Stratyfy and Parlay Finance have announced a strategic partnership to transform the way financial institutions lend small businesses the capital they need to thrive. The partnership combines AI-powered technologies to deliver a frictionless intake and underwriting experience, helping banks convert more qualified borrowers and providing actionable insights to win funding. Parlay’s platform streamlines the application process, while Stratyfy’s credit solutions help financial institutions say “yes” to more borrowers without compromising on risk. The tools form a dynamic underwriting ecosystem that automates workflows, improves performance, and drives risk-adjusted returns. The partnership is already in motion, with the two teams collaborating on a first joint client engagement, an established community lender focused on increasing success rates for historically underbanked entrepreneurs.