Mortgage financing giant Fannie Mae will consider rent payment histories when determining the creditworthiness of people looking to finance homes. The 12 most recent rental payments will be examined when lenders use automated creditworthiness check systems. Permission to look at records — bank statements or third-party online payments — must be given to Fannie Mae by the applicants. Landlords currently don’t report rent payments to credit reporting bureaus, which can sometimes close people out from the homeownership market. Housing advocates have been fighting to change this so that people who have been paying their rent on time can have that aspect counted in their favor when it comes to qualifying for a mortgage. An estimated 17% of mortgage applicants since 2018 would have gotten mortgages if their rental histories were included as part of their creditworthiness. Many are part of a group of people in the U.S. that are often subjected to long-ranging discriminatory housing practices.