Pay Later” programs have become extremely common over the past few years, with many retailers allowing customers to split up their payments over the course of a few weeks or months to make the purchase a bit more flexible. There are a bunch of different companies powering this, with Klarna being one of the biggest names (and one of the only ones soon to be a mobile carrier too). In a press release this week, Klarna has officially announced its new integration with Google Pay. Through Google Pay pop-ups on Android and other platforms, users can now easily set up a “Pay Later” schedule with virtually any purchase as long as it’s over $35. Klarna explains: Klarna, the global digital bank and flexible payments provider, is now available as a payment option on Google Pay. Shoppers can use Klarna’s flexible payment options online on select Android apps and websites that offer Google Pay at checkout. By joining forces with one of the most widely used digital wallets in the country, Klarna continues to accelerate its growth in the U.S. market. This integration builds on Klarna’s commitment to responsible spending and empowers consumers with more choices in how they shop. Klarna’s Pay in 4 payment offering gives consumers four fixed repayments for purchases over $35, all interest-free. Financing is available for higher ticket items with monthly repayments made over a longer period of time starting at 0% APR. As mentioned, you’ve probably seen this already. Google Pay has been showing this new “Pay Later” functionality prominently, almost to an annoying degree every time an Android user is going through a purchase as of late. “Pay Later” functionality has been available in Pay for a while now, with Affirm and Zip both having been added in 2023. Afterpay was also added in 2024. Ironically, though, we didn’t see Klarna while testing out the “Pay Later” functionality, so it does still seem to be rolling out.