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Clear Capital’s integration lets lenders to initiate appraisal reviews from within the loan file itself and automatically upload completed documentation

June 9, 2025 //  by Finnovate

Mortgage and valuation technology firm Clear Capital has integrated its automated appraisal review platform, ClearCollateral Review, with ICE Mortgage Technology’s Encompass Partner Connect. The move allows lenders to access appraisal review tools directly within their loan origination systems. Through the integration, lenders can initiate appraisal reviews within the loan file and completed documentation is automatically uploaded to the system. The platform includes several tools designed to support compliance and accuracy: ClearQC, which offers rule sets tailored to underwriting guidelines and regulatory standards’ Condition Model, powered by artificial intelligence, that compares property conditions using appraisal images against appraisers’ own ratings to identify inconsistencies; ClearPhoto, which uses AI to automate the review of photos and sketches; ClearProp, which consolidates property data, comparable sales and historical records for research and verification; Configurable Review Forms, which range from checklists to in-depth analyses, many of which are prefilled with objective data from appraisals. According to Clear Capital, the integration is intended to broaden access to automated appraisal review tools without requiring custom technical configurations, potentially allowing lenders to manage increased loan volume while reducing underwriting risk.

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