The regulatory momentum around stablecoins has led to the first tangible piece of successful crypto policy in the U.S., the GENIUS Act which President Trump signed into law. The GENIUS Act gives stablecoins legal legitimacy, so long as they play by traditional financial rules of 1:1 reserve backing, anti-money laundering (AML) compliance, and dual charter options through state or federal regulators. For enterprise users, the evolving landscape signals a new era of trust. It means the digital dollars they’re using to pay contractors in Venezuela or settle trade balances in Nigeria may no longer be Wild West tokens but federally recognized financial instruments by the world’s leading economy. But at the same time, for businesses leveraging stablecoins, whether for global B2B payments, instant invoice payments, or even payroll, the irrevocability of the mechanism, and the new-ness of its end-user experience, could create a new battleground. Instead of routing through correspondent banks or relying on volatile forex pairs, companies can denominate invoices in stablecoins, settle within hours and avoid the friction of legacy payment rails. It’s not about replacing Swift but about skipping it when firms can. Similarily, through USDC or other compliant coins, firms can also pay their employees or contractors in dollar equivalents, settled in minutes, recorded on-chain. Workers are happy when they get paid in a currency that holds value, while employers can benefit from predictability and ease of reconciliation. The dollar now has an internet-native payment rail that is fast, frictionless, and free of middlemen. This groundbreaking technology will buttress the dollar’s status as the global reserve currency, expand access to the dollar economy for billions across the globe.