Credibur has secured $2.2 million (€1.85 million) in pre-seed funding to launch its credit infrastructure platform. With Credibur, Nicolas Kipp, Founder and CEO of Credibur, and his team are developing infrastructure that solves a central problem in the structured credit portfolio business between non-bank lenders and institutional capital providers: it automates complex, Excel-based workflows and provides all critical decision-making data in real-time. The new platform for debt facility management goes far beyond traditional reporting tools, orchestrating the full lifecycle of institutional funding: from structuring through reporting and contract management, to capital calls and the administration of special purpose vehicles (SPVs). The solution targets alternative lenders such as BNPL providers, factoring and leasing companies, as well as institutional investors, including asset managers, debt funds, and family offices. Credibur’s modular API-and-AI-first infrastructure enables a more informed risk assessment and improved decision-making in the credit business. Time-consuming, error-prone Excel lists managing millions of euros become a thing of the past, as data is delivered directly from systems via interfaces. With Credibur, Kipp is now solving the fundamental problem: manual debt facility management is slowing growth across the entire private credit sector. His infrastructure can finally digitalise this €430 billion industry in Europe.