Mastercard launched the Mastercard AI Card Design Studio, an innovative platform that transforms how issuers create and deploy card designs. By combining speed, affordability and advanced customization, it gives card issuers a powerful, intuitive solution to bring their unique brand to life. The AI Card Design Studio draws on Mastercard’s brand and card production expertise to bring high-end design capabilities directly to its partners. Users can upload logos and product details, use AI-assisted design features, customize as needed and instantly download brand-compliant designs. What once took weeks can now be completed in minutes—accelerating go-to-market timelines while enabling more creative flexibility and emotional impact. With the AI Card Design Studio, Mastercard is applying that same approach to the creative process, giving partners more control and clarity from the start. The platform empowers creative teams by providing compelling design tools, while freeing up time to focus on higher-level creative strategy. From pioneering multisensory branding and launching the inclusively designed Touch Card, to introducing our sustainable card program aimed at removing first-use PVC plastics from our network by 2028, Mastercard has consistently pushed the boundaries of what design can do. This new tool is a natural extension of that legacy, allowing issuers to quickly produce stand-out designs.
Mastercard’s value-added services and solutions saw 23% revenue growth reflecting its strategic pivot from a pure-play network into a data-driven platform orchestrator with an ‘interoperability layer’ to support services across authentication, multi-rail and blockchain-anchored use cases
Mastercard is transitioning from a traditional payment processor to a data-driven technology platform, focusing on interoperability, digital identity and agentic AI. Mastercard’s value-added services and solutions segment is emerging as a critical differentiator. That line saw 23% revenue growth (22% currency-neutral) for the most recent quarter, reflecting growing demand for cybersecurity, authentication, digital identity and fraud prevention tools. One highlight: Mastercard Agent Pay, a service that leverages conversational AI to facilitate secure payments via contact centers or messaging platforms. This innovation marks Mastercard’s first direct play into agentic AI — a field defined by autonomous agents acting on behalf of users across digital ecosystems. This launch, alongside the expanded Mastercard Collection suite, reinforces its ambition to deliver “intelligence at the edge” of payment flows. The company reported net revenue of $8.1 billion, a 17% increase year over year on a GAAP basis and 16% growth on a currency-neutral basis. Adjusted net income came in at $3.8 billion, up 13%, with adjusted earnings per share of $4.15, an increase of 16% compared to the same period last year. Mastercard’s total gross dollar volume (GDV) grew 9% year over year on a local currency basis, reaching $2.6 trillion. U.S. GDV increased 6%, while outside of the U.S., GDV rose 10%, reflecting continued momentum in international markets.
Mastercard debuts experience-focused World Legend Card to support a growing demand among consumers for a “more intentional way of living, where spending on meaningful experiences is prioritized over material things.”
Mastercard has introduced a new suite of benefits aimed at experience-seeking consumers. The Mastercard Collection is available across the company’s World, World Elite and newly created World Legend Mastercard cards, offering rewards on things like dining, entertainment and travel. The World Legend card is available to banks worldwide now, and will debut to cardholders in the third quarter of this year in the U.S., followed by a larger international launch. Driving this launch, is its in-house research showing a growing demand among consumers for a “more intentional way of living, where spending on meaningful experiences is prioritized over material things.” The vast majority of the company’s cardholders, “feel their best when spending their time on their passions, including culinary exploration, artistic endeavors, and cultural immersion,” while two-thirds “are becoming more intentional with how they spend their time, focusing on the relationships that matter most.”
Mastercard and Pay4You launch European spend management partnership
Mastercard has teamed with self-service payment portal Pay4You on a spend management solution for European companies. The collaboration employs Mastercard’s Virtual Card Network (VCN) technology, and is designed to guarantee card acceptance, giving corporations a better way to manage their tail spend, which typically accounts for 20% of a company’s total spend, including high-volume, low-value transactions that are often overlooked but can represent a significant portion of the total number of transactions. By melding Pay4You’s platform with Mastercard’s virtual card technology, companies can lower costs, increase process efficiencies and remain compliant while offering employees a better user experience. In addition, the companies say their partnership will help issuers realize new flows on cards that are normally account-to-account (A2A) payments. “This partnership supports Mastercard’s mission to drive innovation and efficiency in the payments ecosystem.” Pay4You will also leverage Mastercard’s latest advances in embedded VCN technology which enables frictionless and simplified on-boarding among banks, platforms, and corporates, to accelerate the adoption of virtual cards.