Routable added the FedNow® Service to the instant payment capabilities accessible through its accounts payable automation platform. The FedNow Service expands the availability of instant payments for customers who transact with smaller or regional banks. Routable customers can now send instant payments to 85% of bank accounts via FedNow and the RTP® network’s real-time payments, which are already available on the platform. The platform displays which vendors can receive instant payments so that Routable customers can choose the best method for every payment. “By expanding access to instant payments, our customers have more control over when and how to pay their vendors and contractors,” Routable co-founder and CEO Omri Mor said. Instant payments are available through Routable 24/7/365 so companies can send funds in seconds – even on weekends and holidays. Routable displays which vendors are eligible to receive instant payments, enabling customers to choose the best method for every payment.
Morningstar reports that corporate bitcoin treasuries heighten credit risk as holdings concentrate—about 18% of supply sits with funds and firms, with one company controlling 64% of public‑company reserves.
The corporate use of cryptocurrencies is evolving beyond payments, with a number of businesses adopting bitcoin (BTC) and other digital assets as core treasury reserves. A report from rating company Morningstar DBRS cautions that this strategy could heighten credit risk profiles. According to BitcoinTreasuries.net, roughly 3.68 million BTC (worth about $428 billion as of Aug. 19) are held across companies, exchange-traded funds (ETFs), governments, decentralized finance (DeFi) protocols and custodians. This is about 18% of bitcoin’s circulating supply. Funds dominate with 40% of holdings, followed by public companies at 27%. That exposure remains highly concentrated. One firm, Strategy (MSTR), controls over 629,000 BTC, accounting for 64% of all public-company treasury holdings, the report noted. Morningstar DBRS highlighted a range of vulnerabilities in corporate crypto treasury strategies, including regulatory uncertainty, liquidity challenges during periods of volatility and exposure to exchange counterparties. Heavy reliance on bitcoin reserves could strain liquidity management, while the asset’s sharp price swings add further risk. The firm also noted that different tokens carry distinct technological and governance issues, and custody, whether handled in-house or through third parties, remains a critical security concern.
Zuora’s monetization engine now writes detailed revenue records into Workday’s general ledger via a certified connector; improving accuracy, audit speed, and accounting‑standards compliance
Monetization platform Zuora is teaming with human resources/finance platform Workday, combining Zuora’s order-to-cash automation with Workday Financial Management. This partnership will give business to consumer (B2C) companies a simpler way to handle complex billing and revenue streams – whether from subscriptions, usage-based pricing, special offers, or hybrid models. By combining Zuora’s monetization tools with Workday’s financial platform, companies can more easily track revenue, stay compliant with accounting standards, and speed up audits with automated reporting. The certified Zuora Connector for Workday Financial Management manages the operational complexity of monetization as a specialized sub-ledger in Workday Accounting Center, automatically feeding financial records to Workday’s general ledger (GL). With a single, unified view, companies can strengthen the accuracy of financial processes without needing to manually enter data. Rob Enslin, president and chief commercial officer at Workday said, “Our partnership with Zuora will provide customers with a single, reliable view of their financial data – making it easier to operate efficiently, no matter
AIRank PRO’s lean implementation delivers AI‑ready pages, platform benchmarking, and end‑to‑end control of the optimization stack to capture AI answer traffic
AIRank PRO launched its groundbreaking Generative AI (GenAI) optimization service, positioning businesses to capture market share in the post-SEO digital landscape. AIRank PRO’s specialized service ensures businesses remain discoverable across ChatGPT, Google AI Overviews, Perplexity, and 97+ AI platforms. Unlike enterprise agencies hindered by large SEO teams, AIRank PRO’s lean startup structure enables rapid implementation and innovation at the speed of AI. The platform’s specialized schema markup and GenAI-optimized website content minimizes computational load while maximizing AI interpretation accuracy. Websites equipped with AIRank PRO deliver a 95% efficiency boost to GenAI web crawlers. The company operates its own AI server located in a U.S. data center, allowing private AI research and optimization unavailable through third-party AI services. “Our proprietary AI infrastructure gives clients a decisive advantage,” explained founder Brad Kane. “While other agencies rely on third-party AI services with inherent limitations, we control the entire optimization stack.” AIRank PRO’s assessment tool, benchmarked against leading AI platforms, scored highest in commanding content authority. Early results show 50% of SEO-optimized content fails GenAI relevance tests, creating massive market opportunities for forward-thinking businesses.
LayerX offers a comprehensive, integrated platform covering “expense management, invoice processing, corporate cards, workflows, e-ledger compliance, attendance, and receivables — all in one solution”
LayerX, an AI SaaS startup that enables businesses to cut back-office workload, has raised $100 million in a Series B round led by TCV, marking the U.S. fund’s first investment in a Japanese startup. The startup’s key offerings include Bakuraku, a platform that automates corporate spending workflows, covering expense management, invoice processing, and corporate card operations — for more than 15,000 companies; Alterna, a retail digital securities investment platform developed in partnership with Mitsui & Co.; and Ai Workforce, a generative AI solution designed to streamline workflows and harness enterprise data. Bakuraku differentiates itself with an AI-driven user experience. The company continuously upgrades automation features like “auto-entry and document splitting,” while also investing in AI agents and AI-enabled business processing outsourcing (BPO). Its team includes “more than 12 former CTOs and a Kaggle Grandmaster.” Bakuraku offers a comprehensive, integrated platform covering “expense management, invoice processing, corporate cards, workflows, e-ledger compliance, attendance, and receivables — all in one solution.”
Xero introduces AI superagent to automate routine tasks and workflows, like bank reconciliations, data entry, and getting paid; offers proactive suggestions and a unified view of a business’ data
Xero, a global small business platform, has announced the next evolution of its AI financial superagent, JAX. JAX automates routine tasks and workflows, providing actionable insights and empowering customers to focus on growth and relationships. The platform is built on Xero’s agentic platform and will collaborate with OpenAI on its deep web research feature to bring financial information from the web into Xero. The new features will help meet growing demand for AI innovation among the platform’s user base, with 73% of customers using AI since March. Orchestrating multiple agents on Xero’s platform, Xero’s AI Superagent JAX is designed to deliver A reimagined experience to replace scattered tools: Through one intelligent interface, JAX will unify the xero experience and learn a business’s rhythms, automatically adapting to how that business operates. Automated actions and workflows — ‘Just Done with your control’: JAX will automate routine tasks and workflows, like bank reconciliations, data entry, and getting paid–which saves customers valuable time and helps them stay compliant. Access to actionable insights: Combining deep insights from across Xero customers’ businesses and connected apps, as well as collaborating with OpenAI on web research, JAX will move information beyond static reports. JAX will provide timely, proactive suggestions and a unified view of a business’ data, helping customers explore their financial data and dig deeper with Xero’s advanced financial insights. All of this will empower customers to make smarter, more informed decisions. A trusted partner built for you, with you: JAX offers a trusted partnership built on security, privacy and Xero’s decades of accounting expertise, which is essential to delivering reliable and contextual insights. Xero’s proprietary JAX Assure control system further supports increased accuracy and fewer “hallucinations” compared to conventional AI tools that rely solely on large language models. By proactively spotting potential issues and helping to keep financial data more clean and accurate, JAX acts as an always-on dedicated team.
Authentica’s AI-native supply chain administration platform securely ingests emails and shipping documents and backs every automated step with real-world evidence of their shipments, verifying identity, origin, and condition at every stage
Authentica has launched an AI-native supply chain administration platform that provides deep-tier visibility and automates compliance and risk management for buyers and importers. The platform not only predicts supply chain risk but also removes it, providing proof to regulators, buyers, lenders, and insurers. Authentica eliminates manual data entry by securely ingesting emails and shipping documents, and specializes in procurement, compliance, and certification agents. The platform has safeguards to keep people in the loop and maintain a clear audit trail of agent actions. Authentica also helps customers manage product testing, shipment inspections, and audits, with a partnership with Control Union and molecular testing solutions from Index Bio. Customers can also access new financial products, including the world’s first product authentication warranty covering up to 100% of a shipment’s value, developed in collaboration with Arthur J. Gallagher & Co.
Paychex’s financial management solution for SMBs empowers them to manage their people and payments in one seamless experience by integrating payroll, HR, and accounts payable and offering access to real-time dashboards to monitor payables and cashflow
Paychex announced a new financial management solution for accounts payable provided by BILL, an intelligent financial operations platform for SMBs. Launching through Paychex Flex®, Bill Pay, Powered by BILL, integrates payroll, HR, and accounts payable and empowers SMBs to manage their people and payments in one seamless experience. Bill Pay, Powered by BILL, streamlines accounts payable by eliminating manual data entry, providing access to real-time dashboards to monitor payables and cashflow, and centralizing vendor data and payments. This increased efficiency and visibility can help businesses save time and ultimately improve the bottom line. Bill Pay, Powered by BILL, will enable businesses to: Automate bill payments with flexible payment options—offering multiple ways to fund and send payments to save time, money, and resources, all through Paychex Flex; Access BILL’s network of more than eight million businesses to easily find and pay vendors; Get real-time insights into payment status.
Mastercard simplifies business payments directly integrating into the Oracle Cloud ERP, a new embedded virtual card payment capability
Mastercard has announced the local launch of a new embedded virtual card payment capability, with Westpac becoming the first commercial issuer in Australia to activate the solution for clients using Oracle Fusion Cloud Enterprise Resource Planning (ERP). The integration leverages Mastercard’s innovative virtual card solution and Oracle’s B2B technology platform to deliver a seamless, secure, and fully embedded virtual card experience. By embedding virtual cards directly into the Oracle Cloud ERP, businesses gain real-time visibility, enhanced control, improved working capital management, and streamlined supplier onboarding, all within their system of record. The solution helps businesses move from manual, fragmented processes to a unified payment flow that centralizes financial management. Automated reconciliation reduces human error and frees finance teams to focus on higher-value work, while detailed remittance data improves transparency and simplifies the payment lifecycle for both customers and vendors. Unlike traditional implementations that require custom integration work, this solution is embedded in the customer’s existing Oracle Cloud ERP subscription, eliminating the need for additional setup or technical resources. Anouska Ladds, Executive Vice President, Commercial and New Payment Flows, Asia Pacific at Mastercard said, “By embedding our virtual card technology into enterprise workflows like the Oracle Cloud ERP, we are removing long-standing friction and empowering organizations and businesses across Asia Pacific to operate at the scale and speed of today’s economy.”
Ecer launches GEO Enhanced Mode using four-step AI optimization framework; enabling Chinese exporters to bypass traditional SEO for direct global buyer access
Generative Engine Optimization (GEO)—an optimization strategy designed specifically for generative AI engines—has emerged. By ensuring a company’s information is deeply compatible with the content generation rules of AI engines, GEO is restructuring the entire process from “information retrieval” to “business matching.” It is carving out a new path for Chinese foreign trade companies to bypass the information silo and directly reach global buyers. Ecer.com recently launched its GEO Enhanced Mode, providing companies with a standardized solution for adapting to generative AI engines. Its core logic can be summarized in four progressive steps—Compliance, Structure, Context, and Authority—helping businesses move from simply “being found” to “being recommended.” Ecer’s GEO system first ensures that a company’s website meets AI crawling standards, including open data interfaces, clear content copyrights, and compliant privacy policies. Ecer’s GEO uses technologies like Schema markup and knowledge graph building to transform a company’s product parameters, certifications, and production capabilities into structured, AI-readable data. Ecer’s GEO analyzes user questions from AI engines to identify high-frequency sourcing scenarios (e.g., ” cross-border e-commerce drop-shipping suppliers”, “custom packaging solutions”). It then guides companies to build contextual content modules on their websites. Ecer’s GEO integrates a company’s industry certifications, media reports, and customer reviews to provide a multi-dimensional endorsement for the AI engine. Ecer’s GEO value is not just in “point-by-point optimization” of company information; it’s in promoting “ecosystem connectivity” across the foreign trade value chain. By integrating fragmented supplier data, logistics information, and industry trends into a dynamic knowledge network that AI can access, Ecer’s GEO is building a constantly updated “global trade brain.” By continuously outputting high-quality, structured information, they will become the “preferred source” for AI engines in their specific fields, giving them pricing and influence in their market segments.