Stripe has begun rolling out stablecoin payments for subscriptions, saying this offering will support artificial intelligence companies and other firms with recurring business models. This offering will initially be rolled out in private preview to businesses based in the United States and will support subscription payments made in USDC over the Base and Polygon blockchains. Stripe’s introduction of stablecoin payments for subscriptions was driven by the growing number of companies that are using stablecoins to facilitate cross-border payments. With the addition of new subscription capabilities, businesses using Stripe can let their customers use their crypto wallets to pay for subscriptions and have those payments settle in fiat, manage fiat and stablecoin subscription payments together in a single dashboard, and integrate stablecoin-based subscriptions with Stripe’s Optimized Checkout Suite and Stripe Billing. “To launch stablecoin subscriptions, we built a smart contract that resolves a fundamental limitation of blockchain-based payments: that wallet owners need to manually ‘sign’ each transaction,” Jennifer Lee, product manager, crypto payments at Stripe, wrote in the post. “The smart contract lets customers save their wallet as a payment method and authorize it to send recurring payments — without needing to re-sign each transaction. Customers can do this with more than 400 supported wallets, and it’s just like saving any other payment method on Stripe.”
Verifone launches Commander Fleet to accept WEX and other fleet cards through a single POS; unifying heavy/light fleet and consumer transactions along with fleet data capture like odometer readings
Verifone announced the launch of Commander Fleet, a first-of-its-kind solution enabling existing Verifone customers to accept both WEX® and other leading commercial fleet (fuel) cards through a single POS integration. Commander Fleet consolidates fleet acceptance into one streamlined POS system, delivering significant operational efficiencies and a better experience for drivers. Powered by the trusted Verifone Commander platform, Commander Fleet supports heavy fleet, light fleet, and consumer transactions on one system, while meeting all required fleet-specific data capture needs, such as odometer readings. For unbranded sites, the solution integrates with Commander Payments, providing a complete payments package without added infrastructure. By unifying fleet card processing, operators gain: Lower total cost of ownership – One device for all fleet and consumer card payments. Eliminates duplicate hardware, licenses, and service contracts—delivering measurable, long-term savings. Operational efficiency & faster throughput – A single, streamlined POS reduces toggling and checkout friction. Faster transactions move more trucks through the line and create more upsell opportunities. Simplified training & higher productivity – One system for all transactions means shorter employee training times, fewer errors, and smoother operations at every register. Unified reporting & actionable insights – A single view of all WEX activity enables faster reconciliation, smarter staffing, and data-driven promotions. Future-ready flexibility – Built on the Commander platform for easy expansion as fleet networks evolve—protecting your investment for years to come.
Nacha updates International ACH Transactions (IAT) rules to boost cross‑border efficiency; adding date‑of‑birth for sanctions screening, clarified IAT definition and mandatory IAT contacts
Nacha voting members approved five Nacha Operating Rules changes aimed at increasing the awareness and efficiency of International ACH Transactions, or IATs. “The U.S. ACH Network has supported the capability to send and receive cross-border ACH payments for decades,” said Jane Larimer, Nacha President and CEO. “These Rules changes should make IATs easier and more efficient to use.” The existing Nacha Rules for IATs became effective in 2009, replacing previous cross-border ACH payments with a new transaction rule set and format that enabled compliance with the Travel Rule and Office of Foreign Assets Control (OFAC) sanction programs. Approximately 121 million IATs were made in 2024. One of the approved Rules refines the definition of an IAT with the goal of making it easier for ACH Originators and Originating Depository Financial Institutions (ODFIs) to determine whether a payment should be classified as an IAT. The other approved Rules are aimed at transaction and data efficiency. They include adding the capability to carry a person’s date of birth for sanctions screening; adding a new return reason to indicate an issue with sanctions screening as distinct from other return reasons; recognizing the possibility that the financial agency outside the U.S. is a non-traditional account-holding institution or organization; and requiring U.S. financial institutions to register IAT-specific contacts in Nacha’s ACH Contact Registry.
PairSoft’s partnership with Finexio to enable finance teams to embed fully managed AP payments solution for 100% of supplier payments, including end-to-end payment execution, AI-powered supplier enablement, and payment fraud protection into ERP systems
Procure-to-pay automation and AI solutions provider PairSoft, and Finexio, the embedded payments solution for accounts payable (AP), have renewed their strategic partnership. The continued collaboration ensures PairSoft customers can benefit from the latest fully managed, intelligent AP payments solutions designed to optimize operational efficiency, increase digital payment yield, and reduce fraud risk. Finexio uniquely delivers an all-in-one managed service for 100% of supplier payments, including end-to-end payment execution, AI-powered supplier enablement, and industry-leading payment fraud protection. Finexio’s API integration with PairSoft’s AP automation suite is further strengthened by PairSoft’s native connections to leading ERP systems—including Oracle NetSuite, Microsoft Dynamics, Sage Intacct, and Blackbaud—enabling finance teams to digitize payment workflows within their existing technology. Through this renewed partnership, PairSoft customers will continue to benefit from Finexio’s advanced supplier development capabilities and payment technologies, resulting in greater supplier engagement and improved AP payment performance.
New partnerships drive24% year-over-year growth in Wise’s cross-border volume to $55.2 billion and 17% rise in in active customers to 9.8 million
Cross-border payments platform Wise saw year-over-year increases of 24% in cross-border volume and 17% in active customers as it continued to add new partnerships. With these gains made during the first quarter of the company’s fiscal year 2026, Wise’s cross-border volume reached 41.2 billion pounds (about $55.2 billion), and its number of active customers reached 9.8 million. The company’s cross-border take rate declined by 12 bps year over year, from 0.64% to 0.52%, which Wise attributed to a reduction in its average price and an increase in the proportion of higher-volume customers. Wise’s underlying income for the quarter saw a year-over-year increase of 11% on a reported basis and 14% on a constant currency basis, lifting it to 362 million pounds. The medium-term guidance for growth in underlying income is 15% to 20% on a constant currency basis. Highlighting recent moves made by Wise, co-founder and CEO Kristo Käärmann said the company launched Wise Business in the Philippines, continued to add Wise Platform partners, and announced partnerships with Raiffeisen Bank and UniCredit to power instant international transfers for their consumer and business customers in Europe.
Payments optimization is crucial as report says almost all cross-border shoppers want to pay with local currency
Payments Optimization: Powering Global eCommerce Growth,” reveals that despite widespread digital adoption, cross-border payments still pose significant challenges for merchants. The report highlights that not all merchants prioritize shopper convenience in international transactions, but optimizing these digital payment experiences is crucial for maximizing global sales and meeting consumers’ evolving expectations. Key obstacles include consumer concerns over long delivery times, fear of fraud, difficulties with returns, and unexpected high transaction fees, which negatively impact conversion rates. The report emphasizes the importance of local payment experiences, as nearly all cross-border shoppers expect to pay using their preferred, customary methods and 94% in local currencies. Digital payments are rapidly becoming the cornerstone of global eCommerce, with digital wallets, account-to-account transfers, and buy now, pay later solutions accounting for 79% of global eCommerce value by 2030. One-click checkout is a powerful tool for optimizing online transactions, with 84% of shoppers considering it an important factor when deciding where to shop. The report emphasizes that optimization is an ongoing process that requires continuous attention to digital payment acceptance, transparent communication, and efficient delivery and return mechanisms. The integration of advanced fraud solutions, often powered by artificial intelligence and machine learning, is essential for securing transactions and building trust. The report concludes that payments are no longer just a commodity but a critical competitive differentiator for businesses expanding globally.
Merchant of Record Firm Paddle raises $25 million to fund expansion supporting more than 6,000 Software-as-a-Service (SaaS), AI and App companies and “replacing the need for a complex and fragmented payment technology stack
Paddle, a merchant of record (MoR) for digital product companies, has raised $25 million. The funding round, led by CIBC Innovation Banking, will help finance Paddle’s ongoing global expansion and product growth. As an MoR, Paddle handles payments, sales tax, refunds, fraud, and compliance for more than 6,000 Software-as-a-Service (SaaS), AI and App companies, “replacing the need for a complex and fragmented payment technology stack.” The company says it helps those businesses scale faster by lowering operational hurdles and helping them enter new markets faster. “In an ever-connected world, it’s important that digital product companies can receive payment from customers in any location without the hassle of navigating multiple payment processes in different geographies,” Sean Duffy, managing director of CIBC Innovation Banking, U.K. and Europe, said. The funding comes at a pivotal moment for the company, with Paddle experiencing rapid growth in 2025 thanks to both the growth in new AI products, and the opening up of Apple’s app ecosystem to web payments.
PayPal-Venmo adds scam detection to friends and family payments scams that originate on social media with alerts can learn and adapt to scam tactics as they evolve
PayPal has introduced a scam prevention tool for PayPal and Venmo Friends and Family payments. Designed to proactively alert customers to potential scams and prevent losses in real-time, the alerts intervene when it matters most — before any funds are sent. “As scammers attempt to coerce people into sending payments that may not be eligible for refunds, including scams that originate on social media, we believe putting more information directly into customers’ hands will empower them to help stop scams in their tracks.” The system was designed to provide fraud mitigation and an improved user experience. The alerts appear when the system detects a possible scam, sharing information about the likelihood of fraud at the point of payments. The alerts can learn and adapt to scam tactics as they evolve, employing AI models that analyze billions of data points and update when patterns change. “This means our system can help more quickly detect a potential new scam, even if we have never seen that specific scam before,” PayPal said.
ACH Same Day payments volume rises 15% during the second quarter compared to last year to 336.4 million; payments value increases 22% on year-on-year basis to $980.3 billion
The ACH Network says it has seen “significant” gains in same-day payments since last year. Those transactions were up 15% during the second quarter compared to last year, helping drive overall growth of 5%. “The continued robust growth of Same Day ACH shows how it is serving payments use cases for consumers, businesses, government agencies and other organizations,” Jane Larimer, president and CEO of Nacha, which operates the ACH network, said. In all, ACH Network growth continued during the quarter, with 8.7 billion payments valued at $23.3 trillion, respective increases of 5% and 7.9% year over year. The network saw 336.4 million same-day payments, moving $980.3 billion in value, up 15% and 22% respectively. During the first half of this year, Same Day ACH handled 662.4 million payments valued at almost $1.9 trillion. “Business-to-business ACH volume grew apace, with more than 2 billion payments, up 10.6% from the same period in 2024.” “Claim payments to healthcare providers grew by 9.9% to 138.2 million payments.”
Clover’s solution for SMB healthcare providers streamlines the payment journey from end to end by offering financing options, recurring billing, text-to-pay, QR codes, and online payment portals through a unified platform
Clover has announced Clover PracticePay™, an all-in-one payments platform designed specifically to support small and medium-sized healthcare providers. Developed in partnership with Rectangle Health, Clover PracticePay™ simplifies the way healthcare practices manage payments and enhance practice efficiencies, offering the digital tools that providers and patients expect. Powered by Rectangle Health’s trusted Practice Management Bridge® technology and Clover’s hardware and value-added services, the Clover PracticePay™ solution is designed to comply with HIPAA and PCI requirements and enables providers to streamline the payment journey from end to end. Key features include financing options, recurring billing, text-to-pay, QR codes, and online payment portals, all available through a branded Clover dashboard that works alongside a provider’s practice management software. Clover PracticePay™ will provide a powerful tool for a wide range of providers, including primary care, dental services, behavioral health, and more. The solution is slated to launch in early 2026.