Through this partnership, Stripe services will natively run on Verifone payment devices, offering Stripe customers even more flexibility and choice in deploying durable and performant in-person payments. Merchants can now support commerce use cases such as self-service checkout and tableside ordering by leveraging Verifone’s payment devices with Stripe Terminal, an in-person payments solution. Verifone and Stripe support digital wallets, QR codes on-reader, digital or printed receipts, and interactive screens for tipping, loyalty programs, customer signatures, and more. Stripe customers can choose from a broad range of Verifone devices—from multilane to handheld readers with built-in printers—designed to meet the needs of any in-person commerce experience. With powerful device management tools and dedicated support from Stripe and Verifone, merchants can confidently manage and scale their in-person payments with ease.
Meta is considering using stablecoins for cross-border payments; Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets
Meta is reportedly considering adopting stablecoins as a way to make cross-border payments. The company is in discussions with crypto firms and is likely to use more than one type of stablecoin. The company is looking at stablecoins as a way to make cross-border payments without the fees associated with wire transfers and other payment methods. One executive at a crypto infrastructure provider suggested Meta’s subsidiary Instagram could integrate stablecoins to facilitate small payouts in the range of $100 to creators in different markets, which would result in lower fees than if paid by fiat currencies. They described Meta as being in “learn mode,” adding that Meta would likely be agnostic toward the type of stablecoin it used, rather than choosing one provider, such as Circle’s USDC. Meta announced the initiative — first called Libra and later named Diem — in 2019 but abandoned it in early 2022 when the initiative met with opposition from regulators and lawmakers. Meta’s interest in the technology reflects the growing interest in stablecoins among non-crypto companies, especially as congressional lawmakers debate two bills that would regulate stablecoins after years of regulatory uncertainty.
Cleo partners with Paystand to automate B2B payments- integrating the creation of sales orders, invoices, order-to-cash and accounts receivable (AR) processes directly with ERP, CRM, eCommerce, and accounting systems
Cleo announced a strategic partnership with Paystand, a B2B payments solution provider that works largely with retailers, manufacturers, distributors, and software vendors. Paystand can help retailers, manufacturers, distributors and software vendors automate their order-to-cash and accounts receivable (AR) processes, letting them collect revenue faster. Todd Kibisu, Channel Account Manager at Paystand. “Cleo’s platform automates the creation of sales orders and invoices in our customers’ ERP systems, and Paystand seamlessly takes over at this point by automating AR processes through the reconciliation of funds. Together, we’re enabling businesses to save time, reduce costs, and unlock new growth opportunities.” Through this collaboration, Paystand also delivers ecosystem integration to customers, offering: Streamlined Operations: Eliminate manual data entry for AR tasks and integrate directly with ERP, eCommerce, and accounting systems. Enhanced Visibility: Comprehensive views of payment transactions, improving tracking, reducing fees, and mitigating risks. Improved Customer Experience: Integration with CRM systems enables better customer support, communication, and overall management.
Lithic expands its card issuing platform to enable fintechs to issue debit, credit and prepaid cards on the American Express network
Lithic announced the expansion of its platform to enable fintechs to issue cards on the American Express® network. Fintechs of all sizes now have the opportunity to apply to develop and scale innovative payments solutions for consumers and businesses with access to the American Express network. “By empowering fintechs to issue cards on the American Express network, our customers now have a differentiated product choice that can deliver exceptional value to their users,” said Bo Jiang, CEO of Lithic. Lithic will unlock a new network option for fintechs looking to launch card products, with the global acceptance and trusted reliability of the American Express network, paired with Lithic’s modern and scalable card issuing platform. “The partnership helps fintechs and other industry disruptors launch payment products and capabilities quickly and easily on the Amex network, while providing access to our differentiated brand, assets and expertise,” said Will Stredwick, SVP and GM of Global Network Services for North America at American Express.
Billie is the first B2B pay later solution to become generally available on Stripe- provides real-time approval of buyers at checkout while providing default and fraud risk protection to merchants
Billie, the new standard for B2B payments and a leading provider of payment solutions for business customers, is expanding its availability on Stripe. After launching just last summer, Billie is now the first B2B Pay Later provider to reach general availability status on Stripe’s financial infrastructure. With this, any online shop or marketplace in more than ten countries can now offer Billie to their business customers easily. With Billie, business customers can make purchases and defer a payment for up to 30 days. At the same time, merchants receive payment upfront, making Billie’s payment method a beneficial tool for cash flow management of both merchants and business buyers. Billie makes this possible with real-time approval of buyers at checkout while providing default and fraud risk protection for merchants. Through partnering with Billie, Stripe expands its own offering and enables merchants to offer more payment options and flexibility to business buyers while reducing their credit risk and the administrative burden of collection and dunning processes to zero. Next to Pay Later, Billie is offering additional payment solutions and features including Installments, Trade Accounts, Consolidated Statements, and Recurring Payments. Billie’s solution is seamlessly integrated with Stripe’s platform, making the activation process a matter of minutes and requiring any merchant just to follow a few steps.
Paythru partners with Adyen to build omni-channel EV payments platform that will allow drivers to pay with their preferred payment method including mobile wallets and fleet cards, which can be easily processed and allocated to the charge point operator
EV payment specialist Paythru has partnered with Adyen to co-develop a next-generation, omni-channel payments platform for EV charging. The collaboration aims to address the problem of inconsistent EV charging payments – where EV drivers face different payment methods at different charge points – which frustrates drivers and hampers EV uptake. The partnership will integrate Adyen’s platform with Paythru’s software and expertise in EV-specific payments. The resulting EV payments platform will allow drivers to pay with their preferred payment method, which can be easily processed and allocated to the charge point operator. The platform will also incorporate a range of digital features to make the user experience easier, such as emailed digital receipts. It will be purpose-built to integrate into EV charging software, including compatibility with emerging standards. Key features of the new EV charging payment platform will include: Support for over 100 global payment methods across 100+ countries, including mobile wallets and fleet cards; Plug & Charge readiness (ISO 15118), ensuring compatibility with energy optimisation and bi-directional charging; Transparent pricing, digital receipts, and real-time data integration; White-label front ends for charge point operators and fleet managers.
Salesforce new pricing model gives companies a more attractive way to pay for non-conversational and internal uses of the AI agents by charging them about 10 cents per “action”, offering greater flexibility to shift spending between human and digital labor
Salesforce is unveiling a new pricing model for its AI products and letting customers reallocate spending from traditional software subscriptions to the artificial intelligence tools. Clients will pay about 10 cents per “action” when using some Salesforce AI agents, which are tools designed to complete work without the need for supervision from an employee, Salesforce plans to announce Thursday. The new pricing structure is meant to give companies a more attractive way to pay for non-conversational and internal uses of the AI agents such as scanning through old emails to find potential sales targets, according to Bill Patterson, an executive vice president at the company. Salesforce will also begin to let customers shift contracted spending from per-user application subscriptions to its AI agent offerings. This will help give the companies greater flexibility to shift spending between workers and AI agents, Patterson said. “For companies who are looking at the future of their workforce — whether it scales up or scales down — what the flex agreement gives us is this ability to move spending between human labor and digital labor,” Patterson said.
Agentic commerce would require payments on blockchain; use cases are emerging across: data-for-value exchanges, personal data negotiations and agent collaboration networks
Our current payment infrastructure was built for humans, not machines. It’s slow — settlements can take days — and expensive, with high transaction fees and middlemen at every step. Now, imagine these AI agents operating in real time. They’ll buy access to data, rent computing power, hire other agents for help and make split-second decisions. In this new economy, every delay and every fee becomes friction that eventually breaks the system. This new form of machine-driven trade — what we might call “agentic commerce” — will lead to a massive acceleration of economic activity. These agents won’t sleep, won’t wait and won’t tolerate inefficiencies. They’ll require a global ledger that can keep up — a payment rail that is always on, decentralized, fast and cheap. This is precisely what blockchain technology was built for, not for speculative assets but for programmable, frictionless payments at scale. Their use cases are already emerging across three broad categories: data-for-value exchanges, personal data negotiations and agent collaboration networks. Data is digital gold, yet its creators are not compensated for its use in training AI models. Imagine a new type of web crawler. But this time, instead of scraping content for free, it negotiates and pays other AI agents representing the data owners — publishers, platforms, creators — for access. These transactions are machine-to-machine and happen in milliseconds. With privacy regulations like GDPR and CCPA, individuals have more control over their data. In the future, consumers will deploy AI agents to manage and monetize their data. These agents could automatically reject any use of personal data (and save us from five clicks on each website we visit) or negotiate terms with companies seeking that data, granting access in exchange for compensation — again, small but frequent payments best handled by blockchain rails. Agents won’t act alone. A specialized travel planning agent may coordinate a complex itinerary. Still, it needs to consult other agents with deep knowledge, such as a hotel booking agent for Tahiti with real-time availability data. These agents will transact with one another, paying for services and data in a rapid-fire chain of collaboration, completing in seconds what used to take hours or days. This is the future of commerce: autonomous, collaborative and instantaneous.
Fiserv Clover debuts Checkless Payments which allows enrolled diners to leave at will; diners initiate experience by a Live Check sent via SMS message
Clover is continuing to actualize its commitment to trailblazing innovation in the industry through a unique new collaboration with Union Square Hospitality Group (USHG). The two have teamed up to launch Checkless Payments, an alternative payment solution that empowers diners to pay for their meal without the disruption of asking and waiting for the bill, ensuring a memorable, friction-free dining experience. Diners will have the option to enroll in Checkless Payments. This pre-dining experience not only sets up the functionality for Checkless Payments by enrolling the customer but also provides an opportunity to highlight any additional offerings. From showcasing menu items to recent events, this enrollment process enhances the overall dining experience even before they arrive. Seamless Enrollment & Setup: Diners are guided through a simple enrollment process, where they can securely enter their card information and select gratuity preferences. Branded Diner Engagement: Operators have full control over the content shared during enrollment. This is a prime opportunity to showcase the restaurant’s personality—from custom-branded menus and special messages to upcoming events, private dining options, and seasonal highlights. Diners can also provide notes or special occasions, and even explore the restaurant’s social media or get directions, all before stepping through the door. Marketing & Personalization Touchpoint: This pre-dining interaction not only enhances the diner experience but also serves as a powerful marketing tool.
Fed’s study shows widespread use and acceptance of ACH; 60% of businesses used standard ACH in 2024, up from 48% a year earlier vs 56% using Same Day ACH, an increase from 45% in 2023
The number of businesses using both standard and Same Day ACH grew significantly from 2023 to 2024, a new Federal Reserve report found. 60% said they use standard ACH, up from 48% a year earlier. And 56% reported using Same Day ACH, an increase from 45% in 2023. Additionally, 47% of businesses said they encourage using ACH. One study respondent, identified as a “very large diversified service business,” told researchers, “We are using Same Day ACH more—it’s a good value for the price.” Still, even as both forms of ACH continue to gain usage, checks use in fact rose from 68% to 73%. It was highest among small (83%) and very small (78%) firms. “One key takeaway is that checks are unlikely to be disappear completely in the near future—a trend to monitor,” researchers noted. “Nacha’s own figures show that ACH volume is rising,” said Michael Herd, Nacha Executive Vice President, ACH Network Administration. “Given this widespread use and acceptance of ACH, plus the increasing amount of check fraud, the industry needs to focus on why businesses of any size are still writing and receiving checks.” When it comes to pain points for business payments, high costs/fees was the top issue cited at 48%. Speed was tied for a distant second with security issues, cited by 32%.