JellyC, a digital asset investment manager with over $100 million in assets under management, said it joined a program with crypto exchange OKX and international bank Standard Chartered (STAN) that will allow it to trade cryptocurrencies while keeping its collateral secure off-platform. The company will use a Franklin Templeton tokenized money market fund (TMMF) as its preferred trading collateral. The collateral will be held by Standard Chartered. JellyC said the initiative will enhance its capital efficiency and reduce its direct exposure to OKX, potentially attracting institutional investments and mitigating the risk of an FTX-style blowup that destroyed billions in investor wealth. “Franklin Templeton’s natively minted on-chain TMMF provides legal certainty of fund ownership in real time, 24/7/365, and airdrops daily as new tokens,” JellyC CEO Michael Prendiville said in the email. “Marrying the Franklin TMMF with the Standard Chartered and OKX tripartite collateral structure elevates safety and soundness to a level akin to traditional finance, making this fit for purpose in a digital world.” Prendville said the approach is suitable for the wealth and funds management sector, as well as Australia’s superannuation, or pensions savings, industry and caters to the demand for digital asset trading products that leverage established banking infrastructure to ensure secure and compliant capital deployment in the cryptocurrency market.
Digital marketing platform for financial advisors Wealthtender can automatically structure FAQ content to be more easily surfaced in Google AI Overviews and as direct answers in AI tools by embedding FAQ schema on advisor websites and profiles
Wealthtender, a digital marketing platform for financial advisors and wealth management firms, announced the launch of AI-Optimized FAQs, extending its range of features that play a valuable role in Search Engine Optimization (SEO) and Answer Engine Optimization (AEO). By embedding FAQ schema, a specialized code recognized by search engines and answer engines, Wealthtender automatically structures FAQ content to be more easily surfaced in Google AI Overviews and as direct answers in AI tools. Brian Thorp, Wealthtender founder and CEO. “With traditional search engines evolving to include AI Overviews and the rapid adoption of AI-powered tools like ChatGPT and Gemini, FAQs published on advisor websites and Wealthtender profiles, especially when enhanced with FAQ schema, are more powerful than ever for building trust, visibility, credibility, and increasing the likelihood of an advisor landing on a prospect’s shortlist.” Upon activation of the AI-Optimized FAQs feature, advisors can publish up to 10 questions and answers on their Wealthtender profiles that showcase their expertise and areas of specialization, address common questions, and appear more prominently when prospective clients use Google, ChatGPT, Gemini, and other AI search tools to find and evaluate financial advisors.
Spend management platform Coupa’s Tariff Impact Planning app explores specific tariff impacts on input and manufacturing costs, and identifies potential ways to qualify for duty drawbacks based on the flow of goods through the supply chain
Coupa, the AI platform for total spend management, announces its Tariff Impact Planning (TIP) app, part of Coupa’s Supply Chain Solutions suite, designed to help businesses navigate global trade and tariff policies and ensure profitability amidst widespread uncertainty. Coupa’s Supply Chain Solutions enable leaders to seamlessly build tariff-optimized supply chains that assess current networks, future implications, and alternate strategies to balance tariff reduction, operational efficiency, and protect bottom-lines. Coupa’s Tariff Impact Planning app, known as TIP, literally offers insights and tips needed for businesses to respond dynamically to safeguard margins and minimize disruption. Key features of the TIP app include: Tariff Optimization: Proactively review current supply chain networks and explore alternate strategies to mitigate tariff impacts, considering trade-offs between cost, service, and risk in production and sourcing locations. Duty Drawbacks: Explore specific tariff impacts on input and manufacturing costs, and identify potential ways to qualify for duty drawbacks based on the flow of goods through the supply chain. Layered Tariffs: Evaluate the costs of raw material inputs, manufacturing for semi-finished goods, and goods sold for finished goods to avoid unnecessary compounding. Pricing & Market Access: Assess market and policy scenarios to inform pricing strategies, helping to navigate potential cost increases while balancing competitiveness and customer impact
BankSocial’s tokenized liquidity network built on private permissioned DLT uses interoperable, tokenized rails to enable direct settlement between credit unions, eliminating the need for acquirers and offering a real-time view of all transactions across participants
Bank Social is introducing a private permissioned tokenized liquidity network—a new form of modernized shared branching built on distributed ledger technology that may reshape how credit unions move money among themselves and with their members. According to Bank Social COO Becky Reed, the initiative is less about cryptocurrency speculation and more about creating the next-generation backbone for cooperative financial institutions. Under BankSocial’s new model, if a member of Credit Union A deposits funds at Credit Union B, a third party—a designated acquirer—typically facilitates the transaction, often using legacy infrastructure. Bank Social’s model eliminates the need for that intermediary by using interoperable, tokenized rails to enable direct settlement between institutions. “There’s no need for acquirers anymore,” said Reed. “Every participating credit union on the network can settle directly with any other credit union. It’s faster, cheaper, and more secure.” What really differentiates this new model, Reed emphasized, is network visibility and fraud prevention. Traditional payment systems hand off funds and visibility once money leaves the originating institution, leaving fraud detection fragmented and slow. The tokenized network provides a full, real-time view of all transactions across participants. “Using AI, we can analyze transaction patterns across the network in real time. So, if a fraud ring tries to exploit five different local credit unions within minutes of each other, the system can flag it—and even temporarily pause suspicious activity,” said Reed. The system is tokenized, meaning digital representations of value are issued and tracked on a distributed ledger. But these tokens are used strictly as transactional instruments—not investment vehicles, Reed explained. The fintech provides the technology platform and tokenization infrastructure, allowing credit unions to create and manage their own private liquidity networks, Reed explained.
Google Wallet’s Nearby Passes uses location to surface relevant cards instantly, while allowing manual addition of unsupported loyalty passes for seamless, centralized access
While most wallet apps, like Samsung Wallet, let you store cards and even digital keys, Google Wallet offers features you don’t often see in other wallet apps. You can store your passport, various IDs, including your driver’s license, loyalty cards, and hotel keys, all within the Google Wallet app. While these features are already impressive, another feature completely changes how the app is used and it might be useful for you too. You can favorite frequently used cards and passes, but if you’re like me and use a mix of both, you’re still stuck hunting through the list. The Nearby Passes notification feature in Google Wallet uses your device’s location and the cards or passes in your wallet to surface the right one at the right time. For example, say you have a loyalty card for a coffee shop near your place. Google Wallet, using your device’s location, sends a notification to your phone’s lock screen so you can access that card instantly, without opening the app or scrolling through everything. The only catch is that it’s not always activated by default, particularly on devices that have had Google Wallet installed for a while or are running an older version of Android. Thankfully, you can activate it easily on your phone. In addition to the feature mentioned above, another Google Wallet feature I’ve been using a lot is the ability to create a loyalty card or pass, even for items that aren’t natively supported by the app. You can manually add unsupported passes to the app. So, if you need to access a card but don’t have your physical wallet on hand, this can be incredibly useful. It’s a lifesaver and allows you to create a centralized place to store all your passes.
Amazon Autos teams with Hertz on used vehicle sales- brings together Hertz Car Sales’ trusted nationwide inventory with the convenience of Amazon’s shopping and checkout experience
Hertz Car Sales has joined Amazon Autos allowing shoppers to browse, finance, and purchase from a selection of thousands of high-quality pre-owned vehicles. This strategic collaboration brings together Hertz Car Sales’ trusted nationwide inventory with the convenience of Amazon’s shopping and checkout experience. As Amazon Autos’ first fleet dealer, Hertz Car Sales is expanding the available inventory on Amazon Autos to offer a wider selection of well-maintained vehicles from trusted brands like Ford, Toyota, Chevrolet, Nissan, and more. Customers can now browse Hertz Car Sales listings on Amazon Autos, complete their purchase online, and pick up their vehicle at Hertz Car Sales locations. This will initially begin in Dallas, Houston, Los Angeles and Seattle, with plans to expand to Hertz Car Sales’ 45 locations nationwide. Joining Amazon Autos aligns with Hertz’s strategy to expand its digital retail presence and make its extensive inventory of well-maintained used vehicles more accessible to customers nationwide, both online and at Hertz Car Sales locations. Benefit of Purchasing a Vehicle from Hertz Car Sales on Amazon Autos: Thousands of quality pre-owned vehicles at competitive prices, often below Kelley Blue Book Suggested Retail Value;Hertz Certified vehicles undergo a rigorous 115-point inspection; Vehicles are backed by a 12-month/12,000-mile limited powertrain warranty, 24-hour roadside assistance, and a 7-day/250-mile buy-back guarantee; Flexible financing options from top lenders; Detailed vehicle history and condition reports; Seamless online purchase experience with e-signature and pickup scheduling.
Insurance carriers can embed FedNow for always‑on claim payouts, reducing manual processes and check costs while offering policyholders digital choice and immediate access to funds after covered events.
The FedNow® Service can offer insurance carriers the ability to instantly send final and irrevocable funds 24x7x365, creating an opportunity to modernize the policyholder experience, thus growing satisfaction and enhancing loyalty. This resource describes the advantages of transferring funds with instant payments, and outlines next steps for insurance carriers, service providers and financial institutions. Benefits of instant payment innovation in the P&C insurance space: Facilitating instant payouts for approved claims can get customers money and repairs quickly, bolster relationships, and improve business processes for insurance carriers across the space. Accelerate payouts with instant availability of much-needed funds • Instant payouts give insurance policyholders immediate access to funds they need for projects like urgent home or car repairs after an accident • Instant payments streamline transactions for the estimated 50% of approved claim payouts that go to businesses or vendors9, helping them get paid and get to work more quickly Improve relationships with customers in ways that increase satisfaction and boost retention • Policyholders can get paid using the payment method of their choice, which could appeal to customers who prefer digital payments • Better claim experiences drive customer satisfaction, in turn encouraging them to renew their policies or recommend their providers • Instant payouts can help insurers stand out in a crowded market with fast digitization and increasing competition Update analog systems and manual processes to cut costs • Instant payments can reduce reliance on inefficient and potentially risky checks, which still make up considerable shares of payouts • Instant payment methods can lower costs relative to other payment methods by cutting down on transaction fees, which in turn can offset rising industry-wide claims costs10 • New payment methods in the claims experience can accompany broader digital transformation initiatives across the industry • Routing insurance payouts to demand deposit accounts (DDAs) can help financial institutions grow balances and transaction volume.
Debit rails drive fintech lock‑in: Cash App Card hits 26M actives; Affirm Cardholders up 97% with 132% GMV growth; PayPal/Venmo debit TPV is up 60%+
The latest batch of Q2 2025 results make it clear: Debit cards are no longer optional add-ons, they are central to how FinTech platforms lock users into an expanding bouquet of services, offering a tie-in to lending and banking tools to branded checkout experiences.1) Block’s Q2 2025 earnings presentation noted Cash App’s gross profit rose 16% year over year, driven in large part by Cash App Card, alongside Borrow and BNPL initiatives. Their shareholder letter further emphasizes accelerating user engagement and gross profit per transacting active, up 15%, with 26 million Cash App Card actives. The company has indicated that, as detailed in the latest shareholder letter, debit is holding appeal for younger consumers, as active customers “under the age of 25 have higher Paycheck Deposit attach rates and a 40% higher Cash App Card attach rate compared to the rest of our customer base. 2) Affirm’s Q2 earnings supplement confirms growth in the relatively new Affirm Card, a Visa-issued debit card, with transactions routed via the card versus typical checkout flows. Affirm Card active cardholders surged 97%. Card gross merchandise volume (GMV) grew 132% to $1.2 billion. In-store spending on those cards grew 187% year over year. 3) Klarna’s F-1 report confirms enhancements to the Klarna Card, including real-time transfers and deposits, as part of its U.S. rollout, enhancing the “smarter wallet experience.” Marqeta’s card issuing platform powers the Klarna Card debit card that will allow Klarna customers in the U.S. to use the same card to pay immediately or pay later. The F-1 stated that Klarna Balance, introduced last year, “allows consumers to Pay in Full or make Pay Later payments without connecting a bank account or a credit or debit card and facilitates the growth of cashback.” 4) PayPal’s results indicated that debit card total payment volume across PayPal and Venmo expanded over 60%, and monthly active debit accounts jumped over 65%, reflecting robust adoption as the company added 2 million first-time debit card users in the U.S. 5) LendingClub’s Q2 earnings report highlighted the launch of its LevelUp Checking account, while offering deposit and debit-like capabilities that enhance its lending ecosystem. CEO Scott Sanborn explained that adding checking functionality helps embed LendingClub deeper into consumer financial lives, supporting ecosystem expansion. LevelUp Checking offers customers 2% cash back for on-time loan payments made from this checking account and 1% cash back when using the associated debit card for qualifying purchases, according to company materials.
Apple’s new wireless protocol SPR AVS augments legacy Bluetooth and AirPlay, powering their spatial ecosystem and context-aware, multi-sensory experiences that require tight coordination between devices
Apple’s new proprietary wireless standard, SPR AVS, is designed to optimize audio, video, and sensor data transmission across devices. SPR AVS is designed to replace or augment legacy protocols like Bluetooth and AirPlay in specific contexts. It is tightly integrated with Apple’s C1X modem and A19 Pro chip, enabling ultra-low latency and high-bandwidth communication between iPhones, AirPods, Vision Pro, and other Apple devices. Key advantages of SPR AVS include ultra-low latency, lossless audio support, multi-device sync, dynamic bandwidth allocation, secure peer-to-peer relay, and sensor fusion integration. It is a foundational protocol for Apple’s spatial computing ecosystem, particularly as Vision Pro and AirPods Pro 3 become more integrated with iPhone. It is designed for context-aware, multi-sensory experiences that require tight coordination between devices.
CrowdStrike announced new integrations with AWS, Intel, Meta, NVIDIA, and Salesforce to embed Falcon protections across the AI stack—covering models, data, agents, endpoints, and cloud
CrowdStrike is extending Falcon protection across the AI ecosystem through innovations with the world’s AI leaders: AWS – Securing the full cloud AI lifecycle, from build to test, deployment, and runtime, with native integrations in Amazon SageMaker, Amazon Bedrock, and AWS Marketplace. Intel – Protecting data at the source with Falcon® Data Protection on Intel NPU technology, and with Dell’s trusted AI PCs, providing a stronger foundation for secure AI adoption. Meta – Launching CyberSOCEval, a new suite of benchmarks for evaluating how AI systems perform in real-world security operations. NVIDIA – Securing the full AI lifecycle for LLMs and Enterprise AI Factories – from build to runtime to posture management – with the Falcon platform and NVIDIA AI. Salesforce – Integrating Falcon® Shield into Salesforce Security Center and bringing Charlotte AI into Agentforce for Security to help customers protect their AI agent, workflows, and applications – uniting business and security teams on a foundation of trust. Daniel Bernard, chief business officer at CrowdStrike. “By embedding protection with the world’s AI leaders, we’re giving enterprises the confidence to adopt AI, innovate with AI, and secure AI, all while delivering revolutionary outcomes.”