FIS has launched its Money Movement Hub, an innovative payments solution that helps to simplify the back-end infrastructure of financial institutions by enabling them to connect to multiple payment networks and process payments in one place. Designed as a turnkey solution for a wide range of institutions – from super regional banks to community banks – the Money Movement Hub supports a modernized payments journey that can change with each client’s needs. The flexible, cloud-native platform is core agnostic and allows banks to start with the payment types they need today, then add new capabilities over time through a “pay-as-you-grow” model. It delivers unified and secure money movement experiences that can be embedded across a variety of customer channels, helping institutions meet digital demands quickly and efficiently. The FIS Money Movement Hub helps to harmonize the payments ecosystem within a financial institution by facilitating the integration of major payment networks within one solution, via a single API. As well as helping to reduce complexity for organizations, the solution can increase the accuracy of payments, improve liquidity, and help to quickly remediate security risks. This innovative payments hub responds to evolving consumer demands for faster and more efficient payments, as well as regulatory changes, and aims to transform financial institutions’ money movement capabilities. Features of the FIS Money Movement Hub: Unified Integration; Cloud Native; Built-in Fraud Controls.
NielsenIQ report shows 59% of U.S. consumers open to buying more private label products if a larger variety were available while 72% think private labels are good alternatives to name-brand products
New data from NielsenIQ reveals that consumers are open to increasing their spending on store brand products if more items were available. In NIQ’s report, 59% of U.S. consumers say they would buy more private label products if a larger variety were available. The report also found that 72% of consumers said private labels are good alternatives to name-brand products, with 75% saying store brands are a good value for the money. At retail, consumers said they are most likely to purchase private label products at supermarket/grocery stores, dollar stores, discount retailers, and pharmacy/drug stores. Additionally, 59% of consumers said they trust store brands since they are endorsed by the retailer. That level of trust is consistent across four key demographic groups, with 58% of Baby Boomers, 55% of Gen X, 63% of Millennials, and 62% of Gen Z saying they trust private label brands. With annual sales of private label products up 4.1%, according to NIQ, nearly half of consumers (49%) said they’re likely buying more private label products than ever. The rate of sales growth for private label is outpacing the Top 100+ national brands (+2.4% annual sales growth), the Top 11-100 national brands (+2.3%), and the Top 10 national brands (+1.7%). The Nielsen report also highlighted the price differences between private label and national brands across several key categories. As a whole, branded products on average are sold at prices that are 19% higher than store brands.
Android adds support for OpenID standards to make handling digital credentials easy and secure by allowing any app to potentially become a “credential holder” and perform additional due-diligence steps required to verify any digital document
Google has given Android an OpenID upgrade to make handling digital credentials like virtual driving licences much easier and more secure. With native support for OpenID standards, Android apps and services can talk the same language when it comes to verifying who you are digitally. This update uses Android’s DigitalCredential API to bring in support for OpenID4VP (for showing your credentials) and OpenID4VCI (for getting new ones issued). It’s all part of Android’s push towards using open standards to ensure you’re not locked into one company’s way of doing things for your digital identity. The most obvious use people are talking about is digital identity documents like driving licences, passports, or national ID cards. But the potential goes way further. Google expects developers to get creative, using this tech for all sorts of things you might need to prove digitally. We’re talking education certificates, insurance details, gym memberships, event tickets, work permits – you name it. And it’s not just about official ‘wallet’ apps like Google Wallet or Samsung Wallet holding these credentials. Any app can potentially become a “credential holder.” Once you’ve picked, say, your digital driving licence, Android securely passes the request over to the wallet app that holds that specific licence. That app finishes the process, showing the credential to the verifier. This method also gives the wallet app a chance to “perform any additional due-diligence steps it needs to perform prior to releasing the credential to the verifier,” adding an extra layer of checks if needed. Receiving and storing new digital credentials is also getting standardised using the OpenID4VCI protocol. When someone needs to issue you a digital credential they can use this standard. To make sure Android knows what’s where when it’s time to show a credential, wallet apps need to tell the Credential Manager a bit about the credentials they hold. This info helps Android quickly find the right options for you when a request comes in.
The OpenID Foundation to demo a secure, privacy-preserving identity that supports cross-platform credential exchange, privacy-first architecture, and enterprise-grade securitycommunity to demo digital ID interoperability, DIF Labs taking proposals | Biometric Update
The OpenID Foundation is bringing together governments, standards bodies, technology vendors, end-user organizations and technical experts for a demonstration that “proves” a secure, privacy-preserving identity is “ready for prime time.” OpenID believes the single biggest barrier to seamless user experiences is interoperability, but in its upcoming showcase three specifications – the OpenID Verifiable Presentation (OID4VP), the High Assurance Interoperability Protocol (HAIP) and the Digital Credentials API (DC API) – are unified. “It’s a real-world demonstration of cross-platform credential exchange, privacy-first architecture, and enterprise-grade security,” the foundation said. Groups participating in the demo will include the NIST NCCoE, Mattr, Spruce, Animo, and 1Password among 10 teams developing digital wallets and verification solutions. They will work with credentials based on the ISO mDoc format widely utilized by mobile driver’s licenses, and Selective Disclosure JWTs (SD-JWTs). NIST NCCoE’s mDL architecture for opening a bank account, which uses the OID4VP, DC API and HAIP specifications, will also be demonstrated during the event.
Structify’s AI platform combines visual language model with human oversight to simplify data preparation by letting users create custom datasets by specifying the data schema, selecting sources, and deploying AI agents to extract that data through navigating the web
Startup Structify is taking aim at one of the most notorious pain points in the world of artificial intelligence and data analytics: the painstaking process of data preparation. The company’s platform uses a proprietary visual language model called DoRa to automate the gathering, cleaning, and structuring of data — a process that typically consumes up to 80% of data scientists’ time. At its core, Structify allows users to create custom datasets by specifying the data schema, selecting sources, and deploying AI agents to extract that data. The platform can handle everything from SEC filings and LinkedIn profiles to news articles and specialized industry documents. What sets Structify apart, is their in-house model DoRa, which navigates the web like a human would. This approach allows Structify to support a free tier, which will help democratize access to structured data. Structify’s vision is to “commoditize data” — making it something that can be easily recreated if lost. Finance teams use it to extract information from pitch decks, construction companies turn complex geotechnical documents into readable tables, and sales teams gather real-time organizational charts for their accounts. A key differentiator for Structify is its “quadruple verification” process, which combines AI with human oversight. This approach addresses a critical concern in AI development: ensuring accuracy. What differentiates Structify, according to CEO Alex Reichenbach, is its combination of speed and accuracy. Reichenbach claimed they had sped up their agent “10x while cutting cost ~16x” through model optimization and infrastructure improvements.
Platformization taking centre stage in cybersecurity driven by the need to create experience-driven engagement and safeguard complex, distributed environments where data, people and machines all intersect
Platformization is becoming a critical strategy in cybersecurity as organizations shift from fragmented tools to integrated platforms to manage growing threats, complex infrastructure and changing buyer expectations. Vendor consolidation and re-platformization are reshaping the cybersecurity landscape, but expectations often clash with reality on the show floor. As buyers shift toward experience-driven engagement, traditional booth strategies fall short. “I think we’re just consolidating those alphabet soups into specific platforms,” Jackie McGuire, principal analyst, security analytics, operations and strategy at theCUBE Research. said. “The IAM, PAM, all of the identity will become an identity platform. The data security, DSPM, all of that will be a data platform. We are seeing platformization, I just don’t think it’s quite the one login to rule them all that the big vendors would have you believe.” As the security perimeter disappears and digital threats reach into physical infrastructure, the importance of truly integrated platforms continues to rise. Organizations are no longer just defending networks, they’re safeguarding complex, distributed environments where data, people and machines all intersect. The challenge now is not just technical unification, but creating experiences and solutions that align with how modern buyers think, behave and invest, according to John Furrier, co-founder and executive analyst at theCUBE Research. “I call it the re-platformization, because some people are re-platforming, some are actually adopting platforms for the first time because they had best of breed,” he added. “The theme is homogeneous layers where you need data and people, using the Waymo example, where you have so much data and devices or things connected that you need to have data controls. That’s become a big theme.”
Modern Treasury’s AI agent for enterprise payment operations only takes action when it’s approved to do so, doesn’t let third-party model providers train on company data, is auditable by design and delivers verifiable results
Modern Treasury, the payment operations platform for businesses, introduced Modern Treasury AI to deliver the first AI Platform purpose-built for the unique demands of enterprise payments. Built on the company’s Payment Ops infrastructure, Modern Treasury AI blends a context-aware agent with a powerful, real-time workspace. Together, they set a new standard in how businesses manage payment operations, transitioning from manual, reactive processes to proactive, intelligent workflows. The AI Agent is the first enterprise-grade Agent that understands payments, is auditable by design and delivers verifiable, rapid results built on existing connectivity and a deep understanding of how enterprise payment systems and workflows work. When combined with the Workspace, a canvas for payment teams and the AI Agent to operate in, they create a new model for how companies manage payment workflows, streamlining operations from insight to execution to issue resolution. Key features include: AI That Respects Rules and Roles: The AI Agent only takes action when it’s approved to do so and will never let third-party model providers train on your data. Purpose-Built Intelligence; and Seamless Execution.
Fintech factiiv’s platform for SMBs provides them tools to report positive and negative trade experiences, share credibility reports with vendors, partners, and customers; access risk assessment reports when extending credit and connect with a community of data providers
Fintech factiiv, has officially launched the first B2B credibility-building platform designed exclusively for small businesses. This transformative solution puts the power of credit and trade reporting directly into the hands of entrepreneurs, giving them tools to: Report positive and negative trade experiences; Share credibility reports with vendors, partners, and customers; Access factiiv reports to better evaluate risk when extending credit; Participate in a community of data providers to create a transparent trade ecosystem. In the coming months, factiiv will roll out a revolutionary service enabling small businesses to become data providers. This will allow members to access real-time reports on customers and vendors—reporting both positive and delinquent accounts to help create a more honest, transparent trade economy. Furthermore, the company plans to integrate AI-powered sales and customer support tools to enhance user experience and data integrity. These smart features will help businesses make faster, smarter decisions about who they choose to work with—and how they choose to grow. By combining AI with its existing infrastructure, factiiv is not only helping users mitigate risk but also assisting them in building a stronger foundation for long-term success.
Green Dot provides embedded banking services to Crypto.com, easily funding accounts with USD digitally or with cash across the Green Dot Network
Crypto.com will leverage Green Dot’s embedded finance platform, Arc, as an on-ramp and off-ramp for customers’ Cash Accounts and enable them to earn interest and easily fund accounts using U.S. dollars digitally or with cash at thousands of Green Dot Network cash access locations nationwide. Additionally, Crypto.com will launch a new interest-earning savings vault powered by Arc, with additional features and functionality planned for the future. “Increasing everyday utility of cryptocurrencies and providing customers more ways to enhance their financial lives are both central to our vision and roadmap at Crypto.com,” said Joe Anzures, General Manager, Americas and EVP of Payments, Crypto.com. “We are thrilled to partner with Green Dot, a true leader that shares our vision for digital payment utility and financial empowerment, in offering banking services to Crypto.com’s U.S. customers.” With more than 350 cryptocurrencies on its platform*, Crypto.com has one of the largest selections in the industry. By providing an on-ramp and off-ramp to fund Crypto.com Cash Accounts, either digitally or with cash, at thousands of convenient cash-in and cash-out locations at retailers nationwide via the Green Dot Network, Green Dot is enabling Crypto.com customers to utilize cryptocurrencies more easily and affordably. The Cash Account’s new savings vault will also allow Crypto.com customers to earn interest on the funds they are already using to purchase cryptocurrency. “We are thrilled to partner with Crypto.com to enhance the customer experience for their millions of users in the U.S. with more seamless and affordable means of buying and selling cryptocurrencies,” said Renata Caine, GM/SVP of Embedded Finance, Green Dot. “Crypto.com has been a trailblazer in safely and securely advancing the adoption of cryptocurrency in the U.S., and we are looking forward to innovating on behalf of their customers for years to come.”
Postman’s agent framework enables developers to build AI agents by discovering the right APIs and LLMs, evaluating them across providers and testing them, and keeping them running reliably
In this exclusive episode of DEMO, Keith Shaw discusses the platform Postman, the world’s leading API collaboration platform. Postman is designed for developers and enterprises to build intelligent AI agents, simplifying the agent-building process, reducing platform sprawl, and unlocking the full potential of APIs and large language models. One key benefit of Postman is its suite to discover the right APIs and LLMs to use in agents, allowing users to test functionality, integrate, and build through the Flows experience all in one platform. Postman leverages internal APIs and connects to hundreds of thousands of public APIs, enabling agents to access tools like Slack, Notion, UPS, and more. The agent framework involves building agents, discovering APIs and models, evaluating and testing them, and keeping them running reliably. Postman’s core workspace includes a made-up company called ShelfWise, which stores all APIs used by the company. Postman supports multiple protocols like HTTP, GraphQL, and gRPC, and has introduced a new request type: LLMs. With the rise of AI, Postman offers options like OpenAI, Google, and Anthropic. Postman also allows users to evaluate multiple models across providers using a collection runner, which can be run manually or integrated into their CI/CD pipeline. It also provides visualization tools to help teams make smarter decisions. Postman AI Agent Builder is available on postman.com, where users can find collections, examples, and Flows to fork and use right away.