RaylsLabs has introduced a dual-layer blockchain infrastructure to help banks securely tokenize deposits and funds while adhering to financial regulations. The architecture combines private tokenization with public distribution via an Enigma-powered blockchain, aiming to support institutional-grade tokenization and facilitate on-chain settlement of real-world assets. This could lead to broader decentralized finance (DeFi) participation by banks. RaylsLabs’ approach involves building blockchain rails specifically tailored for the banking sector, allowing financial institutions to tokenize assets in a controlled private environment and distribute them via a public blockchain network. This could enhance market liquidity, streamline settlement processes, and enable programmable financial products. The integration of blockchain rails in banking could drive renewed attention to DeFi assets and liquidity pools, potentially influencing crypto price dynamics. The private tokenization layer aligns with regulatory requirements for confidentiality and risk control, potentially influencing global standards for tokenized asset management. The initiative underscores the convergence between traditional finance and blockchain technology, paving the way for a new era of institutional DeFi.
AGII upgrades predictive AI models to boost smart contract precision across Web3 ecosystems with improved contract generation accuracy, anomaly detection and execution reliability
AGII announced a major enhancement to its predictive AI models, significantly boosting the precision and reliability of smart contracts across Web3 ecosystems. AGII’s upgraded AI models leverage advanced machine learning algorithms trained on vast blockchain datasets, enabling higher levels of contextual awareness and decision-making accuracy. This advancement allows AGII to deliver smarter contract flows that can anticipate execution patterns, optimize outcomes, and adapt dynamically based on new inputs. With this enhancement, AGII introduces increased accuracy in contract generation, improved anomaly detection, and heightened execution precision. These capabilities significantly reduce the risk of failed transactions, incorrect triggers, and other operational vulnerabilities. By embedding stronger predictive capabilities at the core of its autonomous system, AGII positions itself as a foundational AI layer for dApps, DAOs, and other decentralized infrastructures seeking scalable and intelligent automation.
Broadridge’s distributed ledger processes $339 billion average daily repo volume in September, up 21% month-over-month and 650% year-over-year; accelerating tokenized settlement with smart contracts for faster collateral velocity and lower processing costs
Broadridge Financial Solutions, a global Fintech leader, has reported record activity on its Distributed Ledger Repo (DLR) platform, processing an average of $339 billion in daily repo transactions in September. This represents a 21% increase from August’s average and a 650% increase year-over-year, indicating the rapid adoption of tokenized settlement. DLR, the world’s largest institutional platform for settling tokenized real assets, uses tokenization and smart contracts to accelerate collateral velocity, improve liquidity management, and reduce trade processing costs. Broadridge is committed to bridging traditional and digital financial ecosystems.
Talos’s integration of Coin Metrics’ crypto market data, blockchain analytics and benchmark indexes with its portfolio management system to create integrated data and investment management platform for institutional trading workflows in digital assets
Talos will acquire Coin Metrics, the provider of crypto financial intelligence. By incorporating Coin Metrics’ extensive crypto market data, blockchain analytics and benchmark indexes with Talos’s platform – a unified order and execution management (OEMS) and portfolio management system (PMS) – the combination will create the industry’s first integrated data and investment management platform. This acquisition aligns with Talos’s strategy of building the most comprehensive, one-stop solution for all institutional trading workflows in digital assets. The firms’ complementary services will create synergies for their collective clients, including streamlined access to advanced portfolio analytics, sophisticated risk monitoring, premium indexes and industry-leading execution capabilities. Anton Katz, CEO and Co-Founder of Talos said “By bringing our platforms together, we’re creating a fully integrated, one-stop solution that benefits the clients of both firms. Institutions increasingly look to us to support the entire digital asset investment lifecycle, from trading and portfolio management to market data, on-chain analytics, and portfolio construction.
DeFi platform Gnosis’s integration with Noah’s compliant payments infrastructure to power stablecoin adoption through regulated virtual USD accounts, real-time stablecoin-to-fiat conversion, free on/off-ramps, and cross-border payments
Noah, a regulated global payments infrastructure provider, and Gnosis, a leader in decentralized financial systems, announced a strategic partnership to power the next chapter of stablecoin adoption through seamless integration of real-world financial infrastructure with onchain tools. Noah Gnosis Stablecoin Integration marks a major step in bridging real-world finance with decentralized ecosystems. The partnership makes it possible to have regulated virtual USD accounts, on-chain stablecoin payments, and money transfers across borders. This makes DeFi easier to use for payroll, B2B transactions, and remittances. This collaboration introduces regulated virtual USD accounts for users in the United States and abroad, along with real-time stablecoin-to-fiat conversion, free on/off-ramps, and cross-border payment functionality across 70+ countries. By combining Noah’s compliant infrastructure with Gnosis’s user-centric onchain ecosystem, the partnership makes everyday financial tools like payroll, remittances, and B2B payments available through decentralized finance applications. By embedding compliant stablecoin infrastructure, the collaboration allows these users to transact in USD and stablecoins with full regulatory confidence. For users in emerging markets, it unlocks new access to U.S. dollar-denominated accounts and seamless payments to and from the U.S.—making it easier to earn, save, and do business globally without relying on traditional intermediaries.
GENIUS Act for stablecoins passes house on way to being first major U.S. crypto law
The first major crypto regulatory initiative in the U.S. is about to become law after the House of Representatives passed the stablecoin bill known as the GENIUS Act. The approval came directly on the heels of another major legislative accomplishment for the industry, when the House also passed the Clarity Act that would govern the oversight of the digital assets markets in the U.S. The first significant crypto bill is on its way to being signed into law after the U.S. House of Representatives passed stablecoin-regulating legislation known as the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, which now gets forwarded to President Donald Trump. The landmark legislative achievement for the crypto industry marks a sharp turnaround from recent years in which the sector languished under resistant U.S. regulators and a Congress unable to finish policy efforts. And it follows close behind another major House action to pass the Digital Asset Market Clarity Act (known as “CLARITY”) — a bill that will establish a full set of rules over the wider crypto markets. The GENIUS Act passed 308-122. Because it arrived as a Senate bill with a 68-30 approval in that chamber, all it needs now is a presidential signature before it becomes the law of the land. Regulators can then begin establishing regulations for the conduct of stablecoin issuers — a field currently dominated by Tether’s USDT and Circle’s USDC but which has drawn a high level of attention from traditional financial institutions, including Wall Street banks. The legislative process again showed a large number of Democrats joining the Republican majority in favor of tailored regulations for the U.S. crypto industry.
Bitcoin DeFi has ballooned 20x since start of 2024 as builders bet on yield
A new report by Arch Network, shared with CoinDesk, shows that the total value locked (TVL) in Bitcoin-native protocols has surged from $307 million in January 2024 to $6.36 billion by mid-2025 — a 20-fold increase driven by lending apps, stablecoins, and institutional inflows. The data paints a picture of a shifting narrative away from “digital gold” and toward programmable, yield-bearing bitcoin. Lending and borrowing protocols are the most frequently cited usage protocols, mentioned by 59% of the respondents. Bitcoin-backed stablecoins followed (41%), then DEXs (32%) and real-world assets like tokenized real estate (29%). These aren’t speculative side bets — they’re early signs of product-market fit, especially for users who want access to liquidity without selling BTC. 36% still keep their Bitcoin in cold storage, citing a lack of confidence in current DeFi platforms. Another 25% avoid Bitcoin DeFi due to high perceived risk, while 60% of all respondents flagged smart contract exploits as the top security concern. “Bitcoin’s true potential lies beyond being a passive store of value,” Arch CEO Matt Mudano said. “Unlocking its liquidity is the next frontier.” “If even a fraction of Bitcoin’s $2 trillion market cap gets productive,” said DPI Capital’s Shahan Khoshafian, “the upside is massive.”
Wyoming tests use of state-issued stablecoin for real-time payments to government contractors
Wyoming reportedly tested its planned state-issued stablecoin, the Wyoming Stable Token (WYST), seeing how it could be used for real-time payments to government contractors. The state teamed up with blockchain startup Hashfire to use the stablecoin through the company’s Document Authentication Protocol, which is built on a custom Avalanche blockchain. In a Thursday post on X that linked to the CoinDesk article, Avalanche said: “From 45 days to a few seconds — that’s 99.99995% faster. Wyoming just tested real-time contractor payments using its state-issued stablecoin, WYST, using [Hashfire] on Avalanche.” In a reply to that post, Hashfire said: “So fast.” Hashfire said in a May 22 post on X that it was launching a pilot program using the Wyoming Stable Token to pay vendors. “This innovative initiative enables businesses doing vital work for Wyoming citizens to execute agreements and receive payments instantly, boosting liquidity and working capital,” Hashfire said. It was reported in August that Wyoming was developing its own U.S. dollar-backed stablecoin to be used for consumer payments. Advocates of the Wyoming Stable Token said it will provide a faster and cheaper way for individuals and businesses to transact, will create a new revenue stream for the state and may serve as a model for a stablecoin at the federal level.
BVNK’s integration of its embedded stablecoin wallets with Bitwave’s SOC-compliant tax, accounting and compliance platform to enable finance teams to send and receive stablecoin invoice payments with compliance, security, and speed
BVNK announced a strategic partnership with Bitwave, the enterprise digital asset finance platform. The integration will empower enterprise finance teams to send and receive stablecoin invoice payments with compliance, security, and speed. Together, BVNK and Bitwave are redefining what’s possible for modern finance operations by embedding stablecoin wallets with Bitwave’s SOC-compliant tax, accounting and compliance platform. BVNK delivers stablecoin-native infrastructure for global financial services, powering the flexibility and control enterprises need to modernize their payment operations. Through this integration, Bitwave customers will gain access to BVNK’s embedded stablecoin wallets to: Pay invoices in USD, settle in stablecoins; Accept payments in stablecoins, receive fiat; Simplify reconciliation and automate GAAP/IFRS reporting; Access automated workflows for simplified tax, accounting, and compliance. This capability allows finance teams to take advantage of the speed and efficiency of blockchain-based payments without sacrificing audit-readiness or security. By bringing stablecoin-native infrastructure into Bitwave’s accounting and finance stack, the partnership enables finance teams to: Accelerate settlement cycles; Modernize treasury operations; Eliminate the complexity of manual financial reporting workflows
PayPal stablecoin expands operations to Arbitrum’s blockchain network to offer users faster transaction confirmations and reduced costs by leveraging multi-chain operations
PayPal PYUSD has expanded its operations to Arbitrum’s blockchain network, addressing concerns about high transaction fees and slow processing speeds. The move has accelerated solutions for these issues, allowing users to perform faster and more cost-effective transactions. PayPal’s expansion was facilitated by changes to its terms of service document, which now explicitly mention Arbitrum network support across key operational areas. This shift has transformed strategic approaches towards multi-chain operations, allowing users to benefit from Arbitrum’s Layer 2 efficiency. Arbitrum blockchain technology has revolutionized transaction fee structures, addressing barriers to widespread PYUSD stablecoin adoption. Users can expect faster transaction confirmations and reduced costs when conducting PayPal PYUSD transfers on the network. PayPal’s Arbitrum integration has optimized the PYUSD stablecoin’s position as a more competitive option in the digital payments space, demonstrating how major financial institutions leverage multi-chain strategies to enhance user experience. The move validates Arbitrum blockchain as a viable platform for enterprise-level applications and may inspire other companies to follow PayPal’s lead in crypto stablecoin news development.