Socure has launched Hosted Flows, a no-code solution that reimagines how organizations rapidly build, deploy, and optimize end user experiences for identity verification and fraud detection. Hosted Flows eliminates the engineering and UX effort required to design, test, and maintain verification experiences. Product, risk, and compliance teams can now create intelligent, adaptive onboarding flows with drag-and-drop simplicity, complete with conditional logic, global branding controls, built-in accessibility, and dynamic risk orchestration powered by Socure’s Identity Graph. Enterprises can use Hosted Flows to accelerate product launches, pilot programs, or market expansions without re-architecting their verification stack. The platform’s built-in theming and page builder ensure brand consistency across sub-brands and partner experiences, while its low-lift API integration and redirect architecture allow rapid deployment and global scalability. The platform includes: Design — No-Code Page & Theme Builder: Drag-and-drop interface for customizing layouts, input fields, and validation logic without engineering effort. Deploy — Pre-Built Templates & RiskOS™ Integration: Templates for onboarding, DocV, and industry-specific flows accelerate deployment, all powered by Socure’s 400+ integrated data services. Optimize — Real-Time Analytics & A/B Testing: Centralized analytics and live flow testing allow teams to monitor completion rates, detect drop-offs, and fine-tune conversion and fraud performance. Scale — Global Branding & Step-Up Logic: Consistent brand experiences across devices and regions, with risk-based triggers that automatically initiate higher-friction steps such as OTP or DocV only when needed.
Two TikTok influencers drive 15-fold CFPB complaint spike, as they sell $77 complaint templates containing false claims that Zelle and Cash App provide automatic reimbursement
A recent report suggests that two financial services influencers, Daraine Delevante and Gilbert Eugene Graim Jr., have attracted millions of followers by disseminating misinformation and “dubious financial advice” regarding consumer rights and compensation for payment app fraud. During an investigation into a spike in complaints filed with the Consumer Financial Protection Bureau, or CFPB, consumer advocate Consumer Reports found a “vast majority” of the complaints appear to have originated with videos and products endorsed and sold by Delevante and Graim. Many of the complaints reportedly contain language that is nearly identical to what Graim and Delevante advised their followers to submit. Graim has incorrectly said in TikTok videos that have gained millions of views that Zelle and Cash App would soon be handing out reimbursement checks to anyone willing to submit a formal complaint. For his part, Delevante uses other social media platforms to sell a wide range of products, including $77 complaint templates designed to be submitted to the CFPB related to claims against Zelle, Experian, Equifax, Honda Finance, Cash App, and many other companies. In its article, Consumer Reports quoted consumer advocacy experts warning against the advice hawked by Graim and Delevante, which one attorney with the National Consumer Law Center told the publication was false “pseudo-legal advice.” Delevante and Graim’s advise consumers that complaints to the CFPB against payment companies over losing money to scams can lead to compensation. However, this is false. While the CFPB has accused payment companies of enabling scams and requested compensation for victims, filing a complaint through the bureau’s portal does not qualify victims for compensation. In cases where a company has had a consent order against it, such as in the case of Cash App, the company is typically required to find, contact and reimburse customers who have been scammed. Daraine Delevante says on the website for his company, Consumer Law Secrets, that he is a U.S. Army veteran and entrepreneur, positioning himself as “The Credit Hero.” Delevante markets educational products focusing on credit repair and consumer law, including AI-related content in the genre of prompt engineering, which is a technique that users of large language models such as ChatGPT employ to get more desirable outputs from these models.
Anthropic’s open sourced AI safety tool Petri can automate and continuously audit GenAI models across 111 risky tasks; Claude Sonnet 4.5 emerged as the top-performing model
Anthropic PBC is doubling down on AI safety with the release of Parallel Exploration Tool for Risky Interactions, or Petri, a new open-source tool that uses AI agents to audit the behavior of large language models. It’s designed to identify numerous problematic tendencies of models, such as deceiving users, whistleblowing, cooperation with human misuse and facilitating terrorism. Anthropic said that agentic tools like Petri can be useful because the complexity and variety of LLM behaviors exceeds the ability of researchers to test them for every kind of worrying scenario manually. As such, Petri represents a shift in the business of AI safety testing from static benchmarks to automated, ongoing audits that are designed to catch risky behavior, not only before models are released, but also once they’re out in the wild. Anthropic said that Claude Sonnet 4.5 emerged as the top-performing model across a range of “risky tasks” in its evaluations. Petri combines its testing agents with a judge model that ranks each LLM across various dimensions, including honesty and refusal. It will then flag any transcripts of conversations that resulted in risky outputs, so humans can review them. The tool is therefore suitable for developers wanting to conduct exploratory testing of new AI models, so they can improve their overall safety before they’re released to the public, Anthropic said. It significantly reduces the amount of manual effort required to evaluate models for safety, and by making it open-source, Anthropic says it hopes to make this kind of alignment research standard for all developers.
Google launches Gemini Enterprise conversational platform enabling employees to chat with company documents, data and applications; also provides pre-built agents and 100,000 partner ecosystem access
Google has introduced an AI-powered conversational platform designed for the workplace. The new Gemini Enterprise brings together a company’s data, tools and people; enables employees to chat with the company’s documents, data and applications; and provides pre-built AI agents as well as the tools to build and deploy agents, Google and Alphabet CEO Sundar Pichai said. “Gemini Enterprise is an AI-powered conversational platform designed to bring the full power of Google AI to every employee for every workflow,” Pichai said. Gemini Enterprise combines Google’s Gemini models, a no-code workbench for analyzing information and orchestrating agents, pre-built agents that can deliver value from day one, the ability to securely connect to a company’s data in different business applications, a centralized governance framework for managing all these capabilities and access to an ecosystem of more than 100,000 Google partners. To help organizations train their workforce to use these tools, Google introduced a platform called Google Skills that offers training from across Google and offers it for free, together with a new educational program called Gemini Enterprise Agent Ready (GEAR) that trains developers to build and deploy agents. The company also announced a new team of Google AI engineers called Delta that can help organizations with their most complex challenges.
REVERSE plus platform offers AI answer desk delivering step-by-step guidance and reverse mortgage scenario visualization tools, that can create loan models in minutes
REVERSE plus, a new enablement platform for the reverse mortgage industry, announced its official launch and the release of three products designed to help lenders, branches and account executives increase production: ACCELERATOR, ANALYZER and ANSWERS. The offerings include self-paced training modules, loan scenario modeling and visualization tools and an AI-powered answer desk that provides real-time explanations on reverse mortgage mechanics. ACCELERATOR provides self-paced training designed for loan officers, sales managers and wholesale account executives. ANALYZER is a modeling and visualization tool that allows users to create HECM scenarios in minutes, and ANSWERS is an AI-powered answer desk that delivers plain-English explanations and step-by-step guidance on reverse mortgage mechanics. “Reverse isn’t complicated, it’s just unfamiliar—and unfamiliar slows deals,” said Dan Hultquist, co-founder of REVERSE plus and an author and educator on reverse mortgages. “We built REVERSE plus to remove that friction. When loan officers, sales leaders, and advisors can model scenarios quickly and explain mechanics clearly, borrowers say ‘yes’ faster.” REVERSE plus said the platform was designed for lenders who prioritize speed, clarity and adoption, particularly forward loan officers moving into the reverse market and wholesale account executives supporting branches.
Affirm contributes to Google’s payment-agnostic AP2 Protocol by embedding BNPL into agentic commerce architecture; with transparent pricing and transaction-level approval for agent-led payments across platforms
Affirm announced its support for Google’s Agent Payments Protocol (AP2), an open, payment-agnostic protocol developed with leading payments and technology companies to securely support agent-led payments across platforms. The collaboration extends Affirm’s long-standing partnership with Google, which also includes integrations with Google Pay and Chrome’s autofill feature. Affirm’s capabilities naturally extend to this next era of commerce. The company’s technology already works across merchants and platforms – from wallets and browsers to chatbots and AI agents – proving BNPL can fit seamlessly wherever consumers choose to shop. That same technology delivers real-time risk assessment and approval at the transaction level, enabling immediate access to personalized pay-over-time plans, with terms as low as 0% APR. And because Affirm is transparent by design, with no late fees and no hidden fees, consumers borrow responsibly, and merchants gain confidence that every transaction is set up for success. By contributing to AP2, Affirm is helping embed BNPL directly into the architecture of agentic commerce — and shaping a payments ecosystem designed for accountability and trust. Stavan Parikh, VP/GM, Payments, Google said, “Their contributions to shape Agent Payments Protocol exemplify the critical cross-industry collaboration needed to build open, secure, and scalable frameworks to enable the future of commerce.”
Young couples find joint bank accounts outdated and complex, instead they opt for separate accounts and pro-rata bill splitting amid fragmented banking habits.
According to a new report by Moneyfarm.com, nearly a third of Britons under the age of 30 in a long-term relationship want nothing to do with them. Some said the concept felt outdated, while others said they worried they were a sexist tool to control women’s spending. David Quinn, MD Investwise described the issue as “very topical” given how banking has changed in recent year. “With the likes of Revolut, these online banks are so easy to use,” he explained. “It makes transferring between accounts so much easier, so people’s bank accounts have gotten more fragmented than they used to be. Mr Quinn added that many couples will not open a joint account because they simply have no interest in taking on the admin it involves. “They just carry on as they were,” he said. “They continue with that account and if they’re somewhat organised, they’ll agree a transfer into the new joint account.” Whether or not a couple has a joint account, Mr Quinn said the real issue is how they how they decide to spend the money they earn. “If one person is earning significantly more than the other, they’ll split the bills pro rata – it all gets very complicated,” he said. Personally, Mr Quinn recommends a joint account but said whatever couples decide to do, openness is key.
iOS 26 “Ask Reason for Calling” feature intercepts unknown calls and asks the caller to identify themselves before your iPhone even rings
In iOS 26, you can learn about who’s calling before you respond, thanks to a clever new feature that intercepts unknown calls and asks the caller to identify themselves before your iPhone even rings. The new “Ask Reason for Calling” feature is kind of like having your own receptionist. When someone who isn’t in your Contacts calls, your iPhone automatically answers the call with a polite automated message asking for their name and reason for calling. The caller is placed on hold while their response is transcribed to text and displayed on your screen, letting you decide whether to accept, decline, or ask for more information. It’s a decent upgrade from the existing “Silence Unknown Callers” option, which simply sends all unrecognized numbers straight to voicemail. With the new approach, legitimate callers – like your doctor or a delivery service – can identify themselves, whereas robocallers and spammers are likely to hang up when greeted by the automated response. The Ask Reason for Calling feature works best when you maintain an up-to-date Contacts list. Any number saved in Contacts will ring through normally without triggering the screening process, so make sure to add the details of legitimate contacts as soon as you know them.
OpenAI begins enabling access to third-party apps with new ways of interacting through conversation; launches AgentKit- “ a complete set of building blocks available in the open AI platform designed to help you take agents from prototype to production
ChatGPT users can now chat with several third-party apps while in conversation with the chatbot. OpenAI announced this feature called Apps in ChatGPT, together with an Apps SDK for developers that enables them to build these kinds of apps. The first apps are now available to all logged-in ChatGPT users on Free, Go, Plus and Pro plans, except those in the European Union. The pilot partners offering apps within ChatGPT are Booking.com, Canva, Coursera, Figma, Expedia, Spotify and Zillow. Eleven more partners and their apps will be added later this year. “The magic of this new generation of apps in ChatGPT is how they blend familiar interactive elements — like maps, playlists and presentations — with new ways of interacting through conversation,” OpenAI said. “You can start with an outline and ask Canva to transform it into a slide deck, or take a course with Coursera and ask ChatGPT to elaborate on something in the video as you watch.” Coursera said its app was built on Apps SDK and makes Coursera’s educational content more discoverable by enabling ChatGPT users to access it in conversations. Spotify said that by bringing its service into their ChatGPT conversations, Spotify Free and Premium users can receive personalized recommendations for music and podcasts. Zillow said that adding its real estate app to ChatGPT enables users to discover rentals and homes for sale by agents or owners within the Zillow app on ChatGPT and then be seamlessly guided into Zillow to schedule a tour, connect with an agent or explore financing.
BILL debuts a high-yield, best-in-class operating account that helps SMBs to earn 42x the national average APY and benefitting from up to $200 million in FDIC insurance
BILL has launched BILL Cash Account, a high-yield, best-in-class operating account that helps SMBs put their money to work. BILL is making it easier for businesses to strengthen cash positions by bringing yield, speed, simplicity and security together in one seamless account. This new account redefines how businesses manage their money—delivering higher returns, stronger cash flow and smarter financial management. BILL is enhancing value for customers by helping them extend operating cash while they grow working capital in one account—earning 42x the national average annual percentage yield (APY)*, and benefitting from up to $200 million in FDIC insurance. Mary Kay Bowman, EVP, GM of Payments and Financial Services at BILL said, “With Cash Account, we’re bringing growing businesses the same enterprise-grade capabilities normally reserved for Fortune 500 companies—combining high APY on an operational account with fast speed, seamless software integration, and security all in one simple account. This gives businesses a smarter way to manage payments and put their operating cash to work for them.” With BILL Cash Account, businesses can: Earn More: High-yield on operating deposits from day one—42x the national average*. No minimums, no fees. Pay Faster: Next-business-day ACH payments with no added fees, and unlimited transactions—allowing SMBs to maximize cash efficiency. Simplify Cash Management: Combine payables and treasury functions into one seamless, embedded account within BILL—the platform trusted by nearly half a million businesses. Grow with Confidence: Expanded FDIC insurance coverage up to $200 million—well above standard limits, giving businesses added peace of mind.