Seniiors, the comprehensive cloud platform for managing senior-care facilities, announced the global rollout of its AI-powered suite—an innovation that integrates predictive analytics, intelligent automation, and real-time alerts directly into daily caregiving operations. This launch positions Seniiors at the forefront of an accelerating transformation in the global AgeTech market, which is currently valued at $2 trillion. At the heart of Seniiors’ mission is a simple but powerful goal: give time back to caregivers and improve every resident’s quality of life. The platform unites all aspects of care—planning, communication, and oversight—into a single intelligent dashboard. Its new AI suite analyzes resident patterns, predicting risks such as falls or sudden changes in well-being before they happen. Routine tasks, scheduling, and documentation are automated, freeing staff from paperwork to focus on personal interaction and empathy. Dynamic visual dashboards provide instant clarity across an organization—highlighting resident wellness trends, staffing balance, and emerging needs. Integrated sentiment tracking captures both resident mood and caregiver morale, while machine-learning models offer personalized housing or care recommendations. Together, these tools transform care homes from reactive to predictive environments. The upcoming Family Experience App will allow relatives to communicate with staff in real time, review updates, sign documents digitally, and participate in their loved ones’ daily moments from anywhere. Integrations with Apple Watch and Alexa will soon provide continuous wellness insights—heart rate, sleep, mobility—creating a seamless ecosystem of data and compassion.
Income is not wealth for HENRYs as surveys show high earners feel strapped and need tech‑assisted budgeting, investing and debt reduction to build durable net worth
HENRYs are a large class of Americans who earn over $100,000 annually but still feel financially strapped due to lack of substantial wealth, assets, or investment knowledge. While 14% of all US households earn over $200,000 a year, 62% of people with salaries of over $300,000 struggle with credit card debt. A 2024 survey revealed that individuals would need to earn $520,000 a year to feel rich. Wisdom is a more accurate measure of overall financial health and economic security, and a high income does not guarantee wealth, especially if spent lavishly or offset by high debt. Wealth is a source of retirement income, providing security for future generations. In the US, upper-income families had 7.4 times as much wealth at the median as middle-income families and 75 times as much wealth as lower-income families. To become a HENRY, individuals should track their annual household income, savings and investments, living in high-cost urban areas, biggest monthly expense, feeling financially secure, having student loans or significant debt, actively investing or planning for retirement, and often feeling like their lifestyle doesn’t match their income. By integrating these technologies into their financial lives, HENRYs can shift from high earners to high net worth individuals with greater confidence and control. HENRYs are a transitional phase in their financial journey, and it is crucial for them to take control of their financial future. By leveraging technology and embracing digital tools, they can become high net worth individuals with greater confidence and control.
Banks and fintechs are targeting credit to Gen Z using rent reporting feature, sub-$100 loan size, daily repayment requirement and payments reporting to bureaus as a credit builder
What follows is a look at the Gen Z-focused offerings from Navy Federal and four other banks and fintechs. 1) Navy Federal Credit Union recently adopted a consumer-permissioned data reporting product through a partnership with fintech Bloom Credit. The credit union said it has integrated Bloom’s product as a checking account feature as part of a handful of updates to its offerings. The partnership gives Navy Federal’s customers the option to report up to five existing payments, including rent and utility payments, from their checking accounts to TransUnion, one of the three main credit reporting bureaus. Justin Zeidman, vice president of strategy at Navy Federal, told that through this product, rent payments can be treated as credit history in a way similar to mortgage payments. “It allows the credit bureaus to see and track the responsible behavior of consumers who would have otherwise been completely invisible to the bureaus,” Zeidman said. He added that this product is especially relevant for Navy Federal’s users — people who are serving or have served in the armed forces — because many enlisted military members join at a young age, before they have developed a credit history. 2) Jack Dorsey’s payments and commerce company Block is hoping to expand its peer-to-peer payments platform Cash App to more Gen Z consumers, while at the same time increasing the penetration of its small-dollar lending product, Cash App Borrow. Gen Z consumers are an important segment of Block’s customer base and one that it has also targeted with its buy now/pay later product, Afterpay. The FDIC’s decision to allow Block to originate and service its own loans, which are made through its Square Financial Services unit, doubled the total addressable market of customers on its network it can offer its loans to and improved unit economics, according to the company.