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dlocal’s solution enables merchants in Brazil to process fully tokenized Pix payments, including recurring and on-demand charges, without requiring repetitive approvals from customers and free of QR codes

August 11, 2025 //  by Finnovate

dlocal, the cross-border payment platform specialized in emerging markets, has launched SmartPix, , a groundbreaking payment solution that enables merchants in Brazil to process tokenized Pix payments, including recurring and on-demand charges, without requiring customers to manually authorize each transaction. dLocal’s SmartPix is the only solution to fill the gap between Pix and Pix Automatico, addressing the need for more flexible recurring and automated payments. With SmartPix, merchants can securely store customers’ Pix credentials, similar to card-on-file, and initiate charges in real time, even when the amounts vary. This fully tokenized, one-click Pix experience means no more QR codes, no repetitive approvals, and no checkout friction. The result is higher conversion for payments, better customer retention, and a dramatically improved user experience. SmartPix, exclusively powered by dLocal, is a QR-free, frictionless payment experience for the end user, and is expected to achieve higher conversion and user retention. dLocal’s new solution excels in situations where the amount can vary each time, such as using it for ride-hailing or food delivery. It solves not only recurring payments but also on-demand merchant-initiated transactions that can have different ticket sizes and require no need to redo the checkout.

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Category: Networks Processors & PSPs, Innovation Topics

Previous Post: « Embedded payments are seeing rising adoption in the parking sector through AI-recognition tech that lets customers just drive in and scan a QR code to enter their credit card information the first time they park, with automatic vehicle identification and charges applied on subsequent trips

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