To support banks in accelerating their transition to real-time Swift payments ahead of the October 2025 European deadline, Broadridge has announced the significant market adoption of its service for connectivity, message processing and workflow management for instant payments. Broadridge’s service for instant payments is built for continuous operation, processing transactions in less than 10 seconds with no downtime, with SwiftNet Instant connectivity for enhanced efficiency. This allows banks to support high-volume transactions, not only for the current set of instant payment transactions, but also in readiness for the future transition of all payment types to the instant payment model. Kai Marzenell, Director, Swift Product Management at Broadridge said “Our solution not only minimizes onboarding complexity but also offers financial institutions a significant cost advantage, enabling them to better operate, innovate and grow.” By providing seamless integration with the European Central Bank’s Target Instant Payment Settlement (TIPS) system, Broadridge has provided banks with a high-availability infrastructure that ensures transactions settle 24/7, with zero downtime. Broadridge’s instructing party model developed in collaboration with the European Central Bank’s TIPS system, has been a key factor in client adoption, significantly reducing costs, simplifying compliance and minimizing time to market. Broadridge’s infrastructure offers “active-active” failover across two data centers ensuring uninterrupted service availability. This capability significantly reduces risk and enhances resilience by allowing banks to rigorously pre-test failover scenarios under real-world conditions, setting a new benchmark for instant payment infrastructure.
International Money Express’s Remittance-as-a-Service (RaaS) platform enables businesses to embed fast, secure branded person-to-person and business-to-person payment services across WhatsApp, mobile apps, and the web
International Money Express has launched its fully redesigned Remittance-as-a-Service (RaaS) platform. The upgraded service gives businesses a straightforward way to embed fast, secure cross-border money transfers into their own customer experiences. Through Intermex’s RaaS platform, companies can introduce their own branded person-to-person and business-to-person payment services to eligible markets including Mexico, Guatemala, Honduras, the Dominican Republic, and El Salvador, as well as select countries in Southeast Asia, the European Union, and Africa. The enhanced platform offers a customizable system that lets businesses create branded customer experiences across WhatsApp, mobile apps, and the web. The service is supported by appropriate licensing across U.S. jurisdictions, incorporating required know your customers and anti-money laundry compliance measures. Companies gain access to one of the largest payout networks in Latin America, supporting cash pickups, home deliveries, and direct bank deposits. The solution also provides integrated payment services, merchant account management, chargeback support, and advanced anti-fraud tools. Additionally, partners benefit from 24/7 bilingual customer support, business insights, and ongoing strategic guidance. Marcelo Theodoro, Chief Digital, Product & Marketing Officer at Intermex said “Our partners don’t have to build everything from scratch. Through a simple API, we provide the infrastructure, licenses, payout networks, and even the support teams they need.”
International Money Express’s Remittance-as-a-Service (RaaS) platform enables businesses to embed fast, secure branded person-to-person and business-to-person payment services across WhatsApp, mobile apps, and the web
International Money Express has launched its fully redesigned Remittance-as-a-Service (RaaS) platform. The upgraded service gives businesses a straightforward way to embed fast, secure cross-border money transfers into their own customer experiences. Through Intermex’s RaaS platform, companies can introduce their own branded person-to-person and business-to-person payment services to eligible markets including Mexico, Guatemala, Honduras, the Dominican Republic, and El Salvador, as well as select countries in Southeast Asia, the European Union, and Africa. The enhanced platform offers a customizable system that lets businesses create branded customer experiences across WhatsApp, mobile apps, and the web. The service is supported by appropriate licensing across U.S. jurisdictions, incorporating required know your customers and anti-money laundry compliance measures. Companies gain access to one of the largest payout networks in Latin America, supporting cash pickups, home deliveries, and direct bank deposits. The solution also provides integrated payment services, merchant account management, chargeback support, and advanced anti-fraud tools. Additionally, partners benefit from 24/7 bilingual customer support, business insights, and ongoing strategic guidance. Marcelo Theodoro, Chief Digital, Product & Marketing Officer at Intermex said “Our partners don’t have to build everything from scratch. Through a simple API, we provide the infrastructure, licenses, payout networks, and even the support teams they need.”
FV Bank’s new Virtual Account feature enables business clients to automate the tagging and attribution of incoming international payments by pre-generating and assigning a unique virtual account number and deposit instructions to every counterparty
FV Bank has launched its new Virtual Account feature, empowering business clients to automate and streamline the attribution of incoming international payments with unique, dedicated account numbers. With this feature, FV Bank customers can now pre-generate virtual account numbers for each of their clients or counterparties, enabling seamless automation of incoming payment attribution. Businesses can assign a unique virtual account number and deposit instructions to every client, ensuring that when a client sends a SWIFT wire, ACH, Domestic Wire or USDC Stablecoin to this virtual account, FV Bank automatically tags and attributes the deposit to the underlying counterparty. This Virtual Account structure also significantly improves FV Bank’s compliance controls through enhanced KYCC (Know Your Customer’s Customer), enabling FV Bank to improve its transactional monitoring and KYC structures. Key features of the Virtual Account solution include: Unique virtual account numbers for each counterparty; Support for incoming international wire (SWIFT), ACH, Domestic Wires and Stablecoin deposits; API availability for integration into client platforms; Robust reporting tools; Enhanced KYCC and monitoring controls.
Payment processor Startup Finix announces WooCommerce Plugin supporting WooCommerce’s new block-based checkout and the classic flow, keeping store aligned with latest updates; also features automated dispute & bank return handling
Finix, a payment processing company, has introduced a WooCommerce plugin that allows WordPress merchants to integrate embedded payments directly into their stores. The plugin accepts major credit cards, Apple Pay, and bank transfers. The plugin takes only ten minutes to set up and start accepting payments. Finix, founded in 2015, is a rising competitor to companies like Stripe and claims that merchants report faster payouts and a streamlined checkout flow. WooCommerce Blocks Checkout Compatible Fully supports WooCommerce’s new block-based checkout and the classic flow, keeping your store aligned with the latest updates. Automated Dispute & Bank Return Handling Reduce operational overhead with automatic order status updates triggered by webhook events.”
Insomnia Labs’s platform offers digital creators stablecoin-based credit against future earnings using real-time, AI-powered underwriting and embeds payments directly into the platforms they already use
Insomnia Labs has launched CreatorFi, a platform offering stablecoin-based credit for digital creators built on Avalanche. Debuting with a $12 million credit facility from Kamui Finance and others, CreatorFi reshapes how creators access funding by integrating financial tools directly into the platforms they already use and providing them with seamless, fast, and flexible advances against their future earnings. CreatorFi gives creators the ability to borrow against future earnings—like YouTube ad revenue, music royalties, or subscription income—using smart underwriting tools and blockchain-based infrastructure. With support for both fiat and stablecoin lending, the platform enables low-cost, global access to credit with real-time, AI-powered underwriting and embedded payments directly through the platforms creators already use. By precisely controlling and tracking stablecoin funds allocated for creator loans, CDP Wallets orchestrate each payout in an accurate, transparent, and auditable manner. Coinbase Offramp further enhances this efficiency by enabling creators to instantly convert their stablecoin advances into local currencies, providing seamless global access to their capital. This integrated approach simplifies and accelerates creators’ access to funds while offering clear visibility to lenders and institutional partners.
Paytiko’s AI-powered tool enables merchants to reduce failed transactions and predict customer churn by analyzing a multitude of variables including historical payment success rates, time of day, processor reliability, and regional performance
Paytiko’s Growth Hub emerges as a transformative, AI-powered solution that not only simplifies payment management but also drives strategic growth through data-driven insights and automation. At its core, the Paytiko Growth Hub leverages artificial intelligence to elevate how merchants engage with their payment ecosystems. Far beyond static reporting dashboards, the Growth Hub introduces predictive analytics, intelligent automation, and real-time optimization to empower merchants with actionable intelligence. At its core, the Paytiko Growth Hub leverages AI to elevate how merchants engage with their payment ecosystems. Far beyond static reporting dashboards, the Growth Hub introduces predictive analytics, intelligent automation, and real-time optimization to empower merchants with actionable intelligence. By analyzing a multitude of transaction variables—including historical payment success rates, time of day, processor reliability, and regional performance—the Growth Hub enables merchants to reduce failed transactions and boost payment success rates proactively. These predictive capabilities extend to cash flow forecasting, providing merchants with clear visibility into their expected revenues and enabling more accurate financial planning. The tool’s versatility is particularly valuable for subscription-based businesses. Through AI-driven churn prediction, merchants can identify customers at risk of cancellation and implement timely, targeted retention strategies that directly improve customer lifetime value. Simultaneously, real-time fee optimization guides merchants toward the most cost-effective processors for each transaction, significantly reducing operational expenses.
Mastercard-Fiserv partnership to offer the first 1,000 SMBs who apply and qualify one of Clover’s POS/business management devices for one penny a month in hardware rental fees
Mastercard is expanding its small business platform with a new offer from Fiserv’s Clover. As part of this partnership, the company is offering the first 1,000 SMBs who apply and qualify one of Clover’s point-of-sale/business management devices for one penny a month in hardware rental fees. Small businesses make up 99.9% of all U.S. businesses, yet many still face barriers accessing the technology, tools, and trusted support they need to compete and grow. Mastercard’s Small Business Navigator provides a single, mobile-friendly hub offering free and trial-based tools, curated content, product discounts, and partner solutions to help SMBs operate more efficiently and securely. The platform is available to all small businesses, regardless of whether they are Mastercard customers. Clover has deployed over 800,000 merchant devices globally, providing entrepreneurs with the tools to manage payments, inventory, and customer engagement in one system. Chiro Aikat, U.S. co-president at Mastercard said, “By collaborating with partners like Fiserv, we’re helping entrepreneurs navigate their next chapter with tools that meet them where they are — and where they want to go.”
People judge your status by how you pay- consumer using a mobile payment app was rated as higher status when paying for an economy hotel; but when the hotel was described as a luxury property, the consumer paying in cash received a slight status edge
A new study from Cornell University has revealed that consumers using mobile payments are perceived as having higher status than those using traditional methods such as credit cards or cash. The research also uncovers a shift in how the use of cash is viewed in social perception. Even as mobile apps become more common, the research shows that users of mobile payment methods are still misperceived as early adopters. Early adopters have historically been associated with affluence, and this mistaken belief leads observers to perceive mobile payment users as wealthier than cash users, granting them higher status in everyday transactions. However, the research also shows that this status signal is context dependent. In another study, participants evaluated a consumer paying for a hotel stay with either cash or a mobile app. The consumer using a mobile payment app was rated as higher status when paying for an economy hotel. But when the hotel was described as a luxury property, the consumer paying in cash received a slight status edge. According to the research, when the purchase itself (such as a luxury hotel stay) already conveys wealth, the mode of payment becomes less critical. In fact, using cash in such contexts may even enhance the perception of discretionary wealth. The overarching takeaway from this research is that in a world where every interaction — no matter how trivial — can serve as a status signal, something as mundane as the method of payment carries social weight. Mobile payments are not just reshaping how transactions happen; they are also transforming how individuals are perceived.
Curve Pay’s Apple Pay alternative operates on Thales’ D1 platform, a cloud-based system that allows users to digitize their payment cards within a mobile wallet, providing real-time processing and smooth integration with existing financial systems
Curve has announced an expanded partnership with Thales, to strengthen security for mobile payments. This collaboration follows the launch of Curve Pay on iOS, marking a new phase in mobile payment convenience. The partnership enables Curve users on both iOS and Android to make contactless payments in stores directly through the Curve app, using NFC technology. This move aims to transform everyday spending by offering a seamless and secure payment experience. Curve Pay operates on Thales’ D1 platform, a cloud-based system available across Europe on iOS and Android. The platform allows users to digitize their payment cards within a mobile wallet, providing real-time processing and smooth integration with existing financial systems to ensure secure and flexible payments. Shachar Bialick, Founder and CEO of Curve, said, “By combining our technology with Thales’ secure platform, we’re not only protecting transactions but also empowering customers to take charge of their finances.”