SyFu, a decentralised physical infrastructure network-powered Web3 lifestyle app, has teamed up with global Open Banking platform Salt Edge to integrate card payment data from more than 5,000 banks worldwide directly into the SyFu app. The integration aims to turn “real-world” spending into digital assets, such as non-fungible tokens (NFTs) and tokens. SyFu combines non-custodial wallets, decentralised IDs, and Soulbound Tokens, to “reward” spending with secure, verifiable on-chain value. Through the partnership with Salt Edge, SyFu will be able to integrate credit and debit card payment data without changes to users’ existing payment methods, thereby removing the process of manually importing payment history. SyFu said that users can pay with their existing cards and its app will automatically reflect their spending in NFT growth and token accumulation. Tomochika Kamiya, founder of SyFu, added: “Without changing their existing payment methods, users can enjoy an entirely new experience in which everyday spending is visualised as an economic contribution and transformed into digital assets.”
Institutional rails and political pipelines redefine the altcoin rally; with ETF narratives and tokenized RWAs funneling funds to top‑tier assets
FBS, has published a new market analysis highlighting that the upcoming alt season will look very different from past cycles. According to FBS analysts, liquidity is concentrating at the top — in tokens with both strong fundamentals and political leverage. By mid-2025, the top 10 altcoins already captured over 70% of the total altcoin market cap, compared to less than 50% in 2021. The turning point, analysts note, has been U.S. policy. “Altseason 2025 won’t be defined by retail speculation. Political pipelines and institutional flows are shaping it,” FBS analysts explain. “The winners are likely to be projects with direct access to this liquidity, not random microcaps.” Among the tokens positioned to benefit are: Solana (SOL), boosted by political ties, ETF narratives, and strong technical momentum. Ondo (ONDO), a leader in tokenized real-world assets with backing from Coinbase, BlackRock, and regulatory alignment. Sui (SUI) — recently added to WLFI’s strategic reserve, with backing from Trump-linked investors. WLFI (World Liberty Financial) — a Trump-branded project preparing a publicly listed treasury vehicle, potentially opening the door to wider institutional access. Dogecoin (DOGE), retaining cultural staying power with support from high-profile figures. The analysis stresses that while altseason is still ahead, traders should not expect “buy anything and it goes 100x” scenarios. Instead, liquidity will be directed toward a curated shortlist of politically connected and institutionally viable tokens.
BVNK’s integration of its embedded stablecoin wallets with Bitwave’s SOC-compliant tax, accounting and compliance platform to enable finance teams to send and receive stablecoin invoice payments with compliance, security, and speed
BVNK announced a strategic partnership with Bitwave, the enterprise digital asset finance platform. The integration will empower enterprise finance teams to send and receive stablecoin invoice payments with compliance, security, and speed. Together, BVNK and Bitwave are redefining what’s possible for modern finance operations by embedding stablecoin wallets with Bitwave’s SOC-compliant tax, accounting and compliance platform. BVNK delivers stablecoin-native infrastructure for global financial services, powering the flexibility and control enterprises need to modernize their payment operations. Through this integration, Bitwave customers will gain access to BVNK’s embedded stablecoin wallets to: Pay invoices in USD, settle in stablecoins; Accept payments in stablecoins, receive fiat; Simplify reconciliation and automate GAAP/IFRS reporting; Access automated workflows for simplified tax, accounting, and compliance. This capability allows finance teams to take advantage of the speed and efficiency of blockchain-based payments without sacrificing audit-readiness or security. By bringing stablecoin-native infrastructure into Bitwave’s accounting and finance stack, the partnership enables finance teams to: Accelerate settlement cycles; Modernize treasury operations; Eliminate the complexity of manual financial reporting workflows
Cash App’s new P2P payment feature enables creating a pool, setting a target amount, and inviting contributors who can make group payments in seconds using Apple Pay or Google Pay through a shareable link
Cash App announced the launch of pools, a new peer-to-peer payment feature that enables group payments with just a few taps. Organizers can start a pool through the Cash App payment tab. From there, organizers can create and name a pool, set a target amount, and invite contributors. Members can be invited in-app via their $cashtag, or the organizer can text or share a link to request a contribution using Apple Pay or Google Pay. The organizer can close the pool at any time and then transfer the money to their Cash balance. With pools, members can contribute within seconds so the group can focus on the experience and not on stressful payment logistics: Proactive payment collection: Our market research shows that 60% of U.S. adults participate in some form of group money pooling, or one person has typically needed to volunteer to make the payment up front. Pools were designed for groups to easily plan, collect, and track contributions before the event occurs so that nobody has to front the entire cost. Integrations with Apple Pay and Google Pay: If members of the group use different payment solutions, the organizer has historically needed to download multiple apps to collect the money from each person resulting in confusion, time wasted, and risk for all participants. Now, the organizer can create a shareable link for group members to contribute to a pool in seconds using Apple Pay or Google Pay. Easy progress tracking: The organizer can name, set a goal amount, and invite members to join the pool and track the group’s contributions, removing unnecessary logistics and guesswork. End-to-end payment flows: Each pool seamlessly connects to the Cash App’s suite of banking and peer-to-peer payment tools, so the organizer can instantly use that money toward the group’s goal.
Spire’s platform offers unified wallet interface with multi-chain compatibility to enable cross-network asset transfers without third-party applications with support for cross-chain swaps, staking options and centralized access to embedded Web3 apps
Spire is a platform designed to integrate digital assets into mainstream financial discourse, offering robust infrastructure and compatibility with decentralized technologies. Its architecture is globally distributed for low latency, high uptime, and fault tolerance, supporting sub-second trade execution. Spire’s unified wallet interface with multi-chain compatibility enables cross-network asset transfers without third-party applications, streamlining asset management and reducing operational complexity. The platform accommodates diverse user needs in a unified environment. Tools Supporting the Full Asset Lifecycle Spire offers a consolidated interface for a range of asset-related activities: Trading Suite: Access to spot and margin markets across multiple digital assets Portfolio Analytics: Tools for tracking performance, analyzing positions, and reviewing trade history Earning Functions: Includes staking options and fixed-term savings features integrated within the platform environment. Users can allocate assets, monitor performance, and implement earning strategies without switching platforms or tools. Embedded Web3 Access: Spire incorporates access to decentralized applications within its centralized interface. Features include: Cross-Chain Swaps: Enables token movement across supported blockchains without exiting the platform DeFi Vaults: Curated strategies designed to provide exposure to decentralized yield mechanisms with built-in risk parameters. These integrations lower technical barriers and offer streamlined access to blockchain-based finance.
Cogni AI’s autonomous agents for Web3 integration can perform tasks such as monitoring blockchain transactions, triggering contract executions, processing data, and interacting with decentralized applications
Cogni AI, a technology company, has announced the next phase of its platform for automating processes across the Web3 ecosystem. The platform’s AI Agents are designed to perform tasks independently, integrating with decentralized protocols, smart contracts, and blockchain-based systems. These agents can perform tasks such as monitoring blockchain transactions, triggering contract executions, processing data, and interacting with decentralized applications. The technology aims to reduce friction in blockchain workflows and enable new use cases for businesses and individuals. Cogni AI emphasizes fully autonomous execution, allowing agents to make decisions, initiate actions, and adapt to changing conditions in real time. The platform supports multiple blockchain environments, enabling cross-chain interoperability. The company’s roadmap includes expanding agent capabilities, decentralized governance participation, and integration with enterprise systems. The $COGNI token is a central element of the ecosystem, serving as an access key for agent deployment and resource allocation. AI Agents have the potential to transform sectors like decentralized finance and supply chain management, reducing costs, improving speed, and enabling services that would be impractical through manual processes alone.
SkyBridge announces large-scale tokenization of hedge funds—using Avalanche’s high-speed blockchain to enable instant settlement, full fund lifecycle integration, and new RWA distribution channels
Skybridge Capital has announced a $300 million tokenization of its flagship hedge funds on the Avalanche blockchain network, a collaboration with enterprise-grade tokenization leader Tokeny and Apex Group Ltd. This move represents a significant step forward in modernizing the alternative investment landscape. Skybridge will tokenize its Digital Macro Master Fund Ltd and Legion Strategies Ltd using the proven ERC-3643 standard and Apex Group’s Digital 3.0 platform. The platform offers a single-source solution for the entire investment lifecycle, enabling institutional clients to transition their funds to blockchain-based rails with integrated capabilities for creation, issuance, administration, and distribution. The collaboration with Tokeny, Apex Group, and SkyBridge Capital marks a pivotal moment for institutional adoption and serves as a powerful market signal that tokenization has entered the mainstream. The collaboration brings together next-generation technology, enterprise-grade infrastructure, and institutional credibility, a critical combination for accelerating the adoption of real-world assets (RWAs) across hedge funds, private credit, and multi-strategy vehicles.
Stablecoin settlement Mastercard deepens Circle partnership, marrying compliance tooling with programmable money for merchants and cross‑border digital trade
Mastercard and Circle are deepening their longstanding partnership to enable USDC and EURC settlement for acquirers in the Eastern Europe, Middle East, and Africa (EEMEA) region. This expanded effort marks the first time that the acquiring ecosystem in EEMEA will be able to settle transactions in stablecoins, further cementing Mastercard’s role in connecting blockchain-native crypto assets with traditional fiat commerce infrastructure. This move will empower acquiring institutions to get their settlement in USDC or EURC – fully-reserved stablecoins issued by regulated affiliates of Circle – which they can then use to settle with merchants and help pave the way for a new era of efficient and trusted digital trade across emerging markets. This builds upon existing efforts between Circle and Mastercard in the region on crypto card solutions, such as Bybit and S1LKPAY, which use USDC to settle transactions. Our strategic goal is to integrate stablecoins into the financial mainstream by investing in the infrastructure, governance, and partnerships to support this exciting payment evolution from fiat to tokenized and programmable money. Through our expanded partnership with Circle, we are taking bold steps in integrating their innovative use across our global network,” said Dimitrios Dosis, president, Eastern Europe, Middle East, and Africa, Mastercard. “Our expanded partnership with Mastercard will enable wider reach, global access, and scaled impact, so that USDC can become as ubiquitous as traditional payments. Together with Mastercard, we are advancing the role of stablecoins as a foundational tool for everyday financial activity worldwide,” said Kash Razzaghi, Chief Business Officer at Circle.
PayPal stablecoin expands operations to Arbitrum’s blockchain network to offer users faster transaction confirmations and reduced costs by leveraging multi-chain operations
PayPal PYUSD has expanded its operations to Arbitrum’s blockchain network, addressing concerns about high transaction fees and slow processing speeds. The move has accelerated solutions for these issues, allowing users to perform faster and more cost-effective transactions. PayPal’s expansion was facilitated by changes to its terms of service document, which now explicitly mention Arbitrum network support across key operational areas. This shift has transformed strategic approaches towards multi-chain operations, allowing users to benefit from Arbitrum’s Layer 2 efficiency. Arbitrum blockchain technology has revolutionized transaction fee structures, addressing barriers to widespread PYUSD stablecoin adoption. Users can expect faster transaction confirmations and reduced costs when conducting PayPal PYUSD transfers on the network. PayPal’s Arbitrum integration has optimized the PYUSD stablecoin’s position as a more competitive option in the digital payments space, demonstrating how major financial institutions leverage multi-chain strategies to enhance user experience. The move validates Arbitrum blockchain as a viable platform for enterprise-level applications and may inspire other companies to follow PayPal’s lead in crypto stablecoin news development.
Binance unveils RWUSD comparing the performance of real-world assets (RWAs), such as tokenized U.S. Treasury notes, to provide a stable investing choice; allows users to earn up to 4.2% APR by signing up with stablecoins like Tether or Circle
Binance has introduced RWUSD, a yield product that protects the principal, to its Binance Earn platform. Starting on July 28, 2025, RWUSD allows users to earn up to 4.2% annual percentage rate (APR) by signing up with stablecoins like Tether or Circle. The product compares the performance of real-world assets (RWAs), such as tokenized U.S. Treasury notes, to provide a stable investing choice. Users can subscribe with stablecoins that meet the requirements, which are then turned into RWUSD tokens at a 1:1 ratio. The product earns daily incentives in RWUSD, and users can trade their holdings for USDC at the same 1:1 ratio. Binance offers two ways to cash out: Fast Redemption (0.1%) and Standard Redemption (0.5%), making its ecosystem a closed loop. The RWA tokenization market surged 260% in the first half of 2025, with tokenized U.S. Treasuries playing a significant role in this expansion. RWUSD connects traditional finance with cryptocurrency, appealing to investors seeking stable returns without the risks of speculative assets. Its flat 4.2% APR applies to subscriptions up to $5 million, and it can be used as collateral for Binance VIP Loans without affecting the amount made.