Mavon.ai, a Nevada-based AI automation leader, announced a strategic partnership with Amazon to address one of the nation’s most urgent challenges: the affordable housing crisis. Through this partnership, Mavon is deploying advanced AI systems built on Amazon Bedrock, enabling property managers, housing agencies, and providers to scale operations without costly infrastructure. Central to this effort is the introduction of property management AI in affordable housing, designed to modernize and accelerate critical processes: Relocation Assistance – Helping residents transition into stable housing faster by automating applications and reducing administrative delays. Vendor Communication – Improving coordination between contractors, service providers, and property managers to reduce errors and response times. Property Management Optimization – Delivering AI-powered tools for tenant communications, rent renewals, and compliance tracking – lightening workloads while enhancing service. Cost of Opportunity Savings – Unlocking billions in efficiency gains by transforming how agencies, landlords, and management companies handle applications, operations, and long-term planning. By combining Mavon’s modular AI platform with the enterprise-grade infrastructure of Amazon Bedrock, this partnership introduces a new standard of efficiency, scalability, and accessibility in affordable housing—benefiting housing authorities, property management companies, and the communities they serve.
Stripe alumni’s Circuit & Chisel launches a web-wide protocol which enables autonomous AI agent-to-agent micropayments and commerce transactions
Circuit & Chisel, developer of a web-wide protocol for agent-initiated commerce and founded by two former Stripe employees, has raised $19.2 million in Seed funding. The funding round was led by Primary Venture Partners and ParaFi Capital with additional participation from Stripe, Coinbase Ventures, Solana Ventures, Samsung Next, and Polygon Labs. The capital will be used to launch ATXP, a web-wide protocol that enables AI agents to handle the commerce lifecycle – from discovery to payment – without human oversight. Founded by CEO Louis Amira, Stripe’s former head of crypto & AI partnerships, and CTO David Noel-Romas, Stripe’s former head of crypto engineering, Circuit & Chisel is building the foundational technologies that will enable agentic payments and movement around the web, compatible with up-and-coming standards like x402. ATXP, the company’s first release, will act as a worldwide protocol, enabling low cost micropayments between AI agents, where transactions are initiated, negotiated, and executed entirely by intelligent agents. “We are on the cusp of a huge change in how the internet works,” says Amira. “We expect so much from AI agents in the coming years, but we don’t yet have the most fundamental technologies that will allow them to flourish within safe, agreed-upon constraints and protocols. Emily Man, Partner at Primary Venture Partners “ATXP, enables instant, nested, delegated, and extremely low cost micropayments between AI agents, something that traditional payments rails can’t support.”
Fortis enables software platforms to integrate Apple’s Tap to Pay on iPhone accepting contactless payments without additional hardware; targeting $100 trillion B2B payments market
Fortis announced support for Apple’s Tap to Pay on iPhone technology. With Tap to Pay on iPhone, software providers can enable businesses to accept all forms of contactless payments in person — including credit and debit cards, Apple Pay, and other digital wallets — using an iPhone XS or later, running the latest version of iOS. This eliminates the need for traditional card readers, offering a streamlined solution for mobile-first businesses. Fortis’ support for Tap to Pay on iPhone allows developers and ISVs to build fully embedded, native iOS payment acceptance solutions without additional hardware. Developers can integrate the solution directly into their apps to support flexible contactless payments across mobile, service-based, and in-store environments. Key Benefits of Fortis Support for Tap to Pay on iPhone: Developer Enablement: Partners integrate directly into their iOS applications while retaining full control over the user experience. Mobility and Flexibility: Ideal for mobile professionals, field services, pop-ups, in-store line busting, and more. No Extra Hardware: Eliminates the need for traditional payment terminals, reducing cost and complexity. Security and Privacy: Leverages iPhone’s built-in features to protect business and customer data—Apple does not store card numbers on the device or its servers, so merchants and customers can rest assured that their data stays theirs. Omnichannel Continuity: Connects seamlessly to the Fortis platform for unified reporting, settlement, and reconciliation.
EBANX enables Pix recurring payments for Hotmart, leading to a 32-point retention increase and converting 4 times more recurring payments
Hotmart, a global technology company and in digital business in the Creator Economy, announced strong performance results following the adoption of Pix Automático, Brazil’s new recurring feature within the real-time payment system Pix. Integrated through EBANX, a global fintech specializing in payments for emerging markets, Pix Automático has been live on the Hotmart platform since June 16, the first day of the feature’s operations. Hotmart revealed a 32 percentage point uplift in customer retention for recurring payments via Pix following the launch of Pix Automático. In practice, this means that Hotmart is now converting more than four times the number of recurring payments that previously failed with Pix into continued subscriptions. With EBANX, Hotmart operates across five Latin American countries, including Brazil, Colombia, Chile, Peru, and Mexico, leveraging a mix of card payments and alternative methods. Pix Automático has quickly become a standout success in Brazil. “Pix Automático removes the friction of manual monthly payments, providing a seamless experience for users and improving retention, cash flow predictability, and overall growth for creators,” explained Allana Braga, Head of Payments at Hotmart. “Recurring payments aren’t new, but one thing that has changed is the scale. They’re now crucial for building audience loyalty and stabilizing income for creators, enabling them to plan, invest, and grow their businesses,” said Braga.
Faster Payments Council deliver practical guidance for banks enabling dual-rail instant payment structure with business continuity frameworks interoperability
The U.S. Faster Payments Council (FPC), announced the release of its latest industry resource, Operational Considerations for Instant Payments Send-Side Guidelines. Produced by the FPC’s Operational Considerations Work Group (OCWG), sponsored by Endava, the resource provides financial institutions (FIs) with best practices and detailed guidance for successfully implementing instant payments sending capabilities. Miriam Sheril, Head of Product – US at Form3 and FPC Operational Considerations Work Group Chair said, “This specific deliverable focuses on helping banks get ready to send payments, with rich detail supported by clear guidelines that make it easy to read and apply for specific purposes.” The new guidelines cover a wide range of operational factors financial institutions must address when enabling send-side functionality, including liquidity management, user experience and interface design, real-time reconciliation, fraud mitigation, compliance requirements, and exception processing. The guidelines also address business continuity, staffing and training considerations, and the critical role of accountholder education and disclosures in ensuring success. In addition to operational details, the guidelines highlight interoperability and routing considerations for financial institutions using both the RTP® network and the FedNow® Service, outlining strategies for managing liquidity, ensuring uptime, and developing fallback options when real-time networks are unavailable. Reed Luhtanen, FPC Executive Director and CEO, “This new resource provides the industry with actionable insights that will help accelerate adoption and ensure instant payments are implemented in a way that prioritizes security, resiliency, and accountholder trust.”
Ripple–Securitize integration adds RLUSD smart‑contract off‑ramps for tokenized funds, enabling instant liquidity for BlackRock BUIDL and VanEck VBILL with 24/7 settlement on-chain
Ripple (XRP) aims to revolutionize global payment systems with rapid and cost-effective cross-border transactions. The anticipated reclassification of XRP as a commodity by the U.S. SEC in August 2025 is set to ease institutional adoption, enhancing XRP’s role beyond a mere bridge currency. Ripple’s On-Demand Liquidity (ODL) product facilitates low-cost global payments without pre-funding foreign accounts, with transactions settling in 3-5 seconds, contrasting sharply with traditional methods like SWIFT. The partnership with Securitize for integrating stablecoins and a focus on tokenization of real-world assets amplify XRP’s utility. Ripple has developed the XRPL to support smart contracts and decentralized finance, continually evolving to capture a larger share of the B2B stablecoin market. As traditional systems, particularly SWIFT, face challenges from XRP’s agile solutions, banks and remittance services utilizing RippleNet are likely to thrive while laggards risk losing market share. Ultimately, XRP’s integration reflects broader trends toward efficiency and innovation in financial services. By leveraging XRP as a bridge currency, these banks can eliminate the need to pre-fund nostro accounts in various foreign currencies, thereby reducing liquidity costs and freeing up substantial capital. This allows them to offer real-time, cheaper, and more transparent cross-border payment services, enhancing customer satisfaction and attracting new clients.
Swift’s blockchain-based shared ledger with 30 banks from 16 countries enables real-time 24/7 cross-border payments using smart contracts, tokenized assets and Consensys prototype infrastructure
Rich, structured payments data enables real-time processing of cross-border payments, fewer manual interventions, better tracking, improved fraud and sanctions screening, and regulatory reporting. Financial messaging network Swift is piloting a new blockchain-based network for cross-border payments with 30 banks. The announcement highlights that a growing emphasis on data richness and intelligibility across the marketplace is beginning to alter the economics and effectiveness of cross-border payments. Swift’s blockchain-based shared ledger focuses on streamlining real-time, 24/7 cross-border payments. Many, if not all, of the program’s partner financial institutions are also focused on accelerating the transition to ISO 20022 standards. The goal of ISO 20022 is to expand the quality and completeness of data carried in payment messages and ensure that data can be consistently interpreted in every jurisdiction. The accelerating adoption of the ISO 20022 global messaging standard has been a watershed moment. Its XML-based schemas allow more granular data to travel with each payment, replacing free-text fields with structured, machine-readable elements. For businesses, that means invoices can be matched automatically to incoming payments. For banks and regulators, it means real-time screening and monitoring are more reliable. For businesses, these shifts affect treasury strategy, like centralization, supplier onboarding and platform choices, and unlock automation and AI use cases.
Curve Dental’s embedded payment system powered by Stripe offers next-day payouts, saves practices up to 10 hours weekly through automated reconciliation and cuts overdue balances by 15-20%
Curve Dental, the provider of all-in-one, cloud-based dental practice management software, unveiled Curve Pay, a breakthrough in dental payments that redefines how practices get paid. With Curve Pay, every payment — in office, online, or on the go — is processed directly inside the Curve platform, eliminating outdated processors, hidden costs, and reconciliation headaches once and for all. With Curve Pay, practices can: Get paid faster with state-of-the-art Stripe terminals, convenient email- and text-to-pay links, and next-day payouts; Save up to 10 hours per week and eliminate double-entry across practice management and payments through automated reconciliation and simplified dispute management; Cut overdue balances by up to 20% with automated posting and reminders; Protect practice and patient data with PCI-compliant, enterprise-grade fraud prevention; Give patients flexibility to pay their way — including HSA/FSA cards, digital wallets like Apple Pay and Google Pay, and even monthly Buy Now, Pay Later financing through Affirm or Klarna; Enjoy free setup in 2025 & first device included at no cost — plus full onboarding and training backed by Curve’s 5-star support. By embedding payments into the same system practices use for scheduling, treatment planning, and billing, Curve gives dental teams a single source of truth for operations, finance, and patient care. Unlike legacy vendors or third-party portals, Curve Pay offers: Transparent pricing: competitive, predictable rates with no hidden fees; One platform, one partner: no duplicate contracts, no extra logins; Trusted support: backed by Curve’s world-class 24/7/365 customer service, including Curve’s intelligent, in-platform Ask CurveAI resource.
Temenos Money Movement & Management unifies payments, accounts, risk and treasury with FCM AI Agent achieving under 2% false positive rates, integrating Wise, Thunes, Mastercard Move and Visa Direct
Temenos has launched Temenos Money Movement & Management, a pre-integrated, AI-powered platform designed to transform payments and account services. The solution unifies payments, accounts, risk, and treasury functionalities, enabling financial institutions to move money faster, more reliably, and at lower cost. Temenos Money Movement & Management is designed to support both new market entrants and established financial institutions seeking to replace fragmented systems. Its AI-driven capabilities, including automated payment repair, fraud detection, and copilot tools, minimise manual intervention while improving straight-through processing. The platform leverages Temenos’ FCM AI Agent to deliver enhanced real-time screening and significantly reduce false positives. Integration accelerators enable rapid onboarding of digital wallets and alternative payment networks, including Wise, Thunes, Mastercard Move, Visa Direct, and Standard Chartered Scale, helping institutions scale quickly and efficiently. The platform serves banks, electronic money institutions (EMIs), and other payment service providers (PSPs) engaged in cross-border and domestic money movement services. Its holistic, unified architecture addresses the operational and technical challenges faced by these organisations.
Venmo and PayPal users will finally be able to send money to each other by inputting their phone numbers, and later, their email addresses
Venmo users and PayPal users will be able to pay each other in the U.S. and worldwide. “That means that PayPal users will be able to find and pay you using your phone number, and later using your email address,” says Venmo. This change means that PayPal users will now be able to find Venmo users by inputting their phone numbers, and later, their email addresses. If you don’t want PayPal users to be able to find you, you can update your settings. For years, customers have used convoluted workarounds to transfer money between the services. This has long been a pain point for users, especially since Venmo is owned by PayPal, leading users to believe this kind of feature would already exist. (Perhaps integrating the two services would discourage users from creating accounts on both platforms, disincentivizing PayPal to enable this feature sooner.) PayPal announced that it would broaden its network of payment systems in July, starting with Venmo. This collection of partnerships, which PayPal has named PayPal World, will also work with Mercado Pago, NPCI International Payments Limited, and Tenpay Global. This will help users send money internationally without barriers and fees.