PayLaterr, a fintech platform that enables flexible bill payment for essential services, has partnered with Experian to improve its fraud prevention capabilities. The partnership will integrate fraud detection tools and alternative credit data solutions from Experian into PayLaterr’s identity verification and decision-making processes. PayLaterr will also use alternative data to help consumers make more informed and inclusive smart budgeting decisions. By leveraging Experian’s identity and behavioral analytics, PayLaterr aims to detect and prevent fraudulent activity in real time. The partnership also aims to expand access to smarter budgeting tools for consumers who have been traditionally overlooked by legacy financial systems. PayLaterr currently helps tens of thousands of consumers pay essential bills through flexible instalment plans. Experian’s technology will offer greater protection, streamline onboarding, and provide more accurate and responsible budgeting recommendations, while expanding financial access to credit-invisible populations.