Wyoming introduces state backed stablecoin on 7 blockchains – The Frontier Stable Token (FRNT) is Wyoming’s state-issued stablecoin. Launched in August 2025, FRNT is a fiat-backed digital token fully backed by U.S. dollars and short-term Treasury bills. The Wyoming Stable Token Commission or WST (created by a 2023 law) oversees FRNT’s issuance. The state requires all FRNT tokens to be backed by actual dollars in a trust, plus an extra 2% overcollateralization (i.e. at least $1.02 in reserve per $1 issued). Wyoming has contracted financial firms to manage these reserves. For example, Franklin Advisers (a subsidiary of Franklin Templeton) is handling the cash and Treasuries that back FRNT. Independent audits and blockchain attestations will verify the reserves regularly. Therefore, FRNT is not a speculative crypto asset, it is a stable token tied to the U.S. dollar by law. This makes Wyoming’s token more like a state-authorized digital dollar than a volatile cryptocurrency
XRP’s future growth is tied to real transaction volume in high‑fee remittance corridors; currently it supports SBI Remit’s Japan-to-Asian countries flows and Onafriq’s 27‑country African network
The stakes for XRP go beyond crypto trading. Global remittances to low- and middle-income countries reached $685 billion in 2024, with average fees of about 6%, far above the UN’s target of 3%. That fee gap translates into billions in lost income for recipients, space where blockchain rails could make a measurable difference. XRP is positioned for such flows because it can bridge two illiquid currency pairs without pre-funding nostro/vostro accounts, freeing up working capital for banks and PSPs. Whether regulators, treasurers and end-users choose XRP over stablecoins or CBDCs will largely determine its real-world market share by 2030. Liquidity trends are also key. Kaiko data shows XRP’s order-book depth improved notably in late 2024 and 2025, a prerequisite for the tighter spreads and execution quality that institutional players require. Legal clarity from the case dismissal removes a significant barrier for institutional integration. Ripple’s global reach and corridor optionality mean clients can start with stablecoins or fiat and shift to XRP when it delivers better economics. The XRPL’s AMM functionality could deepen on-chain liquidity, reducing volatility and slippage, making XRP more attractive for high-volume payments and DeFi integrations. If U.S. spot ETFs launch and custody solutions expand, demand could be bolstered by passive investment flows alongside utility-driven transactions. Key Factors That Could Impact XRP’s Price in 5 Years Institutional Adoption: Ripple has quietly built a network of production corridors using XRP as a settlement bridge. SBI Remit in Japan uses XRP for real-time payments to the Philippines, Vietnam and Indonesia. In Africa, Onafriq (formerly MFS Africa) connects 27 countries to Ripple’s rails, enabling faster remittances across the continent. If more banks and PSPs integrate XRP into high-cost corridors, particularly in emerging markets, utility demand could rise significantly.
AI-enabled Web3 platform X2C.HK empowers entertainment tokenization, creating tradeable IP tokens backed by blockchain with automated royalty distribution via smart contracts
X2C.HK has launched the world’s first “NASDAQ for Creative Assets” dedicated to AI-generated short dramas. The platform introduces a Web3 model where entertainment assets become tradeable IP tokens. It enables creators to produce professional-quality short films using AI and tokenize them for global trading. Audiences can purchase, hold, and trade IP tokens that represent ownership stakes in entertainment properties. Unlike traditional streaming platforms, X2C.HK leverages blockchain technology to transform viewers into token holders who directly participate in content value appreciation. Each AI-generated short film operates with its own IP token that trades 24/7 on integrated exchanges. X2C.HK addresses a fundamental gap in the entertainment ecosystem by creating tradeable ownership of intellectual property itself. The platform leverages partnership with Giggle’s decentralized creative asset infrastructure, providing proven liquidity mechanisms and automated buyback systems that traditional entertainment platforms cannot offer. The platform combines cutting-edge AI content generation with robust Web3 infrastructure, producing broadcast-quality short films across multiple genres. The Web3 entertainment market is projected to reach $40 billion by 2030, driven by increasing demand for creator ownership and audience participation. X2C.HK’s model democratizes entertainment ownership by enabling anyone to purchase IP tokens and participate in content success. The platform’s Web3 infrastructure is powered by strategic partnership with Giggle, providing robust blockchain-based tokenization and trading capabilities.
Farmway Technologies to tokenize Georgia’s agricultural infrastructure, including orchards, irrigation systems, logistics and processing facilities, with each token representing a fractional stake in an asset creating investable, auditable climate assets
Farmway Technologies, a US-based fintech company, has signed a $100 million deal with the Republic of Georgia to put the country’s almond orchards on the blockchain. The deal will invest in farming infrastructure, processing, logistics, and irrigation systems across Georgia, covering 500 hectares. The almond sector is one of Georgia’s fastest-growing, with 6,000 hectares dedicated to almond cultivation in August 2023. Farmway CEO Upmanyu Misra said that locally grown almonds are increasingly replacing imports, which fell 49% in 2024, while exports continued to rise. The company will tokenize agricultural infrastructure, including orchards, irrigation systems, and processing facilities, with each token representing a fractional stake in an asset. The blockchain will record all activity. Farmway CEO Upmanyu Misra said that tokenization changes the dynamic by creating direct, cost-efficient, investor-driven pathways into agriculture, turning vast areas of land into investable, auditable climate assets. The tokenized commodity market, valued at $2.5 billion, is a small but growing portion of the RWA tokenization sector. The market is led by Paxos Gold and Tether Gold, with precious metals and agricultural products emerging as the dominant commodities. Farmway’s competitor Justoken has created tokenized funds for soybean oil, soybean bushels, cotton, and corn, accounting for more than $500 million in market cap.
GENIUS Act for stablecoins passes house on way to being first major U.S. crypto law
The first major crypto regulatory initiative in the U.S. is about to become law after the House of Representatives passed the stablecoin bill known as the GENIUS Act. The approval came directly on the heels of another major legislative accomplishment for the industry, when the House also passed the Clarity Act that would govern the oversight of the digital assets markets in the U.S. The first significant crypto bill is on its way to being signed into law after the U.S. House of Representatives passed stablecoin-regulating legislation known as the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, which now gets forwarded to President Donald Trump. The landmark legislative achievement for the crypto industry marks a sharp turnaround from recent years in which the sector languished under resistant U.S. regulators and a Congress unable to finish policy efforts. And it follows close behind another major House action to pass the Digital Asset Market Clarity Act (known as “CLARITY”) — a bill that will establish a full set of rules over the wider crypto markets. The GENIUS Act passed 308-122. Because it arrived as a Senate bill with a 68-30 approval in that chamber, all it needs now is a presidential signature before it becomes the law of the land. Regulators can then begin establishing regulations for the conduct of stablecoin issuers — a field currently dominated by Tether’s USDT and Circle’s USDC but which has drawn a high level of attention from traditional financial institutions, including Wall Street banks. The legislative process again showed a large number of Democrats joining the Republican majority in favor of tailored regulations for the U.S. crypto industry.
Interactive Brokers is working on enabling instant, 24/7 stablecoin funding for brokerage accounts and supporting asset transfers for commonly traded cryptocurrencies and may potentially issue stablecoins
Interactive Brokers Group is considering launching a stablecoin for customers, joining a number of large financial firms that are betting big on the digital token boom as the U.S. eases regulations around the crypto industry. The deliberations come at a time when the underlying infrastructure of global financial markets is undergoing a once-in-a-generation transformation due to the proliferation of blockchain-based assets like stablecoins. Interactive Brokers’ billionaire founder Thomas Peterffy said the company is working on potentially issuing stablecoins, but has yet to make a final decision on how that will be offered to customers. The popular trading platform is now working on enabling instant, 24/7 stablecoin funding for brokerage accounts, as well as supporting asset transfers for commonly traded cryptocurrencies, said Peterffy, who also sounded a note of caution on the risks of rapid widespread adoption of crypto. Among the options being considered, the firm could allow customers to use stablecoins issued by other financial institutions to fund their accounts, depending upon the credibility of the issuer.
tZERO to launch a blockchain for the issuance, trading, and settlement of tokenized real-world assets (RWAs) with cross-chain interoperability and support for both DeFi and regulated finance along with native utility token to power network transactions and incentives
tZERO, a digitally-native capital markets infrastructure firm, is set to launch the tZERO Chain, a blockchain for the issuance, trading, and settlement of tokenized real-world assets (RWAs). The launch will also introduce the $TZERO utility token, serving as the core transaction and incentive layer for the network. tZERO is establishing a blockchain ecosystem that bridges traditional financial markets with the programmable efficiency of decentralized infrastructure. The company operates a suite of regulated infrastructure, including one of the only two special purpose broker-dealers in the U.S. authorized to self-custody digital asset securities and provide clearing for other broker-dealers. The tZERO Chain is designed to serve a spectrum of market participants, including broker-dealers, investment platforms, asset managers, and regulated issuers. The network is expected to launch with up to $1 billion in tokenized assets across multiple categories. Key features of the tZERO Chain include: Hybrid Public-Permissioned Architecture: Combines open EVM-compatible infrastructure with embedded compliance logic to support both DeFi and regulated finance. Integrated Regulated Market Infrastructure: Interoperable with the ecosystem operated by tZERO’s broker-dealer subsidiaries in the U.S., including ATS, custody and settlement, as well as transfer agent services. Native Utility Token ($TZERO): Powers network transactions, incentives, compliance triggers, and future governance. Cross-Chain Interoperability: Allows tokenized assets to be used, traded, and settled across other leading blockchains – bringing real-world assets into the broader Web3 ecosystem, in compliance with applicable regulations. DeFi-Enabled RWA Composability: Turns real-world assets into first-class DeFi assets – available for lending, trading, staking, and yield generation. On-Chain Market Data Layer: Built-in oracles deliver proprietary pricing and analytics for alternative assets such as fine art, collectibles, and luxury goods. Patent-Protected IP: Enforceable patents for real-time settlement and compliant tokenization provide a defensible technology moat.
Cogni AI introduces autonomous agents for Web3 integration capable of monitoring blockchain transactions, triggering contract executions, processing data, and interacting with decentralized applications
Cogni AI, a technology company developing autonomous artificial intelligence agents, has announced the next phase of its platform aimed at automating processes across the Web3 ecosystem. The company’s AI Agents are designed to perform tasks independently, integrating with decentralized protocols, smart contracts, and blockchain-based systems. The agents are capable of performing a range of automated actions without manual intervention, including monitoring blockchain transactions, triggering contract executions, processing data, and interacting with decentralized applications. This functionality is intended to reduce friction in blockchain workflows while enabling new use cases for both businesses and individuals. The technology is built to address the growing need for intelligent automation within Web3. Cogni AI emphasizes fully autonomous execution. This approach allows its agents to make decisions, initiate actions, and adapt to changing conditions in real time. The platform supports multiple blockchain environments, enabling cross-chain interoperability. This is designed to allow AI Agents to operate in complex ecosystems, executing multi-step processes across various protocols without requiring centralized control. By combining AI-driven decision-making with smart contract execution, platforms like Cogni AI aim to streamline operations, improve efficiency, and open new possibilities for decentralized services. Cogni AI’s roadmap includes expanding agent capabilities to support more advanced logic, decentralized governance participation, and integration with enterprise systems.
The rise of Genie agents: Workato combines workflow automation with agentic intelligence enabling enterprises to deploy customizable AI agents rapidly for scalable automation across key functions
Bhaskar Roy, chief of AI products and solutions at Workato Inc., pointed to the company’s Genie agents and the broader platform expansion as a way to rethink how work gets done inside organizations, moving from experimentation to enterprise-scale deployment. The centerpiece of Workato’s product announcements was the integration of Genies with the long-standing orchestration capabilities of the Workato platform. By combining workflow automation with agentic intelligence, the company aims to make AI agents not just useful, but essential to enterprise operations, according to Roy. “One of the core things that makes our Genie really great is [that] it can orchestrate workflows. Workato ONE brings together orchestration capabilities [and] marries it with our agentic capabilities. Think of them as pre-packaged agents … within a couple of weeks, you are off to the races.” Workato’s customers are already adopting Genies quickly, with some organizations now rolling out new agents on a four- to six-week cadence, accelerating momentum toward an agentic enterprise, according to Roy. That speed underscores how prebuilt, customizable Genies are intended to accelerate adoption and help enterprises shift from pilot projects to a truly agentic enterprise. Beyond specific product launches, Roy framed the future of enterprise AI in terms of what he called “core agents.” Moving past the so-called “agency gap,” Workato is working with customers to embed AI into complex workflows and processes that deliver measurable outcomes. “They were low agency, doing simple stuff. But then on the high agency — complex workflows, complex systems — people were not going there with the agents. So, that became a North Star … until we go to the core. That became the premise of what we call core agents or Genies.” These agents are not designed to replace workers, but to serve as coworkers, handling repetitive tasks so humans can focus on higher-value decision-making. The result is a culture of augmentation at the heart of the agentic enterprise, according to Roy.
VersaBank launches bank issued tokenized deposits; positioning a regulated, programmable alternative to stablecoins with vault custody and e‑wallet access, pending OCC clearance
VersaBank announced that its wholly owned subsidiary, VersaBank USA, has launched an internal pilot program in the United States for its USDVBs, the US-dollar version of its proprietary Digital Deposit Receipts (“DDRs”) (the “USDVB Pilot Program”). Developed exclusively by VersaBank using its proprietary technology, DDRs are bank-issued tokenized deposits, which are highly encrypted 1:1 digital representations of actual cash deposits that provide superior security, stability, and regulatory compliance compared to stablecoins. They combine the safety and soundness of traditional banking with the efficiency, cost savings, security, and programmability of blockchain technology. The purpose of the USDVB Pilot Program is to demonstrate the functionality, security, and operational integrity of VersaBank USA DDRs in a US dollar environment and to ensure compliance with US banking regulations, including the Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC). The launch of the USDVB Pilot Program is a critical milestone in VersaBank USA’s preparations to commercialize its USDVB in the United States. VersaBank USA will seek the Office of the Comptroller of the Currency’s (OCC’s) “non-objection” prior to launching commercially. VersaBank USA’s USDVB Pilot Program will follow a phased testing program involving thousands of transactions of de minimis value with controlled internal testing and expanding to include limited external deployment with designated deposit partners and their clients. USDVBs will be issued at a rate of 1 USDVB for each US$1.00 on deposit with VersaBank USA. Issuance and redemption and basic management of USDVBs will occur through VersaBank’s proprietary VersaVault digital vault platform on the Algorand, Ethereum and Stellar blockchains and access to and control of USDVBs will be managed through its VersaView e-wallet platform. VersaBank USA expects the USDVB Pilot Program to be completed by the end of calendar 2025 with commercial launch to occur as soon as possible thereafter.