Finastra has launched its modern ACH payment solution, marking a significant milestone in the US market. With this release, Finastra becomes one of the major providers to support all US payment clearings—including ACH, wires, and real-time payments, within a unified payment hub, Finastra’s Global PAYplus. The Finastra ACH Module is designed and built on a modern technology stack to help financial institutions deploy a forward compatible solution to streamline ACH processing, reduce operational complexity, and meet evolving regulatory and customer demands. It supports comprehensive functionality including same-day ACH, early pay, and late return handling, while offering rich APIs for operational control and integration. Its user-friendly interface, enhanced scalability, and the ability to handle large-scale transaction volumes make the solution easily adaptable to meet the unique needs of both large and small financial institutions. Benefits include: Modern Architecture – Built on cloud-native microservices and Kafka-based event streaming for scalable, resilient ACH processing. Advanced Risk & Compliance Controls – Includes exposure management, validation, monitoring, Positive Pay, pre-funding, and integration with fraud and OFAC systems. High Performance and Scalability – Optimized to process large volumes —including multiple batches and transactions across single or multiple files, ensuring reliable performance for high-volume ACH operations. Enhanced Customer Experience – Empowers financial institutions to deliver more transparent and reliable payment services, improving user satisfaction and trust through real-time insights and streamlined operations.