Ripple announced it has agreed to acquire Rail, a stablecoin-powered platform for global payments, for $200 million. With this deal, Ripple and Rail will deliver the most comprehensive stablecoin payments solution available in the market. This acquisition will boost Ripple’s standing as the leader in digital asset payments infrastructure. Rail adds to Ripple’s capabilities with virtual accounts and automated back-office infrastructure, streamlining operations. Together, they will: Stablecoin On/Off-Ramps and Asset Flexibility: offer comprehensive stablecoin pay-ins and pay-outs across key corridors, including USD payments, without requiring customers to hold crypto on their balance sheets. Third-Party and Treasury Payments: offer flexibility to customers, enabling them to manage multiple payment types including third-party payments (on behalf of their customers) as well as internal treasury flows, seamlessly through a single platform. Premium Digital Asset Liquidity: support payments across a variety of digital assets like RLUSD, XRP and others, and provide competitive pricing on high-value tickets. Virtual Account and Collections: enable customers to transact with digital assets without the need to open dedicated crypto bank accounts or wallets on centralized exchanges, lowering barriers to entry and removing operational hurdles. Simple Integration and Always-On Infrastructure: connect customers to a global payment network that operates 24/7/365 through a single API for streamlined onboarding. Enterprise-Grade Compliance and Licensed: deliver regulated, secure payment flows with 60+ licenses that meet the highest standards for financial institutions. Banking Partner Network: offer a new level of built-in redundancy and reliability through the collective multi-bank partner network, giving clients resilient global coverage.
Corpay worldwide FX and card network will integrate Circle Mint and related APIs, enabling clients to access and manage USDC directly through Corpay’s platform
Corpay announced a new collaboration with a subsidiary of Circle Internet Group, to expand stablecoin access across global payment channels. They will work together to embed USDC across Corpay’s cross-border pay-in and pay-out rails allowing companies to access blockchain’s 24/7 settlement and programmability. “By working with Circle and adding USDC to our funding and disbursement capabilities, we’re giving our clients a new real-time option that complements the payment networks they already trust. This collaboration will unlock programmable controls and 24/7 liquidity without changing the way they transact today,” said Mark Frey, Group President at Corpay Cross-Border Solutions. Early Benefits of the Collaboration: Integrated Access to USDC: Corpay will integrate Circle Mint and related APIs, enabling clients to access and manage USDC directly through Corpay’s platform. USDC Wallets Built Into Customer Accounts: Clients will be able to fund Corpay-branded digital wallets—powered by Circle Wallets—instantly, enabling onchain settlement and seamless currency conversion alongside traditional fiat balances. 24/7 Global FX with Stablecoins: Businesses can fund transactions in USDC (and where available, EURC), with payouts in local currencies across 80+ countries, enhancing speed and liquidity for global operations. Commercial Cards with Stablecoin Support: Corpay is working to enable its commercial card products—including fleet, purchasing, and travel cards—to draw directly from USDC balances. Each transaction will be authorized onchain and settled in fiat automatically.
Casap’s agentic AI platform for dispute and fraud resolution intelligently analyzes evidence, predicts outcomes, and automates issuing credits and filing chargebacks
Casap, the leader in intelligent automation for dispute and fraud operations, has raised $25 million in Series A funding led by Emergence Capital, with participation from Lightspeed Venture Partners, Primary Venture Partners, SoFi and others. The raise signals a surge in demand from financial institutions looking to streamline dispute resolution and reduce fraud losses while building consumer loyalty. Casap’s AI-powered platform is already in use by a fast-growing base of credit unions, banks and fintechs seeking to modernize their dispute process and lower fraud. Chartway FCU and MidSouth Community FCU are among the many institutions seeing real impact: over 51% reduction in fraud losses, positive ROI in weeks and scaled case volume without additional headcount. By replacing fragmented tools with a unified intelligent system, Casap helps teams resolve cases faster and build consumer trust. From intake to chargeback filing and member communication, Casap’s AI agents handle the full dispute lifecycle in one system. The platform intelligently analyzes evidence, predicts outcomes, and automates key actions, such as issuing credits, filing chargebacks and responding to merchants. Casap’s proprietary fraud score identifies suspicious consumers and merchants to proactively reduce disputes. Customers benefit from real-time decisions, predictive win scores, and self-service experiences that build trust.
dlocal’s solution enables merchants in Brazil to process fully tokenized Pix payments, including recurring and on-demand charges, without requiring repetitive approvals from customers and free of QR codes
dlocal, the cross-border payment platform specialized in emerging markets, has launched SmartPix, , a groundbreaking payment solution that enables merchants in Brazil to process tokenized Pix payments, including recurring and on-demand charges, without requiring customers to manually authorize each transaction. dLocal’s SmartPix is the only solution to fill the gap between Pix and Pix Automatico, addressing the need for more flexible recurring and automated payments. With SmartPix, merchants can securely store customers’ Pix credentials, similar to card-on-file, and initiate charges in real time, even when the amounts vary. This fully tokenized, one-click Pix experience means no more QR codes, no repetitive approvals, and no checkout friction. The result is higher conversion for payments, better customer retention, and a dramatically improved user experience. SmartPix, exclusively powered by dLocal, is a QR-free, frictionless payment experience for the end user, and is expected to achieve higher conversion and user retention. dLocal’s new solution excels in situations where the amount can vary each time, such as using it for ride-hailing or food delivery. It solves not only recurring payments but also on-demand merchant-initiated transactions that can have different ticket sizes and require no need to redo the checkout.
Corpay partners with Circle Group to expand stablecoin access- embedding USDC across Corpay’s cross-border pay-in and pay-out rails allowing companies to access blockchain’s 24/7 settlement and programmability
Corpay announced a new collaboration with a subsidiary of Circle Internet Group to expand stablecoin access across global payment channels. They will work together to embed USDC across Corpay’s cross-border pay-in and pay-out rails allowing companies to access blockchain’s 24/7 settlement and programmability. Early Benefits of the Collaboration: Integrated Access to USDC: Corpay will integrate Circle Mint and related APIs, enabling clients to access and manage USDC directly through Corpay’s platform. USDC Wallets Built Into Customer Accounts: Clients will be able to fund Corpay-branded digital wallets—powered by Circle Wallets—instantly, enabling onchain settlement and seamless currency conversion alongside traditional fiat balances. 24/7 Global FX with Stablecoins: Businesses can fund transactions in USDC (and where available, EURC), with payouts in local currencies across 80+ countries, enhancing speed and liquidity for global operations. Commercial Cards with Stablecoin Support: Corpay is working to enable its commercial card products—including fleet, purchasing, and travel cards—to draw directly from USDC balances. Each transaction will be authorized onchain and settled in fiat automatically. “By working with Circle and adding USDC to our funding and disbursement capabilities, we’re giving our clients a new real-time option that complements the payment networks they already trust. This collaboration will unlock programmable controls and 24/7 liquidity without changing the way they transact today,” said Mark Frey, Group President at Corpay Cross-Border Solutions.
Trend Micro’s cyber resilience model uses agentic AI and digital twin tech to enable enterprises to visualize risk, simulate real-world cyber threats, validate defenses and adapt policies in real time across their entire infrastructure
Trend Micro has introduced a new cyber resilience model that enables enterprises to simulate real-world cyber threats, validate defenses, and adapt policies in real time across complex digital environments. The model is powered by advanced agentic AI and industry-first application of cybersecurity digital twin technology, enabling security teams to visualize risk, test scenarios safely, and make rapid, data-driven decisions that improve resilience and reduce business disruptions. The shift from periodic assessments to continuous, intelligent simulation marks a major evolution in proactive cybersecurity, allowing organizations to stay ahead of adversaries, harden their environments to circumvent cybersecurity threats, and confidently secure mission-critical operations against an ever-changing threat landscape. The model will help organizations proactively manage risk across their entire infrastructure, from on-prem to cloud, IT to OT, and legacy to next gen AI-powered systems. It allows for scenario planning, security investments, and business resilience optimization. Trend’s approach to digital twins enables customers to make better informed risk decisions and enhance security operations across their organization. The announcement is part of a line of innovation-led projects from Trend, which aims to help network defenders harness AI, close skill gaps, and improve security outcomes.
Requesting proof of authorization when investigating claims of unauthorized debit by Receiving Depository Financial Institutions (RDFIs) can reduce the impact of first-party fraud of FIs and originators
Members of Nacha’s Risk Management Advisory Group (RMAG) have noticed an increase in first-party fraud at their institutions, and Nacha representatives are fielding more questions on first-party fraud from other participants on the ACH Network. First-party fraud comes in many forms, but the two most concerning to RMAG member financial institutions and their customers are account opening schemes and false claims fraud. Two reasons commonly suggested by banks for the rise are: 1) unethical social media influencers that mislead consumers and provide “hacks” to get money back on a payment or transfer; and 2) fraudsters that abuse consumer protection laws meant to protect people from legitimate cases of unauthorized debits. One of the three main areas of focus for the Nacha’s New Risk Management Framework for the Era of Credit-Push Fraud is that all participants have a role to play in detecting, preventing, and recovering from frauds that utilize ACH and other credits. The framework emphasizes that RDFIs may be in the best position to stop fraud. The emphasis on the RDFI’s role in identifying fraud shouldn’t be thought of as limited to credit-push fraud. RDFIs serve a vital role in receiving claims of unauthorized debit from their customers. They can play an equally vital role as guardian of the payment systems when preventing returns on false claims of unauthorized debit. RMAG believes that requesting proof of authorization when investigating claims of unauthorized debit by RDFIs can reduce the impact of first-party fraud on financial institutions and Originators. Originators and ODFIs are required to keep proof of authorization, and they want the opportunity to provide documentation to support authorized transactions. The first-party fraud survey shows that proof of authorization matters to the RDFI. When it is requested during an investigation, received, and deemed to be legitimate proof that a consumer authorized a debit transaction, an RDFI is often willing to deny an unauthorized claim.
Thredd debuts real-time payments tools for B2B travel sector through new flexible product codes made possible through the Mastercard Wholesale Program (MWP)
Thredd has become the first to offer its travel agency customers real time payment control through new flexible product codes made possible through the Mastercard Wholesale Program (MWP). This new capability enables Thredd’s customers to better respond to supplier needs based on geography, product type and volume, while optimizing business-to-business travel payments through greater visibility, adaptability, and control. The MWP was designed to better support the global nature of the travel industry, offering greater security and predictability of cross-border payments between travel buyers and suppliers. Based on industry feedback, the Program has now evolved to provide real-time payment control, allowing issuers to seamlessly transition between product codes on a real-time basis. These product codes allow travel organizations to adapt virtual card technology in real time, based on supplier or product need. Thredd is the first Issuer-Processor to offer this enhanced feature to its customers. Thredd aims to deliver cost optimization and improved speed in provisioning and settling payments with travel suppliers, to ultimately improve supplier relationships and offer more flexibility in how these groups scale across markets. Jim McCarthy, CEO, Thredd said, “With the enhanced flexible product code feature, enabled through the Mastercard Wholesale Program, OTAs and other travel clients can unlock more agile and scalable payment flows, while keeping operational overhead to a minimum. It’s a strong example of what’s possible when modern issuer-processors and global networks work together to solve industry-specific challenges.”
EMVCo requests feedback on electric vehicle open payments solution- The EV Open Payments Use Case document outlines how EMV Secure Remote Commerce (SRC) technology – which simplifies the digital payment process to help make it more consistent, convenient and secure – can be used to integrate card-based payments at EV charging stations supporting Plug and Charge
EMVCo released a draft document describing an interoperable open payment solution for electric vehicle (EV) charging. EMVCo creates and manages EMV® Specifications and programmes that enable trusted and convenient card-based payments for consumers and businesses worldwide. It has been collaborating with industry stakeholders to explore how EMV open payments can give EV drivers everywhere more freedom when charging their vehicle, while merchants can be confident that anyone is able to pay for charging. This involved evaluating how to integrate card-based open payments into the Plug and Charge experience defined in ISO 15118, the widely adopted global standard that specifies a digital communication protocol between the EV and the charging station. The EV Open Payments Use Case document outlines how EMV Secure Remote Commerce (SRC) technology – which simplifies the digital payment process to help make it more consistent, convenient and secure – can be used to integrate card-based payments at EV charging stations supporting Plug and Charge. Using EMV SRC technology maximises global interoperability and supports compatibility with the existing charging infrastructure. No hardware changes are anticipated from EV manufacturers and charging station operators (CSOs) need only limited backend integration. This can help ease deployments, reduce costs and accelerate time-to-market. Patrik Smets, EMVCo Executive Committee Chair, comments: “Open payments increase choice and convenience for EV drivers as they can pay for charging without needing to establish a prior relationship with individual merchants. This removes the need to download various applications and sign up for different accounts or memberships, promoting a simple EV charging payment experience for a new era in global mobility.”
YeeldPay, a plug-and-play, compliance-driven payment page automates surcharge rules—accelerating cash flow and facilitating branded, surcharged payments for non-technical merchants
Yeeld official launch of YeeldPay, a no-code payment page built specifically for businesses that want to recover credit card processing fees through a solution designed for compliant surcharging. Built for businesses who lack in-house developers or custom checkout flows, YeeldPay offers a solution to start accepting surcharged payments – without compromising on branding or customer experience. Key Features: No-Code Setup: Launch a hosted payment page – no engineering support required; Automated Surcharging: Built-in logic automatically aligns with the latest state laws, card brand policies, and funding source restrictions; Stripe-Integrated: Seamless onboarding and processing for Stripe merchants; Accelerated Cash Flow: Reduce time-to-cash and eliminate manual reconciliation; White-Labeled Experience: Keep your brand front and center – no Yeeld branding. YeeldPay is tailored for: Businesses using invoicing, ERPs, Salesforce, or email-based payment flows; Merchants who need a fast, low-effort way to recoup credit card processing costs