Salt Edge, a global provider of API technology for financial services, has confirmed its Open Banking API suite is compatible with IBM LinuxONE and IBM Z platforms, allowing global banks to implement a fully managed API access layer that meets evolving open banking compliance requirements. The solution leverages IBM Z’s performance, security, and scalability to help financial institutions modernize customer-facing services without overhauling their core systems. Salt Edge’s platform supports a broad range of open banking regulatory frameworks, simplifying compliance by exposing consent-based APIs that align with local laws and market needs. When deployed on IBM LinuxONE or IBM Z, Salt Edge’s platform enables banks to: Meet global open banking regulations without incremental development; Offer API-based services to fintechs and third parties with reduced operational burden; Accelerate time-to-market with built-in consent management, developer tools, and third-party onboarding; Leverage the reliability and performance of enterprise-class infrastructure to support critical workloads.
Orchestra AI’s analytics platform for mid-market businesses detects and categorizes AI agent traffic across major platforms in real-time and measures how AI mentions translate to actual website traffic
Orchestra AI announced the launch of Spyglasses, the first analytics platform designed specifically for mid-market businesses to track and optimize their visibility across AI search platforms. Spyglasses detects and categorizes AI agent traffic across major platforms including ChatGPT, Claude, Perplexity, Google Gemini, and Microsoft Copilot. The platform provides businesses with crucial metrics including AI conversion rates, brand mention frequency across AI responses, and visibility share compared to competitors. Spyglasses utilizes advanced detection algorithms to identify AI agent traffic patterns while providing businesses with actionable insights about their AI search performance. The platform’s analytics dashboard reveals which content AI systems access most frequently, how often brand mentions occur in AI responses, and whether AI-driven awareness translates to website visits and conversions. The platform provides: Real-time AI Agent Detection: Identifies visits from AI systems across all major platforms; AI Conversion Tracking: Measures how AI mentions translate to actual website traffic; Competitive AI Intelligence: Shows how often competitors appear in AI responses; Answer Engine Optimization (AEO) Insights: Provides actionable recommendations for improving AI visibility; Multi-platform Integration: Works with WordPress, WebFlow, Shopify, Next.js, Ruby, Python, and more.
CaixaBank rolls out its in-app gen-AI based agent that helps its mobile banking app users learn details about products, compare the different available options, and choose the one that best suits their needs
CaixaBank has launched a Gen AI-based agent to help users of it mobile banking application learn details about products, compare the different available options, and choose which one best suits their needs. The new functionality, initially developed for card-related transactions, has already been rolled out to 200,000 customers. Caixabank in February laid out a two-year, €5 billion technology roadmap with the aim of putting generative AI at the centre of the bank’s operations. To this end, the bank has assembled a multi-disciplinary task force of more than 100 people to exclusively work on and deploy Gen AI in specific areas of internal and customer-related services.
WEX’s AI tool helps people get faster reimbursements from their flexible spending accounts (FSAs) by automating steps like checking receipts, pre-filling claim forms, approving eligible claims for reimbursement and verifying documents in real-time
WEX has debuted a tool designed to help people get faster reimbursements from their flexible spending accounts (FSAs). The AI-powered tool is designed to reduce busywork by automating steps like checking receipts, pre-filling claim forms and approving eligible claims for reimbursement. By building smarter tools that automate the most frustrating parts of the process, we’re helping our partners offer a faster, more modern experience without adding extra burden to their teams. The tool includes document verification that informs consumers in real time when information is missing, as well as smart form completion that pre-fills key fields to cut down on manual errors. This new claims tool tackles the most common reasons for denials, like missing documentation or ineligible expenses and gives users a more predictable, seamless experience from start to finish.
PayPal-Venmo adds scam detection to friends and family payments scams that originate on social media with alerts can learn and adapt to scam tactics as they evolve
PayPal has introduced a scam prevention tool for PayPal and Venmo Friends and Family payments. Designed to proactively alert customers to potential scams and prevent losses in real-time, the alerts intervene when it matters most — before any funds are sent. “As scammers attempt to coerce people into sending payments that may not be eligible for refunds, including scams that originate on social media, we believe putting more information directly into customers’ hands will empower them to help stop scams in their tracks.” The system was designed to provide fraud mitigation and an improved user experience. The alerts appear when the system detects a possible scam, sharing information about the likelihood of fraud at the point of payments. The alerts can learn and adapt to scam tactics as they evolve, employing AI models that analyze billions of data points and update when patterns change. “This means our system can help more quickly detect a potential new scam, even if we have never seen that specific scam before,” PayPal said.
Treasury to delay the implementation of AML/CFT rule for investment advisors by two years due to revision of scope by FinCEN to address the diverse business models and risk profiles of the sector and appropriately balance costs and benefits
The Treasury Department plans to delay for two years the implementation of a new anti-money laundering rule focused on investment advisers while one of its bureaus, the Financial Crimes Enforcement Network (FinCEN), revisits the scope of the rule. The agency postponed the effective date of the final rule establishing Anti-Money Laundering/Countering the Financing of Terrorism Program and Suspicious Activity Report Filing Requirements for Registered Investment Advisers and Exempt Reporting Advisers (IA AML Rule) until Jan. 1, 2028. The previous effective date for the IA AML Rule was Jan. 1, 2026. The agency announced the postponement “to ensure efficient regulation that appropriately balances costs and benefits” and that it aims to ease the industry’s compliance costs and reduce regulatory uncertainty. The IA AML Rule seeks to address ongoing illicit finance risks, threats and vulnerabilities posed by criminals and foreign adversaries that exploit the U.S. financial system and assets through investment advisers. FinCEN recognizes, however, that the rule must be effectively tailored to the diverse business models and risk profiles of the investment adviser sector.
Anthropic unveils ‘auditing agents’ to test for AI misalignment finding prompts that elicit “concerning” behaviors
Anthropic researchers developed auditing agents that achieved “impressive performance at auditing tasks, while also shedding light on their limitations.” The researchers stated that these agents, created during the pre-deployment testing of Claude Opus 4, enhanced alignment validation tests and enabled researchers to conduct multiple parallel audits at scale. The three agents they explored were: Tool-using investigator agent for open-ended investigation of models using chat, data analysis and interpretability tools; Evaluation agent that builds behavioral evaluations and can discriminate between models that have implanted behaviors and those that do not; Breadth-first red-teaming agent, which was developed specifically for the Claude 4 alignment assessment, so that it can discover implanted test behaviors. According to the researchers, the investigator agent successfully found the root cause of the issues 10-13% of the time. Still, this performance improved to 42% “when using a super-agent approach that aggregates findings across multiple investigations.” The next step in most alignment audits is typically a behavioral evaluation, which determines whether the model consistently misbehaves in various settings. To test its evaluation agent, the researchers designed 10 models “given system prompt instructions to exhibit a specific behavior, such as excessive deference to the user.” They ran the agent five times per model and saw that the agent correctly finds and flags at least one quirk of the model. However, the agent sometimes failed to identify specific quirks consistently. It had trouble evaluating subtle quirks, such as self-promotion and research-sandbagging, as well as quirks that are difficult to elicit, like the Hardcode Test Cases quirk. The last test and agent concern behavioral red-teaming to find the prompts that elicit “concerning” behaviors. The breadth-first red-teaming agent converses with the target model (in Anthropic’s case, it was with Claude Opus 4), and this chat is then rated for alignment-relevant properties. The agent identified seven of the ten system quirks, but it also struggled with the same issues as the evaluator agent.
Custody platforms are emerging as the core infrastructure for governing token operations through programmable rules, multi-layer approvals, role-based access, and integration-ready APIs
Custody is the core infrastructure layer that makes institutional participation in digital assets not just possible but profitable. Modern custody platforms serve as critical mission-control layers, orchestrating transaction workflows, enforcing policy, supporting compliance and enabling the tokenization of real-world assets (RWAs) at scale. Ripple Custody is built for this new paradigm, enabling institutions, fintechs, and crypto businesses to govern token operations through programmable rules, multi-layer approvals, role-based access, and integration-ready APIs. Security is table stakes with Ripple’s system being ISO 27001-certified, SOC 2 audited, and supporting the most rigorous key management architectures on the market. However, its flexibility sets it apart, as it supports a range of deployment options, including on-prem, SaaS, or a hybrid of the two. This allows financial institutions to align custody models with internal policy, client demands, and jurisdictional requirements. The market for real-world asset tokenization is accelerating fast, with forecasts projecting the tokenized RWA market will grow from $0.6 trillion in 2025 to nearly $19 trillion by 2033. Ripple Custody is built with this reality in mind, enabling institutions to define multi-party approval flows, enforce transaction policies down to asset, role, and time-based rules, and lock in governance frameworks that reduce the risk of social engineering, collusion, and unapproved access. Bridging TradFi and Web3, Ripple Custody bridges both crypto-native and TradFi-oriented platforms. With over a decade of experience operating across crypto markets and institutional finance, Ripple brings a dual advantage: a deep understanding of blockchain infrastructure and a real fluency in bank-grade systems. Custody enables what comes next, as institutions move from tokenization theory to practice. It’s not about picking a vault; it’s about selecting a partner that can evolve with your business as strategies mature. Ripple Custody offers institutions a platform, not a black box, and strategic enablement. Custody systems must now support: Tokenized securities and bonds, with customizable workflows and strict governance; Money Market Funds and private credit, which demand real-time settlement, role-based access and policy-based controls; Stablecoins, with over $215 billion in circulation as of mid-2025, and growing relevance in cross-border treasury flows.
LinePoint Partners platform enables UHNW breakaway financial advisors and single family office (SFO) executives to independently operate and grow their practices without designing from scratch in-house
One new entrant to the family office industry, LinePoint Partners, aims to help advisors leaving wirehouses and private banks build up an array of services needed to work with wealthy clients. Andrew Sternlight, LinePoint’s president and chief investment officer, said what sets family offices apart from other wealth managers is the priority family offices place on preserving wealth for future generations, charitable causes or other recipients. “That’s where we think, by extending that sort of family office infrastructure to advisors or to one or two executives of a family office without building out their teams entirely,” Sternlight said. “That’s where we can provide a bit of a solution that has the benefits with that multigenerational lens, but not the cost of designing from scratch in-house.” Andrew Lom, U.S. head of financial services and global head of private wealth at the law firm Norton Rose Fulbright, agreed that the true differentiator for family offices is the emphasis they place on making sure clients can bequeath their wealth exactly how they want. Ron LaVelle, a principal in the private wealth practice of the accounting and consulting firm Baker Tilly, said clients have the ultimate say on what their family office does. With the list of possible service offerings always growing, and the number of multifamily offices serving several wealthy families also rising, it’s becoming ever more rare for firms to be able to do it all. In fact, LaVelle said, he tends to be wary of firms that claim to be everything for everyone.
LinePoint Partners platform enables UHNW breakaway financial advisors and single family office (SFO) executives to independently operate and grow their practices without designing from scratch in-house
One new entrant to the family office industry, LinePoint Partners, aims to help advisors leaving wirehouses and private banks build up an array of services needed to work with wealthy clients. Andrew Sternlight, LinePoint’s president and chief investment officer, said what sets family offices apart from other wealth managers is the priority family offices place on preserving wealth for future generations, charitable causes or other recipients. “That’s where we think, by extending that sort of family office infrastructure to advisors or to one or two executives of a family office without building out their teams entirely,” Sternlight said. “That’s where we can provide a bit of a solution that has the benefits with that multigenerational lens, but not the cost of designing from scratch in-house.” Andrew Lom, U.S. head of financial services and global head of private wealth at the law firm Norton Rose Fulbright, agreed that the true differentiator for family offices is the emphasis they place on making sure clients can bequeath their wealth exactly how they want. Ron LaVelle, a principal in the private wealth practice of the accounting and consulting firm Baker Tilly, said clients have the ultimate say on what their family office does. With the list of possible service offerings always growing, and the number of multifamily offices serving several wealthy families also rising, it’s becoming ever more rare for firms to be able to do it all. In fact, LaVelle said, he tends to be wary of firms that claim to be everything for everyone.