Coinbase is introducing CDP Embedded Wallets, a new infrastructure tool designed to make it easier for developers to create scalable, secure, and user-friendly crypto wallets within their applications. These wallets can be integrated into apps in under 200 milliseconds and are built to support Ethereum-compatible chains and Solana, offering compatibility across active blockchain ecosystems. Coinbase also offers a passive income opportunity for wallet users, with any idle USD Coin (USDC) held in these wallets automatically earning a 4.1% annual reward. The wallets are Web2-style accessible, allowing users to log in using familiar methods like email, SMS, or OAuth. They are fully non-custodial, ensuring users maintain control of their funds. Developers can access a unified API for essential blockchain actions and set custom security policies for wallet usage. The new product is expected to be widely adopted in fintech platforms, decentralized finance protocols, B2B payment systems, and blockchain-based games. Coinbase is offering a promotional incentive for Onramp customers during its beta phase, offering zero fees through September 30, 2025. This move aims to bridge the gap between Web2 usability and Web3 decentralization, potentially boosting developer activity and end-user engagement.